Related by context. All words. (Click for frequent words.) 68 reinsurance recoverable 68 recoverables 68 reinsurance receivables 67 ceding commissions 65 ceded reinsurance 64 IBNR reserves 62 uncollectible reinsurance 62 LAE reserves 61 reinsurance recoveries 60 premiums ceded 60 policyholder dividends 60 d Represents 60 accounts receivable balances 60 reinsurance treaties 60 IBNR 59 reinstatement premiums 59 receivable balances 59 GMDB 59 MOSAID litigation 59 retrocessions 58 FSAH acquisition 58 RMBS exposures 58 reinsurance ceded 58 accruals 58 lien RMBS 58 Hiscox Bermuda 58 FDIC indemnification asset 58 XLFA 57 cedants 57 retrocessional reinsurance 57 b Excludes 57 Regulation XXX 57 Statutory surplus 57 outwards reinsurance 57 DPAC amortization 56 Reinsurance recoverables 56 unfunded accrued 56 FDIC indemnification 56 uncollectible receivables 56 c Represents 56 incentive accruals 56 KFSI 56 retrocessional coverage 56 LIFO adjustment 56 b Relates 56 Radian Asset 56 intercompany loans 56 cedant 56 Folksamerica Reinsurance Company 56 warranty accruals 56 policyholder surplus 56 DAC unlocking 56 actuarially determined 55 retrocessional 55 reinsurance 55 OREO valuation 55 intercompany reinsurance 55 c Relates 55 Catastrophe losses 55 Ambac Assurance Corporation 55 uncollectible accounts receivable 55 Visa indemnification 55 b Represents 55 Surplus Lines segment 55 hedge ineffectiveness 54 self insured retentions 54 merchant chargebacks 54 reinsurance recoverables owed 54 unamortized deferred 54 unfunded actuarial accrued 54 nonaccrual loan 54 compensation accruals 54 FHCF 54 defeased loans 54 OREO write downs 54 reinsurance reinstatement 54 postretirement benefit 54 Cobalt Gordian 54 unfavorable variance 54 CDO squared transactions 54 variable annuity reinsurance 54 Incurred losses 54 Discontinued Lines 54 Unearned premiums 54 LIFO adjustments 54 - Total Current LiabilitiDouglas H. McCorkindale 54 Astaris joint venture 54 reinsures 53 unbilled revenue 53 accrual 53 uncollectible accounts 53 FAFLIC 53 Interest Expense Interest expense 53 nondeductible expenses 53 GSCT program 53 c Reflects 53 unfavorable variances 53 loan chargeoffs 53 PGP Acquisition 53 cedents 53 MSR impairment 53 European Windstorm Xynthia 53 EUR#.#b 53 Hiscox Guernsey 53 PDP MLR 53 nonrecurring expenses 53 FSAH 53 repricing downward 53 Lease Losses ALLL 53 LibertyBank Acquisition 53 adopting SFAS #R 53 European windstorm Xynthia 53 Partially offset 53 disciplined underwriting 53 deemed uncollectible 53 reinsurance commutation 53 deferred loan origination 53 reinsurance cessions 53 NOL carryforwards 53 principal paydowns 53 loan paydowns 53 FGIC insured 53 debt extinguishments 53 Folksamerica 53 recoupments 52 SHKPI 52 promissory note receivable 52 f Represents 52 stock basedcompensation 52 Kingsway Reinsurance Corporation 52 OTTI charges 52 depreciable asset 52 reestimates 52 receivables 52 reinsurers 52 borrowable resources 52 Crisa acquisition 52 unamortized issuance costs 52 financial guaranty reinsurance 52 unamortized discount 52 notes receivable 52 unbilled receivables 52 net chargeoffs 52 OTTI charge 52 Ps.7 52 reinsurance commutations 52 FRBNY Facility 52 undepreciated assets 52 reserve reestimates 52 ChannelRe 52 prepayment speeds 52 modified coinsurance 52 Infor expressly disclaims 52 reasonably determinable 52 Impaired loans 52 d Reflects 52 OTTI write downs 52 earnout payment 52 RenRe 52 accounts receivable 51 noncurrent liabilities 51 Balboa Reinsurance 51 balance UPB 51 Transeastern JV 51 workersa compensation 51 captive reinsurance 51 LPT deferred 51 intercompany indebtedness 51 receivable 51 Fixed annuity 51 retrocessionaires 51 intercompany receivables 51 CDO financings 51 intercompany balances 51 NOL utilization 51 reinsured 51 MFB Corp 51 Delvag Rueck 51 principally attributable 51 underwriting 51 estimated undiscounted 51 Unizan merger 51 contingent liabilities 51 junior subordinated debentures 51 xxxii 51 unamortised 51 catastrophe reinsurance 51 exchangeable debentures 51 reasonably estimable 51 postretirement obligations 51 dividing noninterest expense 51 Contingent Consideration 51 Interest expense decreased 51 actuarial liabilities 51 MSR valuation 51 temporary impairment OTTI 51 SBLIC 51 indebtedness incurred 51 unamortized financing 51 includable 51 accretable yield 51 XGen Nevis Island 51 FIFO inventory 51 LMGI 50 NOL carryforward 50 uncollectable receivables 50 unamortized portion 50 & CAE Unpaid 50 Accrued liabilities #,#,# #,#,# [001] 50 stressed DSCR 50 nonaccruals 50 realizable value 50 OREO properties 50 MCCSR 50 uncollectability 50 FHLB advances decreased 50 depreciation depletion amortization 50 insureds 50 loss NOL carryforward 50 Reinsurance Assumed 50 Adjustment Expenses 50 currency remeasurement 50 perpetual debentures 50 accrual reversal 50 nonaccrual loans 50 f Reflects 50 CIFG NA 50 loan origination fees 50 LIFO inventory valuation 50 BOLI COLI 50 cargo liftings 50 Timeshare segment 50 LAE ratio 50 OPEB expense 50 Century Indemnity 50 Kingstone Insurance 50 FNLC 50 downward repricing 50 noncash accounting 50 Metris Master Trust 50 cedent 50 mandatorily redeemable 50 g Represents 50 surge inland Suhayda 50 Noninterest expense decreased 50 loss carryforward 50 Operating Expense Ratio 50 Transsib Re 50 MIICL 50 b Reflects 50 Unearned premium 50 paydown 50 unrealized derivative 50 intangible impairment 49 unamortized premiums 49 XLCA 49 c Calculated 49 ended September# 49 notional amounts 49 LIBOR resets 49 carrybacks 49 foreign currency remeasurement 49 Variable annuity 49 AmerInst 49 retrocession 49 indemnifications 49 Fine Chemicals segment 49 Loss severities 49 unamortized deferred financing 49 nat cat 49 actuarial valuations 49 postretirement benefit obligations 49 PXRE 49 RSUI 49 Northwind Holdings 49 ABS CDOs 49 voluntary prepayment 49 Allstate Indemnity 49 uncollectible receivable 49 Incurred 49 underwriting discounts commissions 49 intangible assets impairment 49 Escrowed Proceeds 49 Specialty Reinsurance 49 returns chargebacks rebates 49 nonperforming asset 49 Loan Payable 49 owned OREO 49 Hedge ineffectiveness 49 paydowns 49 revolver borrowings 49 earnout payments 49 noninterest expense decreased 49 accumulated undistributed 49 RUB#.#bn [002] 49 impacting comparability 49 minimal paydown 49 Surface Specialties acquisition 49 h Represents 49 subaccounting fees 49 loss carryforwards 49 FSAH Acquisition 49 Accounts receivables 49 Filtran Microcircuits Inc. 49 temporary impairments OTTI 49 Partially offsetting these 49 inventory obsolescence 49 accrued 49 Non GAAP adjusted EBITDA 49 deducting underwriters 49 nonstandard automobile 49 iii Ps 49 Unfunded pension 49 TEB adjustment 49 Mowood 49 SFSB transaction 49 Unitrin Direct segment 49 entities VIE 49 MCLP 49 ResiLogic model 49 Earned Premiums 49 undrawn revolver 49 Ceded premiums 49 Premiums Written 49 loss carrybacks 49 LIFO accounting 49 carryforwards 49 RiverSource Life 48 Unearned Premiums 48 premiums 48 j Represents 48 Earned premiums 48 realizability 48 Broadspire segment 48 pretax goodwill impairment 48 prioryear 48 sublimit 48 contingently convertible securities 48 securitized receivables 48 Fund FHCF 48 amortizable intangible assets 48 ITIN filers 48 PMACIC 48 Syncora 48 UILIC 48 Hugoton Properties 48 doubtful accounts receivable 48 Ambac insured 48 affecting mortality morbidity 48 valuation allowances 48 depletable 48 IBNR reserve 48 CMTPL 48 Translation Retained 48 identifiable intangible 48 EUR -#.# -#.# [001] 48 USOGP 48 Positively impacting 48 LBDP 48 voluntary prepayments 48 operatingincome 48 offhire 48 Folksamerica Re 48 OPEBs 48 origination volumes 48 Scantron segments 48 NAIC RBC 48 Trenwick 48 borrowable funds 48 catastrophe reinsurance reinstatement 48 adequately collateralized 48 Balboa Reinsurance captive 48 AFUDC 48 MCCSR ratio 48 unsecured indebtedness 48 operating income1 48 noncurrent 48 Fabricated Products segment 48 scheduled drydockings 48 joint Clairvest CEP 48 Barrett NDEx 48 MDP Transaction 48 accrual reversals 48 nondeductible portion 48 Rs.#cr [001] 48 refundings 48 Tecstar Automotive Group 48 accretion expense 48 ALLL 48 Convertible debenture 48 indemnitors 48 Premiums receivable 48 nonaccruing loans 48 EBITDAA 48 millioncompared 48 balance sheet securitizations 48 Eur #,# 48 NSF OD 48 EnPro consolidated 48 reinsuring 48 Largely offsetting 48 excludes unrealized gains 48 aftertax charge 48 uncollected receivables 48 Premiums ceded 48 Pledged revenues 48 Ps.3 48 written NPW 48 prepayments 47 ABCP holdings 47 VIOXX Lawsuits 47 Syncora Capital 47 Policyholder benefits 47 postemployment benefits 47 variable annuity guarantees 47 noninterest expenses 47 Windstorm Xynthia 47 Stoneheath Re 47 Mapfre Re 47 accrued expenses 47 intangible impairments 47 OPEB obligations 47 NBCR risks 47 SmartGrowth Deposits 47 Mendakota Insurance Company 47 solvency deficiency 47 Flagstone Suisse 47 UPCIC 47 cessions 47 client reimbursables 47 noncovered 47 Real Estate Owned OREO 47 Delvag 47 CIRe 47 MXN# #mn 47 Excluding goodwill impairment 47 losses ALLL 47 noncovered loans 47 TNFG 47 severance accruals 47 Reinsurance balances 47 receivables factoring 47 Persistency 47 finite reinsurance contracts 47 unaccreted 47 #.#bln rbl [003] 47 Specialty Admitted segment 47 Novae Re 47 discount accretion 47 REMOVAL Removal shall 47 postretirement benefit plans 47 Asset Retirement Obligation 47 millionin 47 non capitalizable 47 Ceding commission 47 DiaMed acquisition 47 subordinated debentures 47 Individual Annuities segment 47 liabilities 47 Unitholder distributions 47 purposes Torchmark defers 47 Medicare Advantage premiums 47 #.#bn rub [005] 47 preneed cemetery 47 EUR1 #mn 47 Och Ziff Operating 47 nondividend distribution 47 noncash goodwill 47 finite reinsurance 47 Specialty Lines 47 consolidated VIEs 47 unaffiliated reinsurers 47 pro rata portion 47 Reinsurance recoverable 47 Rosebel Royalty 47 Medicare Advantage MLR 47 performing obligors 47 Adjusted EBITDA excludes 47 LPT Agreement 47 nonoperating expense 47 MVAS gross 47 AND PREMIUMS 47 accretable 47 preopening expenses 47 Electro Re 47 Contingent commissions 47 Introductory teaser rates 47 c Excludes 47 favorably impacted 47 TRUPs 47 #.#mln rub [007] 47 promissory note payable 47 Lloyd Syndicate 47 CAD#m [002] 47 unrealized derivative losses 47 postretirement benefits 47 unabsorbed fixed costs 47 hedging derivative instruments 47 n#.# [002] 47 Gramercy Realty 47 -KGMU Trauma Centre 47 #.#per diluted 47 noninterest bearing deposit 47 5x rollover 47 Amounts recoverable 47 HDI Industrie 47 Katonah Debt Advisors 47 doubtful accounts 47 remediate RMBS exposures 47 initial overcollateralization OC 47 TFG CLO investments 47 excluding goodwill impairment 47 excluding MYA 47 admire Deryck 47 noninsurance 47 Greenlight Reinsurance Ltd. 47 Stendal mill 47 PPD lump sum 47 IPCRe 47 mortality persistency 47 Conseco Insurance 47 calculate DSO uses 47 unliquidated damages 47 Hardwoods USLP 47 Inc. NASDAQ MIGP 47 Webb Duval Gatherers 47 BNY Trade 47 unreserved undesignated 47 metric ignores 47 SF CDOs 47 Labuan Re 47 Cleartel 47 Medicare Advantage PFFS 47 floorplan lenders 47 noncurrent loans 47 casualty reinsurance 47 operating loss carryforwards 47 #,#,# #,#,# Deferred [001] 46 -Josephine Marcotty 46 includible 46 RenaissanceRe Holdings RNR 46 Coregis 46 Professional Liability PL 46 prorations 46 SF CDO transactions 46 DKK #.#bn [001] 46 GMIB 46 CDARS deposits 46 Premiums receivable net 46 Acquired Entities 46 promissory notes payable 46 indemnification obligations 46 noninterest expense divided 46 Coverages 46 nonperforming loans totaled 46 EUR# mn [001] 46 ALICO Holdings 46 carryforward 46 unsecuritized loans 46 dealer floorplan ABS 46 Somewhat offsetting these 46 #.#percentage points 46 securitization trusts 46 LIFO expense 46 unrealized derivative gains 46 NAICO 46 early extinguishments 46 EURO#.# [002] 46 obsolete inventory 46 guaranty reinsurance 46 ofapproximately 46 partially mitigated 46 Rosebel royalty 46 Federal Mogul Alapont 46 unaccreted discount 46 PMPS brand 46 Prepaid churn 46 FHLB borrowings decreased 46 prepetition liabilities 46 Harleysville Mutual 46 contingently liable 46 Copano commodity 46 USLP Plan 46 Loan Facilitation Services 46 undistributed taxable income 46 Assured Guaranty Re 46 loans receivable 46 Accrued severance 46 YoverY 46 Exchangeable Debentures 46 poolwide expected 46 undepreciated 46 LIFO inventory reserve 46 noncurrent assets 46 quarter offiscal 46 cardmember lending 46 withholdable payment 46 FIGA assessment 46 Noninterest Expense Noninterest expense 46 DSCRs 46 IREX joint venture 46 temporary impairments 46 BP insurer QBE 46 certificateholders 46 RMBS transactions 46 distributable earnings 46 CalGen 46 Fac Re 46 Innovis Entities 46 outlier payments 46 Segregated Account 46 IDT Carmel 46 SemCanada 46 RUB#.#bn [001] 46 ONEOK Partners segment 46 policyholder retention 46 Halotron revenues 46 Realised Earnings 46 guaranty insurers 46 -Ladies Auxiliary bingo 46 #.#/BOE [002] 46 Subordinate MBS 46 expenses LOE 46 Harland Acquisition 46 Net chargeoffs 46 xxxiii 46 AGCS AG 46 ECU netbacks 46 fiscals #-# 46 EGI Financial 46 unevaluated properties 46 Bosna Re 46 Ambac insures 46 Hardwoods LP 46 asset valuation allowance 46 reinsurers Hannover Re 46 AMF Ultra Short 46 Jevco Insurance Company 46 EURO#.# [001] 46 Specialty Casualty 46 unsecured promissory notes 46 nonvested 46 theprior 46 HGIC 46 Mezzanine Loan 46 Surplus Lines Select 46 SF PCM 46 expense LOE 46 goodwill impairments 46 Settlement Amount 46 nonperforming assets 46 P1 #,#,#.# 46 CastlePoint Re 46 nonconvertible debt borrowing 46 unabsorbed manufacturing 46 LIFO inventory 46 intersegment revenues 46 indemnification provisions 46 Compensation Expenses 46 HealthStream Learning 46 lapsation 46 unamortized debt 46 non accrual 46 Class B USLP 46 TIG Insurance 46 xii downgrades 46 uninsured underinsured motorist 46 aftertax 46 ARIF II 46 JMP Credit 46 business acquired VOBA 46 Currency translation 46 Guaranteed Minimum Death 46 #.#:# #.#:# [001] 46 bonus accruals 46 AmericanSingles segment 46 noncurrent portion 46 per dilutedshare 46 Visa MasterCard antitrust 46 unamortized 46 Annual Incentive Plan 46 Excluding nonrecurring items 46 subprime mortages 46 depreciable assets 46 unbooked resource potential 46 PV NIM 46 MFFO 46 YonY 46 SF CDO exposure 46 uncompleted contracts #,#,# 46 Ansvar 46 unabsorbed fixed manufacturing 46 COFI removal 46 counterparty exposures 46 MTTF receipts 45 Travelers Indemnity 45 Bermuda reinsurers 45 unrealized losses 45 rating affirmations 45 Xantic acquisition 45 persistency 45 Byproduct revenues 45 Fitch BBB medians 45 Ps.#.# [005] 45 Realised gains 45 overcollected 45 prepayment speeds loan originations 45 Adjusted EBIDTA 45 Subordinated Note 45 phytosterol revenues 45 nonperforming assets NPAs 45 Gross Premiums Written 45 CastlePoint Insurance 45 vintage subprime RMBS 45 Nonperforming loans totaled 45 marketable securities 45 Domestic Brokerage 45 accrued liabilities 45 Toggle Notes 45 pension curtailment 45 spokesman Randy Clerihue 45 netincome 45 BridgewaterEquity.com 45 AMEX Assurance 45 Expense Ratios 45 ABS CDO exposures 45 defalcations 45 EUR #,# Mio 45 toreflect 45 MEP Joint Venture 45 Varvarinskoye Project 45 Possible Loan Losses 45 property catastrophe reinsurance 45 Business.com Acquisition 45 Revises Rating Outlook 45 - Total noninterest expense 45 Unitrin Specialty segment 45 amortisations 45 subordinate tranches 45 Depreciation Amortization Taxes 45 DAC unlock 45 nonconvertible debt 45 multiline insurer 45 LTM adjusted EBITDA 45 INTEGRA LIFESCIENCES HOLDINGS CORPORATION 45 actuarial calculations 45 Earnout 45 #.#/diluted share 45 capitalizable 45 billable headcount 45 A.M. Best Assigns Ratings 45 Doubtful Accounts 45 identifiable intangible assets 45 Rs.#.#cr 45 liquidating distributions 45 Slightly offsetting 45 refranchising transactions 45 LIFO reserve 45 reimbursable expenses 45 Negatively impacting 45 B piece resecuritizations 45 Banco Azteca Mexico 45 GBP #.#m [003] 45 Petrofund merger 45 Market Disruption 45 Biolevier loan 45 undercollected 45 official Sadayuki Kano 45 contingent earnout 45 ACR ReTakaful SEA 45 Canexus LP 45 Debt Settlement Agreements 45 International Liftboats 45 xi unanticipated 45 THB# #mn 45 Ps.#.# [002] 45 TFG CLO 45 KICO 45 debris Rasnick 45 GSR2 royalty 45 agents brokers MGAs 45 catastrophe reinsurance specialty 45 postemployment benefit 45 LILO transactions 45 mortgage loan originations 45 Interest accrues 45 Donegal Mutual 45 Contingent consideration 45 ascompared 45 incurred 45 2Q FY# representing 45 DCOH 45 PIK Interest 45 delinquencies defaults 45 Applehead I. 45 Syncora Holdings 45 SEK -#.# [002] 45 trust preferreds 45 escrowed funds 45 Revolving Credit Facilities 45 b Includes 45 secured debenture 45 calculate DSO 45 NYSE ZNT 45 ratably 45 guaranty 45 Dhs2 #m 45 depletable base 45 DJOFL 45 AGY Asia 45 excludes depreciation amortization 45 Realized Losses 45 COLI policies 45 Unfunded Liability 45 MMCFEPD 45 #.#mln rub [001] 45 Senior Exchangeable Notes 45 Compensatory damages 45 n#.# [001] 45 mso font pitch 45 valuation adjustments 45 ranks pari passu 45 pretax noncash 45 remeasurement 45 AFFO payout ratio 45 Jevco 45 c Includes 45 equitable indemnity 45 Best Capital Adequacy 45 mandatorily redeemable preferred 45 OTC SYCRF 45 mezzanine financings 45 PERH 45 BPPR 45 nonperforming assets totaled 45 Selects Guidewire 45 indemnification clauses 45 collect reinsurance recoverables 45 TSCorp 45 FQ = fiscal 45 BPE Segment 45 Pay 45 affirmations reflect 45 Lloyd syndicates 45 securitization exposures 45 undrawn commitments 45 NASDAQ LCAPA LCAPB 45 #,#,# #,#,# Accrued expenses [002] 45 TranSwitch indebtedness 45 exclude nonrecurring items 45 Polymer Additives segment 45 Firemans Fund 45 subordinated promissory note 45 Derivative Liabilities 45 Vacation Interval sales 45 undiscounted cash 45 OPEB liabilities 45 unrealized derivative gain 45 adjusted capitalization 45 Convertible Debt 45 Equinix excludes 45 unfunded commitments 45 expressly disclaimed 45 nonstandard auto 45 Increase subsidies 45 unreserved undesignated fund 45 Veraz excludes 45 policyholder 45 undepreciated book 45 Acquired Intangible Assets 45 elective deferrals 45 impair Lillian Vernon 45 credit carryforwards 45 Note Payable 45 consents authorizations 45 CastlePoint Holdings Ltd. 45 #.# DCOH 45 LPT Agreement ceded 45 % unannualized 45 Kasasa Saver account 45 charge offs 45 Marketform 45 Hesperion acquisition 45 Total noninterest 45 Thalomid R 45 LTM EBITDA 45 margin teb 45 uncollectible 45 specially serviced assets 45 NALs 45 CLO #-# 45 Kleros RE IV 45 - NET INTEREST [002] 45 subsidiaries underwrites 45 market fluctuations investee 45 Company noncontributory defined 45 adopted SFAS #R 45 CMHC insured mortgages 45 USD#.#m [001] 45 prepayment 45 Upgrades Issuer Credit 45 AMPAC ISP Holdings 45 adjusted EBITDAR 45 reorganized Calpine 45 Medicare Advantage membership 45 bespoke tranche 44 SEK #,#,#.# 44 SEK #,#,#,# 44 EBITDAO 44 Wireline adjusted EBITDA 44 Funded Debt 44 Mortgage Servicing Rights 44 commercial multiperil 44 collateralizes 44 Reported Unaudited Condensed 44 MID Lender 44 Stable Rating Outlooks 44 normalized EBIT 44 #,# ADMTs 44 Pro forma Adjusted EBITDA 44 identifiable intangibles 44 Marbob acquisition 44 FASB #R 44 Spider phobia 44 periodic redeterminations 44 addback 44 economically recoverable coal 44 Nortel unfunded 44 Lordsburg Mining District 44 c Consists 44 Customer Repo 44 calculating distributable cash 44 Adjusted EBITDA1 44 unfavorably impacted 44 VDM Specialists 44 Denville Scientific 44 PLIVA acquisition 44 FRBNY Credit Facility 44 contributable 44 subordinated indebtedness 44 #.# perdiluted 44 Floating Contracts 44 CAD#.# [005] 44 Indemnity 44 Premiums Earned 44 Candente relies upon 44 nonaccruing 44 Ribavirin royalties 44 noncumulative perpetual preferred 44 issuers counterparties 44 Shingle Springs Tribal 44 hardboard siding claims 44 NYSE PTP 44 viii insufficient 44 flowthrough 44 NETg acquisition 44 Excess Cash Flow 44 subordinated promissory notes 44 PIK whereby 44 unforeseen underperformance 44 Fund undistributed overdistributed 44 Lifecomm Joint Venture 44 PLICO 44 Deductions depreciation 44 LAE 44 unfunded actuarial liability 44 GVIC consolidated 44 BBB counterparty 44 unrealized gains 44 Vinyls segment 44 LTV ratios 44 EMEA CMBS 44 risk mitigant 44 PLRMBS 44 IAROC 44 FTE staffing 44 structural subordination 44 EBITA amounted 44 Partnered Brands segment 44 interest entity VIE 44 normalized FFO guidance 44 CIC convertible debenture 44 UM UIM 44 gross NPL ratio 44 Vacation Ownership Interest 44 Inland Barge Group 44 unrealized depreciation 44 Montpelier Re 44 - Weighted average [004] 44 ratio LVR 44 participating policyowners 44 QSGI offsets 44 DSRF 44 HG LV 44 MAPFRE RE 44 unexpended balance 44 reinsureds 44 noninterest expense partially offset 44 Senior Secured Term