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(Click for frequent words.) 64 Issuer 62 issuers 56 bid NCIB 54 securities 53 Issuers 52 Rule #a [001] 51 DR #.#.#R 1 50 make RIS notification 50 NCIB 50 debentures 50 pledgee 50 Amalgamated LP 49 Indentures governing 49 Underlying Entity 49 Debenture holders 49 swap counterparty 49 PIF.DB.B 49 subordinated unsecured 49 NRSRO 49 Instalment Warrants 49 subordinated debenture 49 ABCP conduit 48 Master Servicer 48 Aumento 48 Pfandbriefbank 48 substitute LOC 48 OFCD Optionally Fully 48 issuances 48 Fund TSX FFI.UN 48 WKSI 48 FORMCAP 48 VRDOs 48 Senior Secured Debt 48 Placee 48 insured depository institution 48 iPath ETNs 48 issuer originator 48 Fund TSX PIF.UN 48 substitute LOCs 48 certificateholders 48 Thailand TRIS Rating 48 MTNs 47 TBC Transaction 47 unsecured unsubordinated debt 47 counterparty 47 ACTIVEnergy 47 Senior Subordinated Convertible 47 ProLogis Declares Dividends 47 securities TruPS 47 issuance 47 ABCP issuers 47 Authorized Participant 47 Dobhai 47 Offering Memorandum 47 Valucap 47 card issuer 47 debenture 47 Contingent Value Rights 47 Calculation Agent 47 Resetting Instalment 47 obligor 47 Bookbuild 47 VisionSky 47 noteholder 47 Extraordinary Termination Event 47 RFC CDO #-# 47 offeror 47 purchaser 47 CEMATRIX 47 BMFBovespa 47 tendering holders 46 Bookrunner 46 securitizer 46 Reporting Issuer 46 TOBs 46 number #M# 46 Skyberry 46 Debentures 46 Optionholder 46 underwriter 46 Noteholder 46 Offer Consideration 46 SBPAs 46 CBRE Realty 46 Kexim 46 secured debenture 46 CDS counterparties 46 AAA Aaa 46 Ballantyne Re 46 ranks pari passu 46 Trups 46 Issuer Bid 46 Wintraysan 46 Second T3 Instalment 46 Indenture governing 46 FRNs 46 callable 46 Convertible Debenture 46 Stock Exchange www.bourse.lu 46 applicable indentures 46 Mitsubishi UFJ Nicos 46 GCA VS 46 Normal Course 46 #,#,#,# aggregate 46 Reset Date 46 unsecured subordinated debentures 46 DCENT 46 FSAH 46 Beneficial Owner 46 certificate evidencing 46 Extraordinary Event 46 TECO Finance 45 USD#m aggregate 45 Jien Offer 45 unsecured unsubordinated 45 Triggering Event 45 Convertible Secured 45 CENts 45 Baa2/BBB 45 TEC INDUSTRIES AG 45 NBPE 45 mandatorily convert 45 CHESS Approved Securities 45 Repurchase Offer Notice 45 Logibec 45 Pink Sheets GLCC 45 Intelsat Sub Holdco 45 Underlying Entities Shares 45 PIK Interest 45 Pari passu 45 Hypoport AG 45 Substantial Issuer Bid 45 Baa3/BBB- 45 FDIC insured deposits 45 RHDI 45 Guarantor 45 Senior Convertible Debentures 45 TRAFINA 45 NRDC Acquisition 45 article 9b paragraph 45 Energroup Holdings Corporation 45 cusip 45 Permitted Bid 45 TRUPs 45 CEHE 45 Normal Course Issuer Bid 45 indenture relating 45 B + RR4 45 Replacement Prospectus 45 subordinated convertible bonds 45 uncertificated 45 TruPS 45 Prospectus Supplement 45 Excess Cash Flow 45 Cusip 45 FSFR 45 bookbuilding process 45 Standby Purchase Agreement 45 extendable revolving 45 Mandatory Convertible Bonds 45 Legal #.# 45 Suroco 45 Bancolombia SA 45 swerving motorcyclist 45 undercollateralized 45 Solicitation Statement 45 unsubordinated unsecured 45 InterNotes 45 Escrowed Shares 45 QM Technologies 45 Alain Larochelle 45 mandatorily convertible 45 Ascendiant 45 Debentures tendered 45 NYSE AGO Assured 45 subordinate tranches 45 A#/P# 45 YIELDPLUS 45 Invitation Memorandum 45 Exchangeable Notes 44 indenture pursuant 44 Geosam 44 BAM Investments 44 Borrower 44 PIK toggle notes 44 unsecured subordinated 44 BBB Outlook Stable 44 CMHC insured mortgage 44 Self Funding Instalment 44 PERLS V 44 CNMIM 44 Acquiror 44 Common Shares 44 notifi cation 44 Rolling Instalments 44 Schedule #N 44 TSX OGF.UN 44 Offer Amount 44 accrue thereon 44 Rep Uno 44 Debt Settlement Agreements 44 depository institution 44 BANCOLOMBIA SA 44 Perpetual PIERS 44 A-/Stable/A-2 44 Minimum Condition 44 Athilon 44 Shemano Group 44 non accelerated filer 44 Exchangeable Unsecured Subordinated Debentures 44 Tendered Notes 44 Borrowing Fees 44 Existing Debentures 44 Lender Applicant 44 Subordinated Loan 44 Entitlement Issue 44 Wah Sang 44 #R# [006] 44 Credit Pref 44 Bonus Warrants 44 OTCQX listing 44 QSCBs 44 Stoneheath Re 44 perpetual subordinated 44 freely transferable 44 Recapitalisation Proposal 44 TargetCo 44 underwriters overallotment 44 JPMorgan Cazenove Limited 44 indentures governing 44 Underwriter 44 BCSB Bancorp 44 EMTN program 44 covenant ratios 44 Rule #c 44 CanAsia 44 BHAC 44 AOLS Holdings 44 securityholder 44 BACM #-# 44 TruPS CDOs 44 CapGen Offering 44 perpetual debentures 44 Default Notice 44 contingently convertible 44 Convertible Preferred Shares 44 Underwriting Agreement 44 Affecto Plc 44 counterparty exposures 44 Secured Debenture 44 Indenture 44 unsecured convertible debenture 44 Entitlements Issue 44 Override Agreement 44 NZDX 44 Variable Funding 44 Capitalised terms 44 borrower repays 44 indentures pursuant 44 unsecured debentures 44 NYSE PSE MFC 44 renminbi denominated 44 mandatorily convertible notes 44 noncallable 44 Willowstar 44 Conversion Date 44 QCII 44 inverse floater 44 ING Groep ING 44 Underlying Entities 44 Listed Entities 44 Obligor 44 Proposed Financing 44 Redemption Date 44 Bondholder 44 successfully remarketed 44 Pampa Calichera 44 Eurotin 44 mandatory convertible subordinated 44 Xponential Inc. 44 borrower 44 Instalment Payment 43 YPG Holdings 43 Lead Bookrunning Manager 43 Corbal 43 cedant 43 Tender Offer Memorandum 43 ROC Pref III 43 ORAs 43 FHCs 43 lender 43 Repurchase Program 43 LMGI 43 creditworthy counterparties 43 Sponsoring Broker 43 Dah Sing Bank 43 Shortfall Offer 43 REIT TruPS CDOs 43 Landesbank Baden Württemberg LBBW 43 Maximum Tender Offers 43 Reopened Notes 43 Citi Instalment 43 SoftM Software und Beratung 43 Peso denominated 43 NRSRO ratings 43 LBSF 43 Homburg Invest 43 GCUK Finance 43 FDIC TLGP 43 Escrow Issuer 43 Chesstown 43 Baa2 Moody 43 subordinated promissory note 43 Stock Exchange BOVESPA 43 Cidron Services 43 ALICO Holdings 43 Fully Paid Ordinary Shares 43 Equifax EFX 43 Capmark VI 43 MBNA Credit Card 43 SIPAR 43 Trust Indenture 43 commonstock 43 Joint Bookrunners 43 indenture trustee 43 Pink Sheets OTC 43 Issuing Trusts 43 Transaction 43 Foord Compass 43 JJR VI 43 Prominex 43 Baytex Energy Ltd. 43 irrevocable standby 43 Rule 2a 7 43 Million Convertible Debenture 43 Holders validly tendering 43 Remarketing Agent 43 RIS notification 43 Exploram 43 Corporation NASDAQ BKUNA 43 Petrotemex 43 FastMarkets Ltd 43 Hotstockpress.com 43 Citi Instalments 43 Contingent Convertible Senior 43 Stapled Securities 43 Powerbase Companies 43 CBUAE 43 Tranche B 43 FINRA Rule 43 Subscription Receipt Offering 43 SEMCAN 43 Collateralized Debt Obligation CDO 43 Senior Secured Debentures 43 Assigns Rating 43 VRDP 43 Final Instalment 43 CCC/RR4 43 Exchangeable Bonds 43 Tsavo Acquisition 43 QSSP 43 Units issuable upon 43 Senior Subordinated Noteholders 43 AAA/V1 + 43 Convertible Redeemable 43 ISIN codes 43 Ambac Assurance Corp 43 RMB denominated 43 unsubordinated debt 43 Monoline insurers 43 Standby Letter 43 PBIH 43 BIGP 43 AgriFinancial 43 substitute SBPA 43 Exchange accepts 43 securities issuable pursuant 43 HI PAYS 43 Restructured Canwest 43 A.M. Best Assigns Rating 43 Initial Purchasers 43 subordinated debentures 43 Mandatory Conversion 43 B/RR4 43 Capital Reorganisation 43 BSB sA 43 Exercise Date 43 Upper DECS Equity 43 putable 43 Effective Date 43 PRRF 43 FHCF 43 Pacrim International 43 SFOD Offering 43 #MM Notes 43 restructured Canwest 43 Agreement constitutes discloseable 43 RCF IV 43 QT Financing 43 Banco Macro 43 Repurchase Date 43 Scrip Dividend Scheme 43 Reference Yield 43 ABCP trusts 43 Barrier Warrants 43 Mandatory Convertible Notes 43 unsubordinated 43 AMEX TGB Taseko 43 Reverse Takeover 43 RWCI 43 Enlarged Share 43 collateralized debt 43 joint bookrunner 43 EMM Disclosure 43 Tremisis II 43 convertible debenture holders 43 Non Brokered 43 Offering Circular 43 GRIs 43 Supplementary PDS 43 CIFG 43 discloseable 43 M. Dias Branco 43 TSX SII 43 Pfandbrief 43 pursuant 43 Partly Paid 43 VRDPs 43 Conversion Price 43 Regulation Section #.#-# 43 HSBC HSBA.L #.HK 43 BOCOM 43 Exchange Eligible Issuers 43 Senior Unsecured 43 validly surrendered 43 Gerova 43 Financing Condition 43 UPREIT 43 subordinated convertible 43 Completion Payment 43 Assured Guaranty Re 43 DHCOGDHCOG 43 Amended Offer 43 finder fee payable 43 MUFJ 43 Trico Shipping 43 Arrangement Agreement dated 43 Itau Unibanco 43 dollar denominated 43 DIP Facility 43 Proposed Transactions 43 DIP Financing Facility 43 DARWINS 43 repurchase 43 Itaú BBA 43 Eligible Holders 43 CASHES 43 Kamboat Bakery 43 Guyanor 43 interest entity VIE 43 securitized 43 SIFT Rules 42 AKITA Drilling Ltd. 42 transaction 42 Maturity Date 42 IDR BB 42 update theseforward looking 42 Amended Agreement 42 obligors 42 Senior Subordinated Secured Notes 42 Proposed Qualifying Transaction 42 Offerors 42 § #.#-# [007] 42 HBME 42 convertible unsecured debentures 42 RBC RY 42 Consent Fees 42 Senior Secured Convertible Notes 42 mortgager 42 covenant defaults 42 Schwabo 42 Transfer Agent Computershare 42 Convertible Note 42 Aa3 Moody 42 Coventree sponsored 42 NIBC Holding 42 junior subordinated debentures 42 Erie Indemnity 42 Acacia CDO 42 Total Consideration minus 42 Corporation TSX DC.A 42 Safecap 42 securites 42 TSX HLG.PR.B 42 Indentures 42 Macquarie Instalments 42 CNBV 42 warrantholder 42 COMET Issuance Trust 42 Custodial Receipts 42 ANR.U 42 unexercised warrants 42 ABN AMRO MINIs 42 Extraordinary Dividend 42 liquidating distributions 42 Senior Subordinated 42 Reimbursement Agreement 42 CCCIT 42 shares issuable thereunder 42 American Depository Receipt 42 EquityTradingAlert.com 42 -Phieu 42 Depositary Share 42 PharmaBio 42 Metrofinanciera 42 Fitch IDR 42 Patersons Securities Limited 42 CRWE publishes financial 42 Brokered Offering 42 Pay Linx 42 Offeror 42 PXRE 42 HiMEDS Units 42 Medium Term Note 42 Fareport 42 rated Caa1 42 Onsino 42 pursuant thereto 42 nonconvertible preferred 42 Debenture holder 42 Warrant Indenture 42 Prime Securityholders 42 Comision Nacional Bancaria y 42 IPICIPIC 42 overcollateralized 42 Preferred Shares 42 Citibank Omni 42 Warrantholder 42 JEVCO 42 Identification Number ISIN 42 Redemption Notice 42 Subordinate Voting Shares 42 GoldLink 42 Convertible Bond 42 VRDP Shares 42 securitizes 42 #B# [003] 42 GDR ADR 42 BluMont 42 Subordinated Debentures 42 Institutional Placement 42 Fund Advisors BGFA 42 Terrenex 42 Preliminary Prospectus 42 Windrace 42 Tender Offer 42 Aurvista 42 offerers 42 Entitlement Offer 42 Interest Amount 42 PRS Aaa 42 Propipper 42 depositary receipt 42 Boart Longyear Limited 42 Cvb Financial Corp CVBF 42 Official Quotation 42 Prospectus Supplements 42 Infor expressly disclaims 42 CreXus Investment Corp. 42 ZCI Offer 42 TARP CPP 42 Silvercorp Offer 42 LGEI 42 KKR PEI 42 indirect pecuniary 42 Convertible Bonds 42 Controlling Shareholder 42 Enviropave 42 Purchaser 42 Oretech 42 Debentures validly tendered 42 TSX VENTURE TBZ Tonbridge 42 readily determinable 42 Edenor 42 Amended Option Agreement 42 ALTIN 42 accompanying prospectus supplement 42 Stans Energy 42 Nevaro Capital 42 Quotation System Inc. 42 IDR BBB + 42 Offering Jurisdictions 42 Aames Investment 42 Variable Interest Amount 42 RYJ ETF 42 Minimum Subscription 42 compulsorily convertible 42 TYN 42 Unsecured Debentures 42 Retail Entitlement Offer 42 convertible noteholders 42 mandatorily exchangeable 42 LFDG 42 Reviso 42 ISIN CA# 42 Oremex Gold 42 Zero Coupon Convertible Notes 42 SEBI Substantial Acquisition 42 Secured Debt 42 outstanding ARPs 42 BPPR 42 Application Monies 42 CDO tranches 42 Everbright Pramerica 42 Morguard Corporation 42 Eligible Unitholders 42 Qualified Intermediary 42 Brookfield Multiplex Capital 42 PEPS Units 42 IIROC regulated firm 42 Perlite Canada inc 42 Rockex Mining 42 Glatfelter Declares Dividend 42 accelerated filer 42 Huaxia Bank 42 unsecured debenture 42 EFIH 42 Valeura Energy Inc. 42 TLGP 42 TSX VENTURE MAA 42 Perpetual Preferred 42 PPNs 42 B + RR3 42 Counterparties 42 EagleRidge 42 HopFed 42 securityholder approval 42 Sheltered Oak 42 Revolving Credit Facilities 42 Unitholder 42 ABS Criteria 42 Instalments 42 MagHoldings Shares 42 Ensource 42 lien RMBS 42 subordinated notes due 42 PacWest Bancorp 42 mandatorily redeemable 42 Repurchase Offer 42 under Part #D.# 42 Canam Credit 42 Moody's rated 42 Private Placement 42 Rights Offering Circular 42 cancellable 42 Second Tranche 42 Amended Facility 42 synthetic CDO transactions 42 Annex Notification 42 VHS Holdco II 42 NRSROs 42 BFO LP 42 Global Depositary Receipt 42 MQ LPLs 42 Secured Convertible Notes 42 ASTC Settlement Rules 42 PHP2 billion 42 Iusacell Celular 42 defeased loans 42 Heng Fung 42 Convertible Preference Shares 42 DUG Fund 42 indenture dated 42 Stabilising Manager 41 Correction Fitch Downgrades 41 Subco 41 risk mitigants 41 1 Passerelle des 41 CDS Participant 41 Private Student Loan 41 Halterm Income Fund 41 counterparty defaults 41 ADSs 41 MBB Industries AG 41 Euroclear Bank 41 Recapitalization Agreement 41 Dividend Date 41 Underlying Share 41 unsubscribed shares 41 BVF Acq 41 IRESS Market Technology 41 counterparties 41 Depositary Agent 41 Cashback Amount 41 OTC Disclosure 41 Kulczyk Investments SA 41 NFT Warrants 41 securitization 41 Market Disruption 41 AAA Aaa rated 41 Ansvar 41 Subordinated Convertible Notes 41 BcMetals 41 Floating Rate Notes 41 Receivables Funding 41 Primary Servicer Rating 41 Antler Creek 41 Hakon Invest 41 CAD#m [001] 41 unsponsored DR programs 41 Section #AA [002] 41 symbol NFI.UN. 41 Exchangeco 41 Mandatory Conversion Conditions 41 Mohan Maheswaran owns 41 collateralised debt 41 convertible preferreds 41 Sole Bookrunner 41 FFIs 41 DIGIPASS #a 41 unissued shares 41 TSX CML 41 #.#-# [006] 41 CUSIPs 41 DBRS Ltd. 41 shares issuable pursuant 41 Santander BanCorp 41 Itausa 41 NASDAQ DubaiNASDAQ Dubai 41 Secured Convertible Debentures 41 Indenture Trustee 41 Energybuild Shares 41 G5 advisors 41 pro rata allocation 41 MMAI 41 Itau Unibanco Holding 41 AA-/Stable/A-1 + 41 CREL CDOs 41 Europay International 41 Put Warrant 41 Extraordinary Postponing Event 41 MCNs 41 AUX Offer 41 FAFC 41 Debenture Financing 41 FDIC Temporary Liquidity 41 Metalfrio BMF & 41 Navios Acquisition 41 Authorised Advisers 41 unsecured PHI 41 UBS Instalment 41 regulator CVM 41 Wider Energybuild Group 41 intercreditor agreement 41 Listed Entity 41 Substantial Shareholder 41 CFFI 41 KAMPA AG 41 Swap Transactions 41 Share Consolidation 41 intercompany indebtedness 41 Existing Notes 41 Lifeco Split Corporation 41 Eligible unitholders 41 Convertible Loan 41 SNBI 41 unconditional guaranty 41 Trenwick 41 exchangeable certificates 41 Universal Compression Partners LP 41 CRIIMI MAE 41 Swap Dealer 41 accelerated renounceable entitlement 41 convertible perpetual 41 GEM Listing Rules 41 FMFC 41 Tender Offers 41 banker acceptances 41 CLTI 41 unsecured indebtedness 41 OMC Card 41 unsecured convertible debentures 41 TriNet Notes 41 § #.#-# [004] 41 HeNan Smart Food 41 ENBD 41 aircraft lessor 41 Installment Payment 41 Genesis HealthCare Corporation 41 re REMIC 41 RTO Financing 41 notifiable interest 41 beneficially owning 41 Rollover Application 41 CUSIP Nos. 41 Bankers Acceptances 41 Blackrock NYSE BLK 41 noninvestment grade 41 Bonterra Trust 41 Caisse Centrale Desjardins 41 Joint Bookrunner 41 BNP Paribas SA BNPQY 41 TSX CGS.S 41 DBRS Limited 41 agencies Experian Equifax 41 Invecture 41 Felcom 41 creditor 41 Qualified Institutional Buyers QIB 41 HoldCo 41 subparagraph B 41 C/RR6 41 Convertible Unsecured Subordinated Debentures 41 Subordinated Notes 41 Normal Course Issuer 41 Relevant Person 41 B-/RR6 41 NYSE Arca Equities 41 Evergrowing Bank 41 Skanditek 41 Brokered Financing 41 Hurasu Resource Corporation 41 BERLIN HQU 41 Northwind Holdings 41 DEPFA BANK plc 41 ArcelorMittal Inox Brasil 41 XLFA 41 financialstatements 41 #,#,# #,#,# SHAREHOLDERS EQUITY [001] 41 PRN FreeStar Technology 41 A3/A- 41 Debt Tender Offer 41 integral multiples 41 Pink Sheets quotation 41 arranger underwriter 41 NewTech Brake Corp. 41 Western Keltic shareholders 41 Restricted Default 41 Private Placements 41 VEM Aktienbank AG 41 Titularizadora 41 Global DIGIT 41 Subordinated Facility 41 Proposed Arrangement 41 Sierra Timeshare #-# 41 Shenzhen Expressway 41 VRDO 41 Authorized Participants 41 nonagency mortgage backed 41 unsponsored ADR 41 Perpetual Preferred Stock 41 Tenderco 41 Thomas Clarke Pr.Sci.Nat 41 GT Solar Holdings 41 Burdaras Exista 41 Boyuan 41 Macquarie Instalment 41 Repurchase Agreement 41 Miocene Metals 41 Original Bidder Statement 41 OSC Rule 41 Minsud 41 symbol XBC 41 BNP Paribas Natixis 41 MBRD 41 Depositary Receipts 41 representations warranties covenants 41 Subordinated LP 41 CC/RR6 41 unsecured subordinated notes 41 CardWorks Servicing 41 e Servicos 41 Aa3/AA- 41 Abax Global Capital 41 debenture holder 41 AXENV 41 Invik 41 CDS counterparty 41 Magicalia assumes 41 PinkSheets.com 41 UBS Instalments 41 Aplitec 41 Kingsdale Capital Markets 41 Issuances Table 41 collateralizes 41 TBANK 41 Loan Facility 41 RMBS collateral 41 CreXus 41 HELEX 41 Acquisition BV 41 Indirect bidders rough 41 Amalco redeemable preferred 41 Separate Subordinated Notes 41 Non Brokered Offering 41 DEXUS 41 Nakheel bondholders 41 Finders fees 41 overcollateralization tests 41 UYG Fund 41 Veresen Inc. 41 Purchase Warrant 41 XLCA 41 PIPE transaction 41 JER Investors 41 dividend reinvestments 41 subordinated indebtedness 41 Schwab YieldPlus Funds 41 Special Servicer 41 NetSpend Holdings Inc. 41 ZDP Shares 41 Proposed Takeover 41 CCC/RR6 41 ITAU 41 Eurogas International 41 Designated Adviser 41 VINV 41 AA Outlook Stable 41 QPAM 41 trust preferreds 41 overcollateralization ratios 41 Listing Application 41 subordinated noteholders 41 Amortizing 41 NovaDX 41 Exchange Act 41 Dekania CDO 41 Underlying Parcels 41 Liquor Stores LP 41 REMIC 41 AmerInst 41 Subordinated 41 LT IDR 41 repays TARP 41 Secured Term 41 non waivable 41 file Form #F 41 certificates evidencing 41 Delned 41 re remics 41 #,#,# Subscription Receipts [001] 41 transferors 41 LISTING ON 41 Bancinsurance 41 YS Mining 41 BHFC 41 ticker symbol KMLD 41 Miscellaneous Fares 41 ECA Marcellus Trust 41 Urban Barns Foods 41 LIBOR indexed 41 CLN Portfolio 41 Organization NRSRO 41 Emirates NBD PJSC 41 AAA arg 41 Sampo plc 41 www.devine ent.com 41 Valcon Acquisition BV 41 Refinancing Transactions 41 Banco Hipotecario 41 Crédit Agricole Cheuvreux 41 Biglari Holdings 41 HGCH 41 depositary receipts 41 Concurrent Private Placement 41 Medium Term Notes 41 JHFS 41 Secured Credit 41 Kazkommertsbank 41 TSX KAT Katanga 41 Rede Energia 41 Minimum Tender Condition 41 Seriatim 41 accept oversubscriptions 41 Westpac SPS 41 Orc Software AB 41 AZD Offer 41 Navigo Energy 41 Petrolympic 41 Trintech ADS 41 Secured Creditors 41 Final Maturity Date 41 outstanding indebtedness 41 Acquiring Person 41 securitization exposures 41 NCB FSB 41 UILIC 41 MBIA insured 41 HNTE 41 NOT APPLICABLE 41 BB-/RR3 41 Varvarinskoye Project 41 Stable Outlooks 41 guaranty 41 USPoly 41 hereafter tendered 41 AmericasBank Corp. 41 Western Keltic 41 HSBC Holdings plc