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(Click for frequent words.) 79 reinsurers 77 reinsurer 76 catastrophe reinsurance 74 Reinsurance 71 casualty reinsurance 71 retrocessional 68 reinsurance treaties 67 reinsuring 67 property catastrophe reinsurance 66 retrocession 66 facultative reinsurance 66 underwriting 66 finite reinsurance 66 reinsures 65 insurance 65 casualty insurance 63 Hiscox Bermuda 63 reinsurance broking 63 facultative 63 Hannover Re 63 Lloyd syndicates 62 cedents 62 intercompany reinsurance 62 PartnerRe 61 Lloyd Syndicate 61 ceded reinsurance 61 insurer 61 insurers 61 Guy Carpenter 61 insureds 60 reinsured 60 Munich Re 60 CastlePoint Re 60 Bermuda reinsurers 60 Swiss Re 60 reinsure 60 RenRe 60 Specialty Lines 59 Aon Re 59 Underwriting 59 ceding commissions 59 Berkshire Hathaway Reinsurance 59 cedants 59 policyholders 59 reinsurance brokerage 59 Fac Re 59 retrocessions 58 retrocessional reinsurance 58 Chartis 58 XL Re 58 nonlife 58 Everest Re 57 XLFA 57 Gerling Global 57 captive reinsurance 57 RenaissanceRe 57 casualty insurer 57 Regulation XXX 57 monoline 57 PXRE 57 reinsurance intermediaries 57 Reinsurer 57 Montpelier Re 57 Reinsurers 57 Praetorian Financial 57 BestWire 57 QBE 56 XL Insurance 56 Admin Re 56 collateralized reinsurance 56 Insurance 56 Personal Lines 56 AXIS Capital 56 Property Casualty 56 nonlife insurance 56 financial guaranty reinsurance 56 Ambac Assurance Corporation 56 Aon Benfield 56 policyholder surplus 56 Indemnity 56 casualty insurers 55 AmerInst 55 reinsurance recoverables 55 ILWs 55 Swiss Reinsurance 55 Ironshore 55 premiums 55 WR Berkley 55 disciplined underwriting 55 Swiss Re Capital Markets 55 Surplus Lines 55 outwards reinsurance 55 RSUI 55 Balboa Reinsurance 55 finite reinsurance contracts 55 ACE Tempest Re 55 Torus Insurance 55 Amlin Bermuda 55 windstorm deductibles 54 policyholder 54 Hiscox Guernsey 54 Excess Casualty 54 professional indemnity 54 Montpelier Reinsurance Ltd. 54 PARIS RE 54 Fund FHCF 54 IPCRe 54 Flagstone Re 54 XLCA 54 nonadmitted 54 Swiss Reinsurance Co. 54 nonadmitted insurance 54 CastlePoint Insurance 54 Assured Guaranty Re 53 Specialty Reinsurance 53 Transamerica Reinsurance 53 Underwriting Officer 53 Converium 53 Ergo Versicherungsgruppe AG 53 RenaissanceRe Holdings Ltd. 53 RRGs 53 Beazley syndicates 53 HDI Gerling 53 cedant 53 BOLI COLI 53 XL Capital 53 XL Reinsurance 53 Ironshore Insurance 53 insurers reinsurers 53 Aurigen 53 OdysseyRe 53 AXA RE 52 cedent 52 nonstandard automobile 52 workersa compensation 52 AM Best 52 inforce 52 Novae Re 52 Revios 52 AGCS AG 52 Assurant 52 monoline insurer 52 reinsurance recoveries 52 coverholder 52 cessions 52 Marketform 52 reinstatement premiums 52 FHCF 52 GIC Re 52 multiperil 52 Greenlight Re 52 Glacier Reinsurance 52 annuities 52 Hiscox plc 52 Swiss Re RUKN.VX 51 Conseco Insurance 51 CIFG 51 retakaful 51 recoverables 51 Trenwick 51 Validus Re 51 Allmerica 51 reinsurance ceded 51 AGCS 51 Ergo Versicherungsgruppe 51 retrocessionaires 51 Professional Liability 51 variable annuity reinsurance 51 Catastrophe losses 51 FGIC 51 RenaissanceRe Holdings Ltd 51 Talbot Underwriting 51 Bermuda reinsurer 51 GAB Robins 51 Transamerica Re 51 FAFLIC 51 reinsurance recoverable 51 variable annuities 51 Facultative 51 Gen Re 51 DTRIC 51 insurer Chaucer 51 Specialty Casualty 51 Talanx 51 Lloyd Syndicates 51 Hardy Underwriting 51 Swiss Reinsurance Co 51 Assurant Solutions 50 Chief Executive Jacques Aigrain 50 Canopius 50 Tokio Millennium 50 reinsurance coverages 50 Gen Re LifeHealth 50 Swiss Re Munich Re 50 variable annuity 50 underwrites specialty 50 Radian Asset 50 UPCIC 50 Swiss Re RUKN.VX Quote 50 multiline insurer 50 premiums ceded 50 CastlePoint 50 Talanx AG 50 broker Benfield 50 annuity 50 Axa Re 50 MBIA 50 fixed indexed annuities 50 actuarial 50 Seguros ING 50 insurer Kiln 50 Unitrin 50 Casualty Reinsurance 50 Surplus Lines Commercial 50 adjusted capitalization 50 Grahame Chilton 50 Greenlight Re selectively 50 Folksamerica Reinsurance Company 50 Re Takaful 50 SCOR SE 50 SunAmerica Financial 50 Unibanco AIG 50 AIG 50 HIBL 50 reinsurers Munich Re 50 insurer MBIA Inc. 50 nonstandard auto 49 CIFG Guaranty 49 noninsurance 49 Insurers 49 Retakaful 49 NAICO 49 BestWire Feb. 49 Casualty 49 Ace Tempest 49 Folksamerica 49 European windstorm Xynthia 49 policyholder dividends 49 LMGI 49 casualty facultative 49 Mapfre Re 49 bancassurance 49 German reinsurer Munich 49 Montpelier Re Holdings 49 Greenlight Reinsurance Ltd. 49 Century Surety 49 Hiscox Insurance 49 RAM Reinsurance 49 Hannover ReTakaful 49 Allianz SE 49 reinsurer PartnerRe Ltd. 49 Balboa Reinsurance captive 49 ChannelRe 49 ZEP RE 49 Maiden Holdings 49 fixed annuities 49 commercial multiperil 49 Arch Reinsurance 49 reinsurance Hannover Re 49 Bronek Masojada 49 COLI BOLI 49 AIR Worldwide Corporation 49 guaranty 49 Jeworrek 49 Stephan Christiansen 49 Indemnity Co. 49 finite reinsurance transactions 49 Radian Asset Assurance 49 Hiscox 49 SCOR Vie 49 MIICL 49 Munich Reinsurance 49 EPLI 49 ANICO 49 Insurer 49 natural catastrophes 49 Property Catastrophe Reinsurance 49 Amlin 49 Equitas 49 Patrick Thiele 49 reinsurers Swiss Re 49 Labuan Re 49 variable annuity hedging 49 persistency 49 Insurance Facility CCRIF 49 Folksamerica Re 49 von Bomhard 49 NYSE FSR 49 Ambac 48 indexed annuity 48 MGUs 48 structured finance 48 KICO 48 AmerUs 48 underwritings 48 professional indemnity PI 48 ARIG 48 Parkton Re 48 contingent commissions 48 Sompo 48 Assured Guaranty 48 Agostino Galvagni 48 TMNF 48 NBCR 48 CommInsure 48 Odyssey Re 48 Syncora 48 CMTPL 48 financial guaranty reinsurer 48 Life Insurance 48 CNA Financial 48 Cairnstone 48 Axa 48 Toa Re 48 Validus Holdings 48 Electro Re 48 Infrassure 48 EW Blanch 48 MGAs 48 NBCR risks 48 Hannover Re AG HNR1.XE 48 European Windstorm Xynthia 48 GeoVera 48 Flagstone Suisse 48 Scor 48 monolines 48 Greenlight Capital Re 48 Cobalt Gordian 48 Aegon NV AEG 48 nbAccelerator 48 LPT deferred 48 Allstate Floridian 48 Surplus Lines segment 48 Professional Indemnity 48 HSBC Insurance Brokers 48 QBE Insurance Group 48 SCOR Global 47 London LOL.UL 47 Chedid Re 47 Munich Re AG 47 OneBeacon 47 monoline insurers 47 CDPCs 47 retroceded 47 Kansas Bankers Surety 47 retentions 47 Scor SE 47 keyman insurance 47 SHKPI 47 retrocessional coverage 47 Mr. Duperreault 47 Validus Reinsurance Ltd. 47 Casualty Insurance 47 takaful 47 SCOR.PA Quote Profile Research 47 Novae 47 Insurance VPI 47 Treaty Underwriter 47 Risk Retention Groups 47 Broadspire 47 Ansvar 47 MBIA Insurance 47 de tariffed 47 MetLife Inc MET.N 47 Transatlantic Holdings 47 Excess Liability 47 Nephila Capital 47 Liberty Syndicates 47 Amounts recoverable 47 GAFRI 47 EquiTrust Life 47 Ascot Underwriting 47 SwissRe 47 OneBeacon Insurance Group 47 mortgage guaranty 47 GeoVera Insurance 47 Assumed Reinsurance 47 monoline bond 47 RUKN.VX 47 reinsurer Munich Re 47 Domestic Brokerage 47 Nick Prettejohn 47 Aon 47 RFIB 47 RenaissanceRe Holdings RNR 47 CastlePoint Holdings Ltd. 47 IBNR reserves 47 PartnerRe Ltd. 47 RenaissanceRe Syndicate 47 giant Fortis NV 47 PrefSure 47 PMI Guaranty 47 Employers Reinsurance 47 Ambac Assurance 47 International Underwriters AIU 47 ProCentury 47 ASRE 47 insured 47 INSURANCE 47 Coverages 47 Wiener Staedtische 46 RenaissanceRe Holdings 46 CIRe 46 Groupama SA 46 Hannover Re Bermuda 46 Nasdaq GLRE 46 KEIC 46 AXIS Capital Holdings 46 Deerbrook ® Insurance 46 eReinsure 46 Chubb Corp. CB.N 46 RUKN 46 CATRADER 46 ILW 46 Hannover Re AG 46 Medmarc 46 reinsurance commutation 46 Atradius 46 Lodestone Re 46 FAIR Plan 46 Ambac Assurance Corp 46 reinsurer Hannover Re 46 Aviva plc 46 ECIE 46 AIU Holdings 46 Munich Re Ergo 46 Fortegra Financial 46 Assured Guaranty Ltd. 46 Reinsurance recoverables 46 Syncora Holdings 46 Munich Re MUVGn.DE 46 Willis Inspace 46 Aon Corp AOC.N 46 Allfinanz 46 Statutory surplus 46 Uni Ter 46 Duperreault 46 Sagicor Life 46 Kingsway Reinsurance Corporation 46 securitization 46 RI3K 46 ReTakaful 46 microinsurance 46 DZI Insurance 46 Cologne Reinsurance 46 HCC Insurance 46 Costas Miranthis 46 nat cat 46 Windstorm Xynthia 46 AXA 46 Policyholder 46 & McLennan Cos. 46 Goodhealth Worldwide 46 Delvag 46 Underwriter 46 Munich Re AG MUV2.XE 46 AmerUs Group 46 Brian Duperreault 46 indemnity 46 EUR1 #mn 46 Insurer Financial 46 Starr Indemnity 46 Florida Hurricane Catastrophe 46 risk reinsurance coverages 46 Inviva 46 PERILS 46 Holdings NYSE WSH 46 Ambac Assurance Corp. 46 Chaucer Holdings 46 NLASCO 46 Mr. Mathas 46 Manulife Financial Corp 46 GMDB 46 NYSE RNR 46 Endurance Specialty Holdings 46 Euler Hermes 46 Torsten Jeworrek Munich Re 46 Thomas V. Cholnoky 46 tele interviewing 46 Aviva PLC 46 Transamerica Occidental Life 46 Vitality Re 46 A.M. Best 46 Bermudian reinsurer 46 IBNR 46 WholesaleInsurance.net 46 Bowring Marsh 46 Stefan Lippe 46 HomeWise Insurance 46 BCR Asigurari de Viata 46 GEICO reinsurance 45 AAIC 45 BNL Vita 45 Aon Corporation 45 Unitrin Specialty 45 Cardif 45 Converium Reinsurance North 45 reinsurance reinstatement 45 MajescoMastek 45 FirstComp 45 collateralized debt obligations CDOs 45 ERGO Insurance 45 Ltd. ACGL 45 Alea Bermuda 45 JLT Re 45 LTCi 45 surety bonds 45 Christopher P. Garand 45 bancassurer 45 reinsurance receivables 45 Century Indemnity 45 Iffco Tokio 45 VIST Insurance 45 Takaful 45 Donegal Mutual 45 HDFC Ergo General 45 Gross Written Premiums 45 Lawyers Professional Liability 45 Banca del Gottardo 45 CCRIF 45 Solvency II 45 coverages 45 nonlife premiums 45 counterparty 45 BICI 45 NFIP 45 GCAN 45 Liability 45 Liability Insurance 45 Delvag Rueck 45 Scor SA France 45 AutoOne 45 Encompass Insurance 45 Bob Stuchbery 45 FirstComp Insurance 45 Torus 45 self insured retentions 45 Vanliner 45 Douetil 45 receivables factoring 45 RLI specialty 45 Monte Carlo Rendez Vous 45 viatical 45 PhilNaRe 45 ProAg 45 AmTrust 45 Reinsurance Assumed 45 Aon Benfield Analytics 45 EAIG 45 Policyholders 45 Allianz SpA 45 Mapfre Tepeyac 45 PLIC 45 French reinsurer Scor 45 AXXX 45 German reinsurer Hannover 45 broker Aon 45 ACE Limited 45 Pacific LifeCorp 45 RenaissanceRe Ventures Ltd. 45 Merastar Insurance 45 Montpelier Re MRH 45 FX McCahill 45 Nipponkoa 45 Munich Re Swiss Re 45 FSAH acquisition 45 Bermuda domiciled 45 AXIS Specialty 45 bancassurance channel 45 reinsurance cessions 45 CoverX 45 Insurance Underwriting 45 reinsurance recoverables owed 45 monoliners 45 Malakoff Mederic 45 Surplus Lines Select 45 Groupama Insurances 45 Grahame Millwater 45 Guidewire PolicyCenter 45 IFS ratings 45 TIG Insurance 45 TWIA 45 AEIX 45 RenaissanceRe NYSE RNR 45 French reinsurer SCOR 45 Transatlantic Holdings TRH 45 & SunAlliance 45 Sword Intech 44 captive domicile 44 Dyoll 44 insurer Hiscox 44 Primus Financial 44 Converium CHR 44 Transsib Re 44 PruProtect 44 forfaiting 44 lien RMBS 44 casualty coverages 44 rating affirmations 44 Chubb 44 Frederick H. Eppinger 44 Marita Zuraitis president 44 AFGI 44 takaful operators 44 Jacques Aigrain 44 insurance premiums 44 Allianz ALVG.DE 44 Casualty Insurance Co. 44 OIR 44 RLI 44 LAE reserves 44 Lebensversicherung 44 Ratio BCAR 44 Assurant Inc 44 FinCor 44 Gerling NCM 44 Actuarial Guideline 44 Kristian Moor 44 Triad Guaranty 44 & McLennan Cos 44 Indemnity Ltd. 44 Steamship Bermuda 44 IBER 44 CNBR 44 GuideOne 44 Reinsurers sell 44 Professional Liability Insurance 44 UIHCU 44 Mitsui Sumitomo Insurance 44 Aegon AEGN.AS 44 Travelers Property Casualty 44 Fixed Annuity 44 Group plc BEZ.L 44 actuarial calculations 44 Contingent commissions 44 Ballantyne Re 44 SWCEY 44 Variable annuity 44 FBL Financial Group 44 Windstorm Kyrill 44 Tillinghast Towers Perrin 44 CIFG Assurance North 44 Aon Risk 44 reinsurer Swiss Re 44 Barrie Cornes 44 Platinum Underwriters Holdings 44 Alterra Bermuda 44 Disaster Response Organisation 44 IFS rating 44 GWP 44 Wellington Underwriting 44 variable annuity guarantees 44 Bermuda Monetary 44 Aioi Insurance 44 LoanCare 44 Renaissance Reinsurance 44 CNP Assurances 44 life assurer 44 reinsurers Hannover Re 44 Cattolica Assicurazioni 44 LIMRA International 44 ABK.N Quote Profile Research 44 EGI Financial 44 QIL 44 Scottish Provident 44 indexed annuities 44 Sompo Japan 44 ULLICO Casualty 44 Lonpac 44 premiums GWP 44 Symbility Solutions automates 44 Hartford Steam Boiler 44 Mutual Insurance 44 Amlin Plc 44 HEALTH INSURANCE Individuals 44 detariffed 44 Annuity 44 Navigators Specialty 44 Depfa 44 multiline insurers 44 Nigel Dally 44 Continental Casualty 44 actuary 44 Safety Risk Retention 44 OTP Garancia 44 Keoghs LLP 44 Seguros 44 reinsurer IPC 44 broker Lockton 44 CLASIC 2 44 Swiss Life SLHN.VX 44 issuers counterparties 44 guaranty insurers 44 Jevco 44 facultative basis 44 AMP Sanmar 44 Bulstrad 43 Financial Guaranty 43 guaranty reinsurance 43 Allianz 43 AGIC 43 securitisations 43 incepting 43 ACGL 43 Universal Underwriters 43 ABS CDO 43 Ternian 43 Active Underwriter 43 InsPro Enterprise 43 EbixExchange 43 Aon Capital Markets 43 Jerneh Insurance Berhad 43 Tony Kuczinski 43 policyowners 43 UICI 43 subrogation 43 STOLI transactions 43 equity indexed annuity 43 Validus Holdings Ltd. 43 ClaimCenter 43 uncollectible reinsurance 43 Platinum Underwriters 43 uninsured underinsured motorist 43 Markel 43 Sagicor Cayman 43 MAPFRE RE 43 Specialty Admitted segment 43 Kingstone Insurance 43 Syncora Guarantee 43 Flagstone 43 Alterra Capital 43 AIUK 43 UNIFI Companies 43 Yapi Kredi Sigorta 43 Guidewire ClaimCenter ® 43 EIHI 43 CUMIS 43 XN Risk 43 BHAC 43 Caribbean Catastrophe Risk 43 Wiener Städtische 43 Earthquake Reinsurance 43 AmerUS 43 Validus 43 Allianz Tiriac 43 Farmers Exchanges 43 AXIS Re 43 NYSE ENH 43 Steamship Mutual 43 Critical Illness Insurance 43 PartnerRe Ltd. PRE 43 Ullico Casualty 43 JUA 43 Proformance Insurance 43 HDFC Chubb 43 GCAN Insurance 43 MPLI 43 Muenchener Rueckversicherungs AG 43 insurancelike 43 Everspan 43 insurable 43 nonlife insurers 43 Flagstone Reassurance Suisse 43 pojistovna 43 retrocessional contracts 43 CastlePoint Holdings 43 GEROVA Financial Group 43 MedAmerica 43 Torchmark 43 Deutscher Ring 43 Tokio Marine Holdings 43 inforce premium 43 Munich Re MUV2 GY 43 Seraina Maag 43 Converium Holding Ltd. 43 captive domiciles 43 PMACIC 43 windpool 43 Stable Value 43 Guidewire PolicyCenter ® 43 viatical settlement 43 Jay Gelb 43 AFLIC 43 TWGP 43 Gerling Konzern 43 WR Berkley Corporation 43 Wynaendts 43 Munich Re MUVGn.DE Quote 43 Investment Insurance NEXI 43 counterparty credit 43 IGD surplus 43 underwriter 43 Chubb Corp CB.N 43 MGIC 43 Von Bomhard 43 Seguros SA 43 HDI Industrie 43 Hurricane Catastrophe Fund 43 Excess Reinsurance 43 Asirom 43 Wiener Städtische Versicherung AG 43 WR Berkley Corp. 43 Univest Insurance 43 AIG.N 43 Mbask 43 NYSE AXS 43 Life Reassurance 43 Global Indemnity plc 43 Empire Surplus Lines 43 guaranty associations 43 reinsurance commutations 43 Andy Haste 43 Physhield 43 Merastar 43 PIFC 43 NYSE PRE 43 Chubb CB 43 MXN# #mn 43 Fireman Fund 43 AMEX Assurance 43 NAIC 43 AIR Worldwide Corp. 43 RMBS exposures 43 Amlin plc 43 Axa AXAF.PA 43 Homeowners Choice 43 Earned premiums 43 Transfer LPT Agreement 43 BEZ.L 43 Max Bupa 43 AEGON NV 43 Qatarlyst 43 Flagstone Reinsurance Holdings 43 ProAssurance 43 Altas Cumbres 43 OHIC 43 Meiji Yasuda 43 NYSE WSH 43 Bosna Re 43 Katsipis 43 Fixed annuity 43 Flagstone Holdings 43 merchant chargebacks 43 counterparty exposures 43 radiological NBCR 43 BNTB 43 MAPFRE SA 43 Gothaer 43 unaffiliated reinsurers 43 Aegon 43 Basak Inam 43 Ageas 43 Specialty Underwriting 43 Atrium Underwriting 42 CGU 42 Seguros Bilbao 42 Mr Makove 42 iPartners 42 Novae Group 42 Casualty Insurance Company 42 NYSE PTP 42 Skandia Liv 42 ACORD standards 42 Chief Executive Ramani Ayer 42 Guardrisk 42 surety marine 42 equity indexed annuities 42 TBIH 42 Versicherung 42 RiskLink 42 Encompass Floridian Indemnity 42 Continental Reinsurance 42 Allstate ALL 42 Seibels Bruce 42 Nationale Nederlanden 42 RGA #/#/# PriceWatch 42 QBE Re 42 chairman Lord Levene 42 Montpelier Underwriting 42 ACE INA 42 FINPRO 42 deferred annuities 42 Delos Insurance 42 Germany Allianz ALVG.DE 42 Wintrob 42 PFFS 42 CIIH 42 surety bonding 42 NFPSI 42 intermediated 42 GIC 42 Tahan Insurance 42 Allstate Indemnity 42 Texas Windstorm Insurance 42 Tokio Marine 42 Aigrain 42 Lotane 42 Reinsurance Directive 42 Assurant Specialty Property 42 ACE Westchester 42 CV Starr 42 GERLING NCM 42 ABS CDOs 42 Counterparty credit 42 MCCSR 42 HG LV 42 Thomas F. Motamed 42 Amerisafe 42 CIFG NA 42 Safety Indemnity 42 Radian Guaranty 42 BKIC 42 Meadowbrook Insurance 42 windstorm 42 MCCSR ratio 42 Millea Holdings Inc 42 Generali 42 Bermuda domiciled holding 42 Susep 42 bancassurers 42 Elizabeth Monrad 42 Travel Insured 42 Millea Holdings Inc. 42 Byron Udell founder 42 AMERISAFE 42 Paul Travelers Cos. 42 Omniasig 42 underwrites 42 Aviva PLC AV.LN 42 strength rating IFSR 42 GreenPoint Insurance 42 Transatlantic Holdings Inc. 42 Assurance 42 ACE Tempest Life 42 Liz Zlatkus 42 JLT 42 RLI Insurance 42 Allstate 42 reinsurer XL 42 insurer Amlin 42 Genworth 42 Milli Re 42 Guidewire Insurance 42 subprime mortages 42 Hannover Re HNRGn.DE 42 securitizations 42 actuaries 42 Lumbermens Mutual Casualty 42 ACE Ltd ACE.N 42 Actuarial Consulting 42 AmCOMP 42 Beazley underwriters 42 Optima Insurance Brokers 42 FGIC insured 42 Peter Levene 42 OneBeacon Insurance 42 BT Asigurari 42 modified coinsurance 42 AIR Worldwide AIR 42 Beecher Carlson 42 Charles Dupplin 42 Joint Underwriting 42 counterparties 42 Catastrophe 42 Integro Insurance Brokers 42 NYMAGIC 42 detariffing 42 Uniqa 42 Salaam Halal 42 Syncora Holdings Ltd. 42 Verlan Fire 42 Allianz Leben 42 UNIQA 42 Ingosstrakh 42 ALLIANZ 42 PRNewswire FirstCall PartnerRe Ltd. 42 Allstate Floridian Insurance 42 Bajaj Allianz General 42 Berkshire Hathaway Inc BRKa.N 42 Removes Ratings 42 Allianz Cornhill 42 nonlife insurer 42 Inc. NASDAQ HCII 42 derivatives 42 MMC.N 42 Strength IFS ratings 42 Avizent 42 Zenkyoren 42 CAMICO 42 facultative reinsurance unit 42 Sompo Japan Insurance 42 Christian Mumenthaler 42 Nikolaus von Bomhard 42 Annuities 42 Reinsurer Scor 42 viatical settlements 41 Chaucer Syndicates 41 Chubb Specialty Insurance 41 Adam Klauber