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(Click for frequent words.) 69 life assurer 68 assurers 64 Old Mutual 62 Life assurers 62 IFAs 61 assurer 60 Sanlam 60 Ngalwana 59 Friends Provident 59 mutuals 57 pension schemes 57 Fedsure 57 Sipps 57 FirstRand 57 Nedcor 56 Pension Funds Adjudicator 56 mis selling 56 Equitable Life 56 Scottish Widows 56 Glenrand 56 Aflife 55 Scottish Equitable 55 FSCS levy 55 misselling 55 SIPPs 55 PPI mis 54 stockbroking firms 54 Stanlib 54 Scottish Provident 54 Axa 54 FRS# 53 Scottish Amicable 53 LGIM 53 housebuilders 53 endowment mis 53 demutualising 53 m Cubed 53 Reits 53 advisers IFAs 53 Bestinvest 53 Lloyds Banking 53 plcs 53 insurer Britannic 53 cash Isas 52 LGPS 52 insurer Friends Provident 52 insurers 52 Equitable policyholders 52 MVRs 52 Towry Law 52 Glenrand MIB 52 Pension SIPP 52 Santam 52 Prudential PRU.L 51 Dexion Absolute 51 Clerical Medical 51 & Pensions Moneyfacts 51 Ulips 51 NMBZ Holdings 51 discount retailer Matalan 51 STANLIB 51 IAS# [002] 51 insurer Equitable Life 51 housebuilding sector 51 FirstRand JSE FSR 51 Sandy Crombie 51 FundsNetwork 51 Hbos 51 Aviva AV.L 51 LPTs 51 HBoS 51 Isas 51 stakeholder pensions 51 Isa savers 51 Williams de Broë 51 HBOS 51 professional indemnity 51 NMBZ 50 Investments SLI 50 occupational pension 50 Pensions SIPPs 50 Pru 50 unauthorized overdraft charges 50 Arch Cru 50 Lloyds 50 Oeic 50 FTSE# [002] 50 housebuilder Barratt Developments 50 Witan 50 stakeholder CTFs 50 Leaderguard 50 Pibs 50 Guardrisk 50 lender HBOS 50 SMSF trustees 50 CGNU 50 insurer Aviva AV.L 50 STANDARD Life 50 occupational pensions 50 solvency ratios 50 Northern Rock 50 lifestyling 50 Oeics 50 ungeared 50 securitisations 50 Pension Regulator 50 Individual Savings Accounts 50 ULIPs 50 Cazalet Consulting 50 SMSFs 50 Cofunds 50 Self Invested Personal 50 Nick Prettejohn 50 Rathbones 50 Punter Southall 50 Pension Funds Adjudicator Vuyani 50 Royal Liver 49 Meeg 49 OEICs 49 value reductions MVRs 49 Friends Prov 49 policyholders 49 compulsory annuitisation 49 annuities 49 Clive Cowdery Resolution 49 Satrix 49 Amvescap 49 Unit Trusts 49 Ssas 49 Absa 49 bancassurers 49 annuitisation 49 VCTs 49 depolarisation 49 Solvency II 49 Hargreaves Lansdown 49 Martprop 49 recapitalised 49 insurer Aviva 49 SSASs 49 insurer Sanlam 49 accountancy firms 49 Capitec 49 Investec JSE INL 49 Invocas 49 ISAs 49 savers 49 Keydata 49 FSA 49 HBOS HBOS.L 49 Bank JSE SBK 49 Growthpoint 49 Skandia 49 French insurer Axa 49 CTFs 49 FAIS Act 49 FoHFs 49 insurer Prudential PRU.L 49 Ucits hedge 49 confiscatory penalties 49 SAYE schemes 49 Qrops 49 MCEV 49 SFr#.#bn [003] 48 ZABG 48 R#/share 48 Iain Lumsden 48 hyperinflationary environment 48 Cautious Managed 48 Cash ISAs 48 superannuation 48 Insurer Friends Provident 48 Grayprop 48 Pension Funds 48 Mattioli Woods 48 Patrice Rassou 48 Medical Schemes 48 bancassurer 48 QROPS 48 Canopius 48 insolvency practitioners 48 R7 5bn 48 actuaries Watson Wyatt 48 Mr Modray 48 demutualisations 48 Service FOS 48 demutualize 48 HBOS Lloyds 48 Mapeley 48 Aviva LON AV 48 HBOS.L 48 Stenham 48 R2 1bn 48 ULIPS 48 Jonathan Bloomer 48 Equitable Life policyholders 48 Remgro 48 Carr Sheppards 48 Newcits 48 chairman Vanni Treves 48 Rowanmoor Pensions 48 Futuregrowth 48 Investec 48 insurer Chaucer 48 term insurer Santam 48 prudential regulator 48 Baronsmead 48 Housebuilders 48 AbCap 48 Nedbank JSE NED 48 AIBIM 48 Ucits funds 48 R1 8bn 48 Kokkie 48 RBS Lloyds 48 Nedgroup 48 Rowanmoor 48 FDs 47 SMSF 47 Didata 47 Hugh Osmond Pearl 47 annuity 47 Firstrand 47 Standard Life SL.L 47 Wichford 47 professional indemnity PI 47 Insurers 47 Friends Provident FP.L 47 Building Societies 47 Rensburg 47 PruProtect 47 Britannic 47 plc OML 47 rand denominated 47 TERs 47 Asset Managers Omam 47 Tim Breedon 47 stockmarket 47 Paymentshield 47 LloydsTSB 47 NAICOM 47 KiwiSaver schemes 47 Equitable 47 Fidentia curators 47 triennial valuation 47 investment trusts Reits 47 Corpcapital 47 Absa Nedbank 47 nonexecutive directors 47 Friends Provident FP.L Quote 47 BIHL 47 Medshield 47 Poyntz Wright 47 PPF levy 47 Aegon 47 Cater Allen 47 Afrox Healthcare 47 Masobe 47 KiwiSaver 47 Brait 47 PRSAs 47 homeloans 47 Oxera 47 Balanced Managed 47 Accuma 47 Resolution RSL.L 47 demutualization 47 Gartmore 47 Sharemax 47 Asset Managers OMAM 47 specie transfers 47 Edcon 47 Arch cru 47 Framlington 47 APRA regulated 47 Swiss Re RUKN.VX 47 Old Mutual OML.L 47 HBOS PLC HBOS.LN 47 Abvest 47 Absip 47 multimanager 46 nondoms 46 Biccard 46 FSCS 46 Vuyani Ngalwana 46 Ms Spottiswoode 46 consolidator Resolution 46 LLOYDS Banking Group 46 chairman Gerry Grimstone 46 Lloyds Banking Group 46 Saambou 46 Icas 46 Pensions Regulator 46 Lloyds LLOY.L 46 LifeSearch 46 MGM Advantage 46 Selestia 46 Whistlejacket 46 GARs 46 Aviva 46 reinsurers 46 sterling denominated 46 Lloyds HBOS 46 CIREF 46 hedge funds 46 NAPF 46 Mr Boulger 46 Ellerines 46 SSIAs 46 Lloyd syndicates 46 FRSSE 46 stockbroking 46 monoliners 46 insurer Hiscox 46 NAB MLC 46 PPNs 46 Pensions Sipps 46 Ubuntu Botho 46 Fedbond 46 BlueBay Asset Management 46 Roman Cizdyn 46 Mr Buonaccorsi 46 Mr Sants 46 SSIA holders 46 & General LGEN.L 46 Reinet 46 Lonmin 46 Barclays LSE BARC 46 LLoyds 46 demutualized 46 De Rauville 46 Verimark 46 superannuants 46 dated gilts 46 Justin Modray 46 Dloti 46 Pensions Regulator TPR 46 Apcims 46 RBSI 46 Neil Woodford 46 insurer 46 Hyprop 46 Thinc Destini 46 R5 6bn 46 bonus supertax 46 Vunani 46 ZSE 46 Mr Briault 46 Ellerine 46 Fidentia Asset Management 46 Ms Horlick 46 Sanlam SLM 46 IOOF Holdings 46 HMRC 46 Keith Skeoch 46 GEPF 46 AVCs 46 unauthorized overdrafts 46 Ulip 45 Redefine Properties 45 Modray 45 Resolution Clive Cowdery 45 HHG 45 LandSecs 45 stockbrokers 45 Myners 45 Clive Cowdery 45 Schroders 45 Fidelity Special Situations 45 Insolvency practitioners 45 variable annuity 45 LTV mortgages 45 Derek Higgs 45 PCTs 45 RLAM 45 ULIP 45 prudential 45 AWD Chase 45 IGD surplus 45 Liontrust 45 Begbies 45 Barclays BARC 45 PSG Konsult 45 R1bn 45 MySuper 45 DAVID CARTE 45 Masterbond 45 KiwiSaver scheme 45 Investec Cautious Managed 45 Farepak collapse 45 Frater Asset Management 45 JSE OML 45 advisers Hargreaves Lansdown 45 AMP AXA 45 Brait SA 45 Gerry Grimstone 45 proc fees 45 PUTs 45 missold 45 Chanakira 45 Andrew Mohl 45 Fidelity FundsNetwork 45 Isa wrapper 45 Lloyds TSB 45 Asteron 45 Safaricom IPO 45 Synesis Life 45 Asset Managers 45 FCPT 45 JSE JSE 45 ZHL 45 PrefSure 45 STANDARD LIFE 45 LSE OML 45 gilts 45 Zimpapers 45 instos 45 MultiManager 45 Bankhall 45 Liberty Ermitage 45 insurer Amlin 45 Pepkor 45 WAYNE McCURRIE Ja 45 market capitalisations 45 NHS trusts 45 reinsurer Swiss Re 45 Nyaga Stockbrokers 45 SSIA savers 45 Defined Benefit DB 45 Kensington Mortgages 45 Friends Provident PLC 45 RBOS 45 Mzansi account 45 Mr Sekely 45 MFBs 45 Faritec 45 profits annuitants 45 Eqstra 45 Dube Tshidi 45 Saica 45 DAVID SHAPIRO 45 housebuilder Persimmon 45 NPRF 45 Investec Employee Benefits 45 Itrix 45 Stakeholder pensions 45 Liontrust Asset Management 45 Sycom 45 Kokkie Kooyman 45 R#bn [001] 45 multiline insurers 45 Acc Ross 45 Investec Plc 45 Prudential LON PRU 45 unauthorized overdraft fees 45 Debtmatters 45 Ned Cazalet 45 reverse convertibles 45 FMPs 45 Chesnara 45 Charcol 45 SIV lites 45 Joseph Rowntree Charitable Trust 45 FoFs 45 Pension Funds NAPF 45 NewGold 45 Promina 45 Kiwisaver 45 Glotec 45 closet indexers 45 tycoon Clive Cowdery 45 Prudential PRU 45 R7 1bn 45 Dyoll 45 BestInvest 44 Cizdyn 44 Zimre 44 Openwork 44 R# 8bn 44 JSE 44 Marlborough Special Situations 44 EFAMA 44 RBSG 44 leaseback arrangements 44 Selestia Investment Solutions 44 Whistlejacket SIV 44 fund raisings 44 Venfin 44 PruHealth 44 illiquid 44 Torquil Clark 44 Newshelf 44 Amplats 44 EIAs 44 Select Mid Cap 44 Mutuals 44 lender Cattles 44 stakeholder CTF 44 nonlife insurers 44 homeloan 44 economist Jac Laubscher 44 Heritable Bank 44 reattribution 44 Asset Management RLAM 44 Aldermore 44 Outsurance 44 Dealstream 44 Ucits 44 OMAM 44 Alsi 44 Christine Farnish 44 Andy Haste 44 Abil 44 dilutionary 44 Continental Reinsurance 44 Leaviss 44 Omigsa 44 Old Mutual OML 44 Prudential Regulatory Authority 44 ADIs 44 JO Hambro 44 R8 5m 44 ABCH 44 CPDOs 44 Bramdean 44 Plc OML LN 44 reinsurers Swiss Re 44 insurer Axa 44 Debts.co.uk 44 indexed annuities 44 Aviva AV.L Quote Profile 44 van Eyk 44 LON SL 44 Erinaceous 44 Lloyds TSB HBOS 44 Gerhard Joubert 44 Axa PPP 44 Inheritance Tax IHT 44 Prudential PUK 44 & Permanent IPM.I 44 pubcos 44 Avmin 44 Equitable Life debacle 44 Masawara 44 Ipsa 44 Ian Kernohan economist 44 Special Situations fund 44 Mittal Steel SA 44 Segro formerly 44 Steve Folkard 44 Holding AG SLHN.VX 44 de mutualisation 44 Cattles 44 Axa Wealth 44 Multimanager 44 valuers 44 Marambii 44 Allianz ALVG.DE 44 Richard Eagling 44 Weavering 44 Capitec Bank 44 LTVs 44 Hymans Robertson 44 Nicola Mallard 44 HDFC MF 44 Moribo 44 Pensionskassen 44 BlueBay 44 Sesame Bankhall 44 Speymill 44 ISA savers 44 adviser Towry Law 44 Fundsmith 44 Robin Stoakley 44 Aegon AEGN.AS 44 IBTC Chartered Bank 44 NicozDiamond 44 Cazenove 44 R4bn 44 Bentley Jennison 44 R1 6bn 44 Index Linked Gilts 44 Emira Property Fund 44 muni ETFs 44 ZimRe 44 AXA Wealth 44 Adrian Lowcock senior 44 Richemont 44 Leaderguard Spot Forex 44 ReNaissance 44 AMP demerger 44 Intermediary Services 44 RBS LON RBS 44 Actuarial Profession 44 Nampak 44 ISA wrapper 44 Gensec 44 IASB 44 Aflease 44 Ashcourt Rowan 44 property spruikers 44 Chief Executive Jacques Aigrain 44 Lifesearch 44 Syfrets 44 R1 #bn [001] 44 variable annuities 44 Primebroker 44 collateralised debt obligations CDOs 44 INVESTEC 44 Stephen Roelofse 44 Prudential PLC PRU.LN 44 QIL 44 Majedie 44 vestors 44 FRS# accounting standard 44 Business Connexion 44 Attfund 43 Hudaco 43 insurer Aegon 43 A2O 43 cashflows 43 Pension Reform Act 43 RBS NatWest 43 Axa APH 43 Fidentia 43 solvency ratio 43 equity Isas 43 personal pensions SIPPs 43 provisioning norms 43 Lloyds TSB LLOY.L Quote 43 Sanlam Investments 43 Mr Elderfield 43 Unit Linked 43 sharpest fallers 43 Mvela 43 Manulife 43 Treating Customers Fairly 43 Netpartner 43 nonlife insurance 43 insurer Prudential 43 Barclays BARC.L 43 Bluebay Asset Management 43 CGNU Life 43 Monolines 43 Leigh Himsworth 43 SFr#bn 43 policyholder 43 Nedbank 43 Johncom 43 housebuilders Persimmon 43 Gartmore Cautious Managed 43 Sir Sandy Crombie 43 Stewardship Code 43 pensions 43 Life Assurance 43 Econet 43 ISIS Asset Management 43 Assirt 43 NEDs 43 corporates 43 UCITS III 43 Gawaxab 43 SVRs 43 capital raisings 43 HDFC Mutual 43 Irda 43 UKpound#m 43 Qualifying Recognised Overseas 43 LOJ 43 provident funds 43 Macquarie Fortress 43 Icasa 43 WAYNE McCURRIE 43 R#.#bn [001] 43 Ahealth 43 BlueCrest AllBlue 43 SWIP Property 43 Individual Savings Account 43 FSCP 43 homemovers 43 R3 #bn [001] 43 Mvelaphanda 43 Close Brothers 43 Bermuda reinsurers 43 OFT 43 Investec plc 43 ANZO 43 PVNBP basis 43 CHRIS BUCHANAN 43 ALLIED Irish 43 Ben Yearsley 43 Comparex 43 Dorbyl 43 Absa JSE 43 KiwiSavers 43 Insurer Aviva 43 Invista Real Estate 43 banks 43 Urquhart Stewart 43 prudential requirements 43 gilt yields 43 Investment Managers 43 PFIs 43 Finma 43 overgeared 43 AXA Winterthur Wealth Management 43 R3bn 43 NEVILLE CHESTER 43 Wm Morrison 43 Pension Protection 43 R# 7bn 43 Andisa Capital 43 PMS savers 43 housebuilder Crest Nicholson 43 Mvela Resources 43 hedge fund Toscafund 43 FP.L Quote Profile Research 43 Metboard 43 Pension 43 R1 9bn 43 asset allocators 43 Pensions 43 Stephen Haddrill 43 housebuilder Bovis 43 Land Secs 43 ELSS schemes 43 Stephen Koseff 43 accountants BDO Stoy Hayward 43 BoSI 43 remortgage 43 Minibonds 43 insurance regulator IRDA 43 JSE Alsi 43 Perennial Value 43 VenFin 43 Stanbic 43 mutual funds 43 Axa Rosenberg 43 Telkom 43 Aspect Huntley 43 British Insurers ABI 43 nationalized RBS 43 Sharesave 43 HHG Plc 43 SwFr#.# billion 43 SIMON BROWN 43 Hermes Pensions 43 Rob Rusconi 43 AmerUS 43 Quotazione Profilo 43 ICAEW 43 chairman Lord Levene 43 tenanted pub 43 Microcare 43 Axa Winterthur 43 SVG Capital 43 CFEB 43 Shawcell 43 ARMgold 43 PLC OML.LN 43 R2 4bn 43 Ciref 43 LINDSAY WILLIAMS 43 SIVs 43 actuarial 43 Perpetual Trustees 43 Admin Re 43 Efama 43 Sonray 43 CS Tremont 43 Barclays Stockbrokers 43 DNZ 43 broker Tullett Prebon 43 Railways Pension Scheme 43 Wendy Machanik 43 Huljich Wealth Management 43 Fund PPF 43 0pc 43 Shoprite 43 Ascentric 43 Hollard 43 BRUCE WHITFIELD 43 Tshidi 43 remisiers 43 VIX ETNs 43 fixed indexed annuities 43 insurer QBE 43 actuaries 43 Godiva Mortgages 43 unauthorized overdraft 43 ICASA 43 monolines 43 Cicutto 43 Ricky Okey 43 asset allocation 43 R7bn 43 MIFID 43 freeholds 43 Witan Investment Trust 43 Sentula 43 equities 43 lapsation 43 CoCos 43 FTSE 43 HIH collapse 43 Aplitec 43 LON OML 42 Capitalisation 42 subsidiarisation 42 Datatec 42 Moneynet.co.uk 42 Farepak savers 42 Mr Shipside 42 edeus 42 R#m [002] 42 QBE 42 BEE transaction 42 Moneysupermarket 42 Johnnic 42 R3 3bn 42 Lord Penrose 42 sharemarkets 42 wealthy non doms 42 MONEYWEB 42 Assurance NPI 42 fixed annuities 42 Giles Hargreave 42 Goshawk Insurance 42 Isoft 42 stockbroking firm 42 care trusts PCTs 42 Vox Telecom 42 decimalisation 42 Saccos 42 Wooltru 42 ABSs 42 FSCS levies 42 BT Pension Scheme 42 DRDGOLD 42 stockbrokerage firms 42 PFI schemes 42 prelisting 42 Funded Status 42 Rowan Dartington 42 General LON LGEN 42 Land Securities LAND.L 42 Phil Hodkinson 42 overcapitalised 42 RMBH 42 Banking ICB 42 Authority FSA 42 Novae Group 42 Towergate 42 Government Actuary 42 cashflow 42 Hammerson 42 marketmakers 42 Praemium 42 MitonOptimal 42 pensions endowments 42 DMGT 42 Aviva Plc 42 pubco 42 energywatch 42 R6 7bn 42 equity raisings 42 Swip 42 Medicash 42 HBOS Lloyds TSB 42 Banca del Gottardo 42 Lehman minibonds 42 Housebuilder Barratt 42 Pension Schemes 42 quant funds 42 CGT 42 Keith Satchell 42 Deneys Reitz 42 analyst Ned Cazalet 42 HM Treasury 42 CEO Sizwe Nxasana 42 HSBC LON HSBA 42 Skipton BS 42 Group JSE NED 42 reweighting 42 Specialty Admitted 42 Bidvest 42 LTSB 42 Barclays LON BARC 42 Wintertons 42 AmerUs 42 Brait economist Colen Garrow 42 Invesco Perpetual Income 42 Malcolm Tarling 42 Adrian Lowcock 42 camera retailer Jessops 42 Retirement Annuity 42 actuarial profession 42 CGT taper relief 42 Retirement Annuities 42 Vutula 42 R3 2bn 42 & Bingley 42 Bromley Hospitals NHS 42 PIEs 42 Landsbanki Guernsey 42 SIPP 42 fundholders 42 undercapitalised 42 Occupational Pensions 42 RSM Bentley Jennison 42 CfC Stanbic 42 ANDILE MAZWAI 42 Annuity 42 Broker Numis 42 Dexus 42 Pubco 42 Whitechurch Securities 42 Mr Whimp 42 FAIS Ombud 42 administrators Zolfo Cooper 42 froze redemptions 42 ISTCs 42 insurer Allianz 42 Mike Kellard 42 Joanne Segars 42 leveraged buyouts LBOs 42 Information Packs Hips 42 OMIGSA 42 Marlborough Stirling 42 Simon Ripton 42 stockbroker Cazenove 42 Ucis 42 IMA Absolute Return 42 Octodec 42 SIPPS 42 Hugh Osmond 42 Broker Seymour Pierce 42 Scotland RBSRBS 42 PineBridge 42 APCIMS 42 GREG POTTER 42 remutualisation 42 Investa 42 Itac 42 Regulator Ofgem 42 OUTsurance 42 Nafhold 42 equity indexed annuities 42 Dowgate Capital 42 Compensation Scheme FSCS 42 IRDA norms 42 mortgage lenders 42 Throgmorton Trust 42 CastlePoint Re 42 JM Finn 42 Birmingham Midshires 42 Mr Munchenberg 42 FAIS 42 Eureko 42 Rathbone Brothers 42 GCap 42 Suncorp Metway Ltd 42 Xafinity 42 Otto Thoresen 42 ING ING.AS 42 FP.L 42 BEE codes 42 Gains Tax 42 Christo Wiese 42 LON LLOY 42 Association IMLA 42 Swiss Re 42 ALTIN 42 Friends Provident plc 42 Killik 42 broker Benfield 42 collateralised debt 42 bancassurance 42 AMPFP 42 Rensburg Sheppards 42 ASISA 42 Isis Asset Management 42 #c/share [002] 42 IFAonline 42 John Biccard 42 Nedcor Securities 42 Weavering Capital 42 Alain Grisay 42 Annuities 42 LONDON Citywire 42 NORTHERN ROCK 42 Grisay 42 Finbond 42 Lloyds TSB LYG 42 NAB Cameron Clyne 42 Gluskie 42 Barclays 42 tracker mortgages 42 FirstRand Ltd.