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(Click for frequent words.) 77 monthly repayments 70 monthly outgoings 69 outgoings 65 remortgaging 64 repayments 64 re mortgaging 64 remortgage 64 FTBs 62 loan repayments 61 tracker mortgages 60 lender SVR 59 buyers FTBs 57 homeloans 57 Mortgage Lenders CML 57 homeloan 57 SVRs 57 Abbey Mortgages 56 mortgages 56 #pc mortgages 56 firsttime buyers 56 Remortgaging 56 unsecured debts 56 Stamp Duty threshold 56 Paragon Mortgages 55 mortgage 55 rent arrears 55 Newstart allowance 55 repossessions 55 Mform 55 remortgagers 55 mform.co.uk 55 LTV mortgages 54 remortgages 54 borrowers 54 mortgagees 54 Standard Variable Rate 54 Remortgages 54 Jobseekers allowance 53 householders 53 Moneyextra 53 incomes 53 Mr Boulger 53 IHT threshold 53 mydeposits.co.uk 53 Stamp Duty holiday 53 stamp duty 52 superannuitants 52 housebuyers 52 jobseeker allowance 52 Mform.co.uk 52 claiming jobseekers allowance 52 Moneynet.co.uk 52 Remortgage 52 mform 52 moneyfacts.co.uk 52 Social HomeBuy 52 jobseekers allowance 51 MoneyExpert 51 MoneyExpert.com 51 Mortgage Lenders 51 Homebuy scheme 51 rateable values 51 LTVs 51 Nothaft predicted 51 mortgagors 51 information packs Hips 51 BORROWERS 51 disposable income 51 Repossessions 51 re mortgagers 50 HOMEBUYERS 50 NHPAU 50 LHA claimants 50 Mortgage approvals 50 Francis Ghiloni 50 John Charcol 50 Mr Senlitonga 50 moneysupermarket.com 50 FirstRungNow.com 50 Homeowner Mortgage 50 rented accommodation 50 lender RAMS 50 housing affordability 50 HomeBuy scheme 50 SmartNewHomes.com 50 Mortgage Arrears 50 EMIs 50 HOMEOWNERS 50 unbiased.co.uk 50 IVAs 50 Fionnuala Earley Nationwide 50 homemovers 50 househunters 50 interest.co.nz 50 Jobseekers Allowance 50 Newstart Allowance 50 interest rates 50 jumbo ARMs 50 CreditExpert.co.uk 50 RateCity 49 KiwiSaver 49 remortgaged 49 HOUSEHOLDS 49 Stamp duty 49 NZ Superannuation 49 claiming Jobseeker Allowance 49 Mortgages 49 Moneyback Bank 49 broker Charcol 49 HomeBuy Direct 49 Charcol 49 MoneyFacts 49 Firstplus 49 Citizens Advice 49 HECS debts 49 Mr Symond 49 Job Seekers Allowance 49 Savills Private 49 Principality Building 49 KiwiSavers 49 insurer LV = 49 housebuilders 49 mortages 49 Fionnuala Earley 49 unauthorized overdraft 49 FirstBuy scheme 49 Rics 49 claiming jobseeker allowance 49 RPIX 49 Delinquent borrowers 49 credit crunch bites 49 debt repayments 49 website Rightmove 49 Louise Cuming 49 Isa savers 49 disposable incomes 48 Unbiased.co.uk 48 Jobseeker Allowance 48 £ #.#billion [005] 48 value LTV ratios 48 monthly installments EMIs 48 overstretching themselves 48 PPF levy 48 Moneyextra.com 48 Borrowers 48 £ #.#billion [003] 48 HomeBuy schemes 48 Mr Shipside 48 stakeholder pensions 48 Rate Matcher 48 Chartered Surveyors Rics 48 HIPs 48 Job Seeker Allowance 48 MORTGAGE lending 48 Bankwest 48 Raewyn Fox 48 #.#pa liter [006] 48 ISA savers 48 proc fees 48 website Rightmove.co.uk 48 Kiwisaver 48 Birmingham Midshires 48 Ray Boulger 48 dwelling commencements 48 Melanie Bien director 48 LTV ratios 48 Australia REIA 48 cash Isas 48 borrowers defaulting 48 Citizens Advice Bureaux CAB 48 Bellwin scheme 48 HOME OWNERS 48 Stamp Duty 48 Santander Mortgages 48 Moneysupermarket 48 Andrew Hagger 48 unarranged overdraft 48 mortgagers 48 Foreclosures spiked 48 Ms Cuming 48 workless households 47 Permanent TSB 47 uSwitch.com 47 Cebr 47 chartered surveyors reporting 47 Homebuy Direct 47 KiwiSaver scheme 47 Homeswest 47 Insolvencies 47 SSIA savers 47 Housebuyers 47 PRSI contributions 47 housebuilding 47 website Zoopla.co.uk 47 HECS 47 Regular Saver 47 Residential Letting Agents 47 consultancy Hometrack 47 0pc 47 Martin Gahbauer 47 mortgate 47 Moneyfacts.co.uk 47 Residential Letting Agents ARLA 47 Individual Voluntary Arrangements 47 Information Packs Hips 47 repossession proceedings 47 Melanie Bien 47 Vicky Redwood 47 £ 1trillion 47 carer allowance 47 SSIA holders 47 Adjustable Rate Mortgage 47 Base Rate 47 lovemoney.com 47 arrangement IVA 47 claiming Jobseekers Allowance 47 Housing Federation NHF 47 repossession 47 Information Packs HIPs 47 Ms Plibersek 47 Decent Homes Standard 47 Mr Kusher 47 Research CEBR 47 mort gage 47 unauthorized overdrafts 47 Rate setters 47 Daycare Trust 47 Rismark 47 homeowning 47 Estate Agents NAEA 47 JSA claimants 47 Building Societies 47 John Symond 47 FHOG 46 overborrowed 46 IIB Homeloans 46 SSIA scheme 46 borrowing costs 46 Farepak collapse 46 homeowners 46 Summary Box Fixed 46 moneysupermarket 46 WorkCover premiums 46 Intermediary Mortgage Lenders 46 LHA tenants 46 Coping Classes 46 FSCS levy 46 IMLA 46 REIWA 46 Ron Silberberg 46 Jobseeker allowance 46 contributions NICs 46 David Dooks 46 Harry Senlitonga 46 insolvencies 46 Isa allowance 46 HOUSING affordability 46 Remortgaging activity 46 broker Savills 46 Martin Gahbauer Nationwide 46 income earners 46 Heritable Bank 46 Rachel Thrussell head 46 information packs HIPs 46 Value LTV 46 cahoot 46 Unsecured loans 46 compulsory superannuation contributions 46 Housing CIH 46 claiming Job Seekers 46 easi buy 46 underinsurance 46 fixed incomes 46 Denis Orrock 46 introductory teaser rates 46 Benenden Healthcare 46 LVRs 46 homebuyers 46 HomeBuy Direct scheme 46 Rachel Thrussell 46 FTBI 46 grandparent carers 46 Government DCLG 46 Fostering Network 46 Cash ISAs 46 Nici Audhlam Gardiner 46 Kensington Mortgages 46 builder Bellway 46 uSwitch 46 ARMs reset 46 Ms Kirkbride 46 CommSec economist Savanth Sebastian 46 Shelter Cymru 46 housebuilder Barratt 46 3per cent 46 Warm Front 46 chief economist Fionnuala 46 Aldermore 46 unauthorized overdraft charges 46 Mr Battellino 46 mortgage delinquencies 46 averagely priced 46 Ed Bowsher 46 Fool.co.uk 46 Skipton Building Society 46 Commercial Mortgages 46 Housebuilders 46 RPIX measure 45 superannuation 45 Acadametrics 45 Mr Rubinsohn 45 Uswitch 45 lender HBOS 45 dole claimants 45 Skipton BS 45 Refinancings 45 Mr Druitt 45 Chancellor Alastair Darling 45 Citizens Advice Bureaux 45 Individual insolvencies 45 Halifax Estate Agents 45 CPIX inflation 45 CGT exemption 45 Mr Frazis 45 RRSP contributions 45 mortgage defaults 45 #.#p/litre [002] 45 lenders SVRs 45 Personal insolvencies 45 carers 45 refinance 45 assured shorthold tenancy 45 Carers Allowance 45 Vanquis 45 Australian Property Monitors 45 5p liter 45 refinancing 45 fixedrate 45 jobseeker allowance JSA 45 CCJs 45 rate mortgages ARMs 45 Personal Loans 45 chronic undersupply 45 IHT liability 45 Principality Building Society 45 Pieter Burghout 45 MyChoiceHomeBuy 45 Austudy 45 Mr Shapps 45 ARM resets 45 Equitable Life policyholders 45 2p liter 45 reversion schemes 45 overclaimed 45 Mr Dinte 45 Regular Saver account 45 FindaProperty.com 45 ratio LVR 45 president Noel Dyett 45 New Build HomeBuy 45 Service FOS 45 SSIAs 45 Zoopla.co.uk 45 stagnant incomes 45 Moneyexpert.com 45 bedroom terraced 45 HBOS 45 Individual Voluntary Arrangement IVA 45 Attendance Allowance 45 borrower 45 Christopher Joye 45 Arrears 45 overdrafts 45 Option Adjustable Rate 45 Redrow 45 SmartNewHomes 45 mortgage lender 45 LifeSearch 45 Enzo Raimondo 45 Moneyfacts 45 Underwater mortgages 45 Moneynet 45 propertyfinder.com 45 superannuation nest egg 44 Hometrack Ltd. 44 arrears 44 HBOS.L 44 Australia MFAA 44 Firstrung 44 pensionable age 44 Residential Letting Agents Arla 44 HDB resale flat 44 refinancers 44 Galliford Try Homes 44 Mr Matusik 44 mortage 44 Permanent TSB ESRI 44 nonmortgage 44 GBP#bn [002] 44 loft insulation 44 Superannuation Funds 44 bedroomed house 44 Hosepipe bans 44 Uswitch.com 44 lender forecloses 44 Interest.co.nz 44 gilt yields 44 Ed Stansfield 44 householder 44 Information Packs HIPS 44 AVCs 44 HOA dues 44 tenancies 44 Stamp Duty Land 44 pensioners 44 Engage Mutual 44 renters 44 ISA allowance 44 £ #.#trillion [002] 44 claiming incapacity 44 PIBA 44 British Bankers Association 44 boiler scrappage scheme 44 £ #pcm 44 Economic Modelling 44 National Debtline 44 website Daft.ie 44 Defaqto 44 Market HomeBuy 44 1p liter 44 value ratios LTVs 44 Service CCCS 44 Individual Voluntary Arrangement 44 £ #billion [002] 44 PRSAs 44 claiming Jobseeker Allowance JSA 44 Compensation Scheme FSCS 44 financially strapped borrowers 44 remortgage approvals 44 Child Tax Credits 44 Simon Tennent 44 tenancy agreements 44 mortagage 44 Incapacity Benefits 44 credit crunch 44 Citizens Advice Bureau 44 childcare rebate 44 Louise Cuming head 44 Mortgage Intermediaries 44 insurance premiums 44 Scottish Widows 44 voluntary arrangements IVAs 44 moneynet.co.uk 44 2pc 44 Single mums 44 BoE policymakers 44 Britannia Building 44 HOUSEHOLDERS 44 mortgage lenders 44 Inheritance Tax threshold 44 Moneyexpert 44 2per cent 44 8per cent 44 5per cent 44 Paid maternity 44 SMSFs 44 housebuilder Taylor Wimpey 44 COMMONWEALTH Bank 44 Consumer Credit Counselling 44 Homebuy 44 IB claimants 44 SUPERANNUATION funds 44 NATSEM 44 savers 44 mort gages 44 Mr Gahbauer 44 ARLA 44 Newstart 44 breadline 44 Citizen Advice 44 HECS fees 44 nationalized Anglo Irish 44 VCOSS 44 deliquencies 44 landlords 44 FlexAccount 44 minister Yvette Cooper 44 ACOSS 44 gross AER 44 Assetz 43 QCOSS 43 Business FPB 43 Accord Mortgages 43 Incapacity Benefit claimants 43 Mr Redican 43 household incomes 43 MyChoice HomeBuy 43 overstretched homeowners 43 farmgate milk prices 43 Small Businesses FSB 43 #c liter [001] 43 Suren Thiru economist 43 dole queue 43 CreditExpert 43 Julie Kirkbride 43 Eaqub 43 Bridgecorp collapsed 43 tenancy deposit 43 Allowance JSA 43 employer PRSI 43 Information Packs 43 chancellor Alastair Darling 43 unmortgaged 43 Ian Corfield 43 Carer Payment 43 watchdog Ofgem 43 Philippa Roe 43 economist Jonathan Cavenagh 43 NIESR 43 MORTGAGE 43 employers PRSI 43 shriveling wages 43 downsizers 43 adjustables 43 CEBR predicts 43 Thinc Group 43 Mortgagees 43 Householders 43 Senlitonga 43 FindaProperty 43 QBE LMI 43 Tighter lending standards 43 Adjustable Rate Mortgages 43 Redrow Homes Lancashire 43 Landlord Mortgages 43 MyCallcredit 43 EMIs equated monthly 43 Pension SIPP 43 Shipside 43 HBOS HBOS.L 43 BTL landlords 43 foster carers 43 FSCS 43 Spareroom.co.uk 43 Affinity Sutton 43 statutory redundancy 43 Remuneration Panel 43 procuration fee 43 Lloyds TSB 43 Hometrack 43 Advice Unit NHPAU 43 adjustable mortgages 43 Self cert 43 Individual Voluntary Agreements 43 affordability 43 HNZC 43 repossessed 43 FRMs 43 Higher Education Contribution 43 Mortgage Intermediaries AMI 43 Kiwi Saver 43 READ MORE > 43 rateable value 43 MPPI 43 CEBR 43 subprime borrowers 43 RP Data 43 gazundering 43 redundancy payouts 43 SIPPs 43 Fairinvestment.co.uk 43 Joseph Rowntree Foundation 43 RPIX inflation 43 housebuilder Barratt Developments 43 CARERS 43 refi boom 43 self cert 43 OBR forecasts 43 Jobseeker Allowance claimants 43 Commsec economist Savanth Sebastian 43 Fixed Rate Mortgage 43 money.co.uk 43 Mr Bouris 43 Personal bankruptcies 43 Gocompare.com 43 refinanced 43 Chartered Surveyors 43 superannuants 43 mortgage resets 43 £ #.#m [005] 43 mortgage broker Coreco 43 Economic Modelling NATSEM 43 Tenancy Deposit Protection 43 HBoS 43 borrowing binge 43 superannuation entitlements 43 bedroomed semi detached 43 Northern Rock 43 PAYG installments 43 foreclosures 43 Permanent tsb 43 Offset Mortgage 43 reposessions 43 Fonterra payout 43 Suren Thiru 43 Housebuilder Barratt 43 Confused.com 42 resale HDB flats 42 fortnightly collections 42 foreclosure Sharga 42 carer 42 Permo 42 PETROL prices 42 Housing Affordability 42 Nigel Terrington 42 unpaid carers 42 Service MABS 42 Westpac ANZ 42 proc fee 42 Canberra bushfires 42 payments association Apacs 42 amortizations 42 hosepipe ban 42 Farepak fiasco 42 detached semi detached 42 Daft.ie 42 3p liter 42 CPAG 42 claiming Job Seeker 42 morgage 42 Homebuyer Show 42 Nationwide Consumer Confidence 42 permanent tsb 42 debts 42 bowser 42 jumbo refinance 42 RICS 42 #c/litre 42 pensioners carers 42 Homebuy Direct scheme 42 Indians Earn Rs.# 42 Energywatch 42 Accommodation Supplement 42 Individual Voluntary Arrangements IVAs 42 Instant Saver 42 claimant count 42 dwelling approvals 42 Moore Blatch 42 Ms Kevans 42 Pounds #bn [001] 42 refis 42 Mike Pero Mortgages 42 Pounds #bn [002] 42 Subprime borrowers 42 residential lettings 42 Nationwide FlexAccount 42 monthly installments 42 DCLG 42 CMBS delinquencies 42 HDB resale flats 42 SSIA 42 Farepak savers 42 Carbon Reduction Commitment 42 LSL Acadametrics 42 redefaults 42 Children Regular Saver 42 eSaver account 42 chancellor Alistair Darling 42 Stakeholder pensions 42 jumbo adjustable 42 flatmates 42 Lenders 42 5c liter 42 adjustable rate 42 forclosures 42 compulsory superannuation 42 occupational pension 42 Unsecured lending 42 chartered surveyors 42 avoidable foreclosures 42 Financial Regulator 42 economist Fionnuala Earley 42 Queensland REIQ 42 cavity wall 42 Iain Cornish 42 Infochoice 42 assured shorthold tenancies 42 Private Rented Sector 42 Home Builders Federation HBF 42 alimony payments 42 lettings 42 Savings Maximiser 42 Individual Savings Account 42 Chartered Surveyors RICS 42 publicans 42 Purely Mortgages 42 Lucian Cook 42 Mortgage Introducer 42 Shared Ownership 42 smoke alarms fitted 42 homebuy 42 refinance quotes 42 MGM Advantage 42 Eibor 42 Disability Living 42 Veda Advantage 42 incapacity benefit 42 InfoChoice 42 #.#pc #.#pc 42 #.#pa liter [004] 42 Residential Lettings Agents 42 Government CLG 42 downpayments 42 housebuilder Bellway 42 IFA Promotion 42 procuration fees 42 #p liter 42 watchdog Energywatch 42 Stuart Glendinning 42 Minister Grant Shapps 42 yearlong breather 42 HomeBuy 42 Carer Allowance 42 Schoefisch 42 lender Cattles 42 Andrew Goodsell 42 Primelocation.com 42 groundouts Hunter Pence 42 Unsecured borrowing 42 IFAs 42 Direct Debit 42 National Rental Affordability 42 Mr Hanlan 42 Redditch constituency 42 Sherry FitzGerald 42 Infometrics 42 DISTRESS SALE Bank 42 Oliver Gilmartin 42 NHRP eligible 42 occupational pensions 42 Gains Tax 42 maisonette 42 refinancings 42 indexation 42 Taylor Wimpey 42 Households 42 British Insurers ABI 42 Association IMLA 42 GLENN STEVENS 42 Nicholas Leeming 42 Homeloans 42 SUPERANNUATION 42 foil insulation 42 MMR uptake 42 Rumbens 42 Invocas 42 DB Mortgages 42 claiming Incapacity Benefit 41 subvention scheme 41 subprime mortgage delinquencies 41 Decent Homes standard 41 #.#pa [003] 41 website Fool.co.uk 41 energywatch 41 Homeloan 41 Working Tax Credits 41 THE ADVERTISER 41 equity withdrawls 41 #.#per cent [003] 41 MORTGAGES 41 Mr Eslake 41 McLEAN Va. Rates 41 uncreditworthy borrowers 41 Real disposable incomes 41 Fixed Rate Mortgages 41 Mr Rumbens 41 Costs Allowance 41 incomings 41 repayment 41 Centrelink 41 secured debenture holders 41 Circle Anglia 41 Equitable policyholders 41 shopfitter 41 Finance Guarantee EFG 41 HELOC 41 Wales ICAEW 41 #/sqm 41 #basis points 41 HDB upgraders 41 Foreclosure deeds 41 Cannex 41 Dr Bollard 41 Castle Morpeth Housing 41 Cairns Lockie 41 CCCF Act 41 bedroom semi detached 41 homebuyer 41 hybrid adjustables 41 Noncustodial parents 41 Briault 41 uswitch.com 41 Stewart Baseley 41 Individual Savings Accounts 41 BIS Shrapnel 41 Jobseeker Benefit 41 builder Taylor Wimpey 41 Semi detached 41 Glenn Byres 41 Gilt yields 41 Estate Agents 41 SBHA 41 conveyancer 41 County Homesearch 41 BankWest 41 Bord Gáis 41 workers union Finsec 41 Disposable incomes 41 Derbyshire Dales 41 Treasurer Andrew Refshauge 41 wealthy non doms 41 Ricky Okey 41 #p pint 41 dissaving 41 Nominal incomes 41 Jennifer Rankine 41 Propertyfinder.com 41 Unsecured Personal 41 STILL LOW 41 energy regulator Ofgem 41 Multigenerational households 41 swiftcover.com 41 kerbside collection 41 Energyhelpline.com 41 Gahbauer 41 cull kangaroos 41 Comprehensive Spending Review 41 #.#pa liter [005] 41 jeonse 41 Unity Homeloans 41 parish precept 41 HECM Standard 41 £ #.#trillion [001] 41 Boulger 41 Carers 41 distressed borrowers 41 borrower refinances 41 Rightmove 41 Investments NS 41 unsubsidized Stafford loans 41 e.surv 41 HBOS Plc Britain 41 introductory teaser 41 fortnightly rubbish collections 41 pensionable salary 41 borrowing 41 SAVERS 41 loans 41 economically inactive 41 professional indemnity 41 bedroomed flat 41 IFSRA 41 #.#pa share [003] 41 HOUSE PRICES 41 Performance Certificates 41 college tuitions 41 forint weakens 41 Farepak hamper 41 sub postmasters 41 Geoff Dicks 41 supertax 41 Vittoria Shortt 41 Service ACOSS 41 PENSIONERS 41 Countrywide Residential Lettings 41 rent 41 FHA borrowers 41 Endsleigh 41 contributory pensions 41 Debtmatters 41 Orbit HomeBuy Agents 41 Option ARMs 41 Homebuyers 41 Roger Bootle 41 Isas 41 Stuart Bernau 41 Moneysupermarket.com 41 lenders 41 Year Fixed Rate 41 Underinsurance 41 £ #bn [002] 41 caregiving responsibilities 41 SMSF 41 Bridgingloans.com 41 Eslake 41 HLCs 41 IFA Bestinvest 41 Ascham Homes 41 EPF contributors 41 lengthening dole queues 41 indexation allowance 41 UnitingCare 41 semi detached 41 farmgate prices 41 detached bungalow 41 LGPS 41 Vutula 41 Mark Bouris 41 Mr Dastlik 41 HSH.com 41 REIV 41 conforming jumbos 41 Brett Le Mesurier 41 Paymentshield 41 Accredited Mortgage 41 hosepipe bans 41 Bord Gais 41 AWD Chase 41 Aaron Gadiel 41 Incapacity Benefit 41 Rightmove Plc 41 rents 41 Marc Savitt president 41 Chartered surveyors 41 direct debits 40 Resimac 40 Edinburgh Solicitors 40 5pc 40 Sustainable Homes 40 jumbo adjustable mortgage 40 Adjustable Rate Mortgages ARMs 40 Residential Landlords Association 40 unaffordable 40 BoSI 40 Protected Withdrawal Value 40 professional indemnity PI 40 Energy regulator Ofgem 40 regulator Ofwat 40 Wimmera Uniting Care 40 housebuilder Redrow 40 Decent Homes 40 Fingleton 40 interbank borrowing 40 £ 3billion 40 Dwelling approvals 40 unarranged overdraft charges 40 Teresa Perchard 40 NFU Mutual 40 Retail Deposit Guarantee 40 loan defaults 40 Turek automotive 40 adjustable jumbo 40 Debt Advice 40 Steep prepayment penalties 40 lamb yardings 40 thalidomiders 40 Mr de Garis 40 HARD UP 40 BPHA 40 Keith Astill 40 Terraced houses 40 Bagrie 40 Primelocation 40 Housing Affordability Index 40 minister Grant Shapps 40 Rismark International 40 Gocompare 40 E4B 40 Suncorp Metway Ltd 40 farmgate milk price 40 fully franked dividends 40 Nick Tuffley 40 overdraft 40 unsocial hours 40 Tenancy Deposit Scheme 40 Business Research CEBR 40 Richard Donnell Hometrack 40 Nakheel Sukuk 40 mortgagee sale 40 SFLG 40 CIFAS 40 Simon Ripton 40 FHA insured mortgage 40 Pean Wood 40 Kevin Mountford 40 incomes stagnate 40 stg# [001] 40 Treasurer Troy Buswell 40 maturing SSIA 40 difficulty affording 40 Annington Homes 40 analyst Harry Senlitonga 40 #.#pa liter [001] 40 Tighter lending 40 Pennine Housing 40 Remortgage approvals 40 loanbook 40 sicknote culture 40 GfK NOP