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(Click for frequent words.) 81 deductible 76 premiums deductibles 73 Deductibles 69 copays 69 copayments 68 pocket maximums 67 coinsurance 67 insurance premiums 67 deductibles copayments 66 premiums 65 copayments coinsurance 64 deductibles coinsurance 64 deductibles copays 64 copays deductibles 62 copayments deductibles 62 HDHPs 62 copayment 62 deductable 61 copay 61 HDHP 60 premiums deductibles copays 59 premiums copays 59 insurance 58 lifetime maximums 58 deductible coinsurance 57 Copays 57 allowable copays 56 nongroup 56 CDHPs 56 Medigap 55 HSAs 55 HRAs 55 MediGap 55 High Deductible 55 Deductible 54 self insured retentions 54 medigap 54 mini med 54 uninsured underinsured motorist 54 insurers 54 Medigap policies 53 Copayments 53 COBRA premiums 53 Medicare recipients 53 accounts HSAs 53 FEHBP 53 subsidized COBRA 52 insured 52 nonparticipating providers 52 windstorm deductibles 52 Health Reimbursement Account 52 workmen comp 52 Flexible Spending Accounts 52 supplemental Medigap 52 Personal Injury Protection 51 CDHP 51 Medicare 51 reimbursement arrangements HRAs 51 Fronstin 51 Medicare Part 51 NYSHIP 51 HMO 51 pay copays coinsurance 51 Medicare Advantage Plans 51 FEGLI 50 PACENET 50 Health Savings Accounts 50 Medicare Advantage 50 PEEHIP 50 HSA compatible 50 FEHBP enrollees 50 enrollees 50 FEHB 50 Preferred Provider Organizations 50 uninsured 50 overinsured 49 prescription drug 49 Premiums 49 actuarially sound 49 FAIR Plan 49 Medigap supplemental insurance 49 Plan HDHP 49 preexisting conditions 49 reimbursement 49 Medicare enrollees 49 Medicare beneficiaries 49 HSAs HRAs 49 PEIA 49 workers comp 49 HSA HDHP 49 HMOs PPOs 48 reimbursements 48 Mcare 48 Calderon Cedillo 48 BlueOptions 48 AccessTN 48 formulary 48 Medicaid 48 policyholder 48 outsource janitors 48 preventive screenings 48 Health Savings Account 48 Health Reimbursement Arrangement 48 HMOs 48 paycheck deductions 48 HealthChoice 48 ineligible dependents 48 uninsured underinsured 48 noninsured 48 elective deferral 47 Critical Illness 47 AHPs 47 Medicare HMOs 47 malpractice premiums 47 medically underwritten 47 underinsured motorist coverage 47 FHCF 47 Medicare HMO 47 MinnesotaCare 47 TennCare recipients 47 Employer Sponsored 47 formularies 47 Medicare prescription 47 DirigoChoice 47 young invincibles 47 HSA enrollees 47 insurances 47 HSA 47 actuarially equivalent 47 VPI Pet Insurance 47 renter insurance 47 VBID 47 Empire BlueCross 46 Health Reimbursement Accounts 46 NFIP 46 accounts HRAs 46 BlueChoice 46 Enrollees 46 Traditional IRAs 46 Medicare Supplement 46 PPO 46 SIMPLE IRAs 46 Medicare reimbursements 46 UM UIM coverage 46 Blue Shield PPO 46 deductible IRAs 46 workers' compensation 46 FSAs 46 restrictive formularies 46 Uninsured motorist 46 Uninsured Motorist 46 unsubsidized COBRA 46 COBRA coverage 46 uninsurance 46 Maintenance Organizations 46 Medicaid recipients 46 Program FEHBP 46 Long Term Disability 46 insureds 46 ehealthinsurance.com 46 policyholders 46 uninsured motorist 46 Blue Cross 46 underinsured 46 Medi Cal recipients 46 Medigap coverage 46 retirees 46 PPO HMO 46 Medigap insurance 46 Coverdell accounts 46 Medicaid enrollees 46 Ken Ambos 45 underinsured motorist 45 unreimbursed expenses 45 FICA taxes 45 SEP IRAs 45 ConfiDent R 45 Karen Pollitz 45 underfinanced pension 45 Copay 45 EI premiums 45 COBRA continuation 45 Slome notes 45 NYPIUA 45 HMO PPO 45 preauthorization 45 Coverage EPIC 45 BadgerCare 45 MediCare 45 payroll deductions 45 payroll deduction 45 mediclaim 45 Secure Horizons 45 malpractice insurance 45 #l k 45 Medishield 45 ConnPACE 45 Assigned Risk 45 donut hole 45 Fish Parcham 45 SIMPLE IRA 45 FSAs HSAs 45 eHealthInsurance.com 45 Grandfathered plans 45 preexisting condition 45 Flexible Spending Account 45 uninsurables 45 workman comp 45 Advantage enrollees 45 Dick Cauchi 45 Employer Sponsored Health 45 HumanaOne 44 Medicare Prescription Drug 44 Pharmacare 44 Medicare Advantage PFFS 44 Underinsured 44 noncovered 44 insurees 44 UM UIM 44 Social Security COLA 44 PEBB 44 MESSA 44 Paul Fronstin 44 uninsured Coloradans 44 HEALTH INSURANCE Individuals 44 Renter insurance 44 prescription drugs 44 accounts FSAs 44 Denti Cal 44 ERISA 44 actuarially 44 PFFS plans 44 Insure Montana 44 Insurance Premiums 44 Flexible Savings Accounts 44 exclusions 44 IRAs 44 underinsurance 44 CoverTN 44 uninsureds 44 Hurricane Catastrophe Fund 44 COBRA subsidy 44 mediclaim policies 44 Reinsurance recoverables 44 Health Reimbursement Arrangements 44 RIte Care 44 ratio MLR 44 PEHP 44 IRA withdrawals 44 BlueCare 44 nonrenewals 44 COBRA 44 Coinsurance 44 MassHealth Medicaid 44 utilizers 44 NQDC 44 Medigap supplemental coverage 43 Coverages 43 Florida Hurricane Catastrophe 43 actuarially sound rates 43 IRA Roth IRA 43 Excellus 43 multiemployer defined 43 Mastercard Visa accepted 43 reinsurance reinstatement 43 HOA dues 43 Medicare Advantage beneficiaries 43 nonrenewed 43 Plan OHIP 43 Michigan Catastrophic Claims 43 workman compensation insurance 43 Peachcare 43 insurace 43 PPOs 43 Trip Cancellation 43 Managers PBMs 43 healthinsurance 43 ConfiDent ® 43 MAIF 43 uninsured Tennesseans 43 RIPAE 43 workmen compensation 43 calling #-#-MEDICARE 43 wealthier Medicare beneficiaries 43 rescissions 43 Preferred Provider Organization 43 Uninsured 43 WAEPA 43 Dual Eligibles 43 insurer 43 Aetna HealthFund 43 across theboard 43 Dual eligibles 43 PAAD 43 Medicare Advantage enrollees 43 Medicare Medicaid 43 Accident Forgiveness 43 WEA Trust 43 nonworking spouses 43 MinnesotaCare enrollees 43 Spectera 43 Medicare Advantage PPO 43 k 43 Uninsured Motorist Coverage 43 Medicare reimburses 43 FSA HSA 43 UIM coverage 43 covering elective abortions 43 UCare 43 MassHealth 43 Medi Cal 43 Ron Fontanetta principal 43 TWIA 43 adjustments COLAs 43 multiemployer 43 Underinsured Motorist 42 Behavior Spotlight 42 Coverdell ESAs 42 MassHealth Basic 42 recoupments 42 Bonnie Milani 42 MediCal 42 Polk HealthCare 42 unscheduled absences 42 health care 42 MediShield 42 unreimbursed medical 42 HMO POS 42 Meritain 42 annuitization 42 Medicare premiums deductibles 42 elective deferrals 42 frivolous malpractice lawsuits 42 Allstate Floridian 42 spottier histories 42 poorer Washingtonians 42 HOW MANY COVERED 42 CIGNATURE Rx 42 Medicare donut hole 42 Elderly Pharmaceutical 42 uncompensated care 42 Employers Liability Compulsory 42 Trip Interruption 42 Ingenix databases 42 SEP IRA 42 Insurers 42 Penalizes employers 42 LTCi 42 Allstate Floridian Indemnity 42 unfunded accrued 42 Uninsured Underinsured Motorist 42 living adjustment COLA 42 Medicare reimbursement 42 hardship withdrawals 42 Advantra Freedom 42 MLRs 42 colorectal screenings 42 Medi Cal Healthy Families 42 deferred annuity 42 Geoff Souser Progressive 42 insurnace 42 Aetna Humana 42 SecureHorizons 42 Medicaid reimbursement 42 Payors 42 COBRA Consolidated Omnibus 42 prescriptions 42 Workers comp 42 Assurant Inc 42 CoverColorado 42 adultBasic enrollees 42 medicaid 42 nonsubsidized 42 PCIP 42 Loss Ratio MLR 42 VHAP 42 BCBSM 42 Preferred Provider Organizations PPOs 42 #k/year . 42 PMBs 42 Mail Handlers 42 insurable 42 Citizens Property 42 UnitedHealthCare 41 GAMC 41 PPO POS 41 Vioxx prescriptions 41 TennCare enrollees 41 Dr. Steffie Woolhandler 41 PBGF 41 unreimbursed 41 CHAMPVA 41 PACE PACENET 41 PBMs 41 Consolidated Omnibus Budget 41 PPACA 41 Amy Danise 41 Medi Cal reimbursement 41 MinuteClinics 41 Tenncare 41 Jim Donelon 41 Health Expense Tracker 41 dual eligibles 41 MCOs 41 workers deductibles copays 41 Medicare Advantage Prescription Drug 41 Saver Credit 41 immunizations physicals 41 Navitus 41 Amschwand 41 Mediclaim 41 BadgerCare Plus 41 medical malpractice lawsuits 41 difficulty affording 41 CaliforniaChoice 41 preretirement 41 TPFT 41 spokeswoman Kristin Binns 41 Laszewski 41 yearly physicals 41 MPSERS 41 recoup overpayments 41 SeeChange Health 41 Policyholders 41 mediclaim policy 41 colon cancer screenings 41 Dirigo Choice 41 miscellaneous deductions 41 MaineCare 41 SGLI 41 Prescription Drug Costs 41 nonsalary 41 Ron Pollack 41 RRGs 41 NBCR risks 41 CDHP enrollees 41 Medi Cal reimbursements 41 BCBS 41 traditional IRAs 41 malpractice payouts 41 Rescissions 41 itemizing deductions 41 Coverdells 41 Worldwide Trip Protector 41 Jon Kingsdale 41 ISMIE 41 BlueMedicare 41 Reimbursements 41 actuarially justified 41 outlier payments 41 nonhospital 41 Allstate Floridian Insurance 41 itemizers 41 skyrocketing malpractice 41 Malpractice premiums 41 Lump sums 41 Lotane 41 Medisave 41 indemnity 41 MCARE 41 repealers already 41 Elective abortions 41 Bodily Injury 41 ARKids First 41 Social Security COLAs 41 reinsurers 41 Employer Provided 41 Retirement Accounts 41 SCHIP eligibility 41 CSRS retirees 41 BestHealthcareRates.com 41 CSRS annuity 41 Multiemployer 41 PRSI contributions 41 Adam Sonfield 41 UnitedHealthcare 41 imprisoning illegal immigrants 41 Reichard CQ HealthBeat 41 CQ HealthBeat reports 41 Save Flexible Spending 41 Van Faasen 41 SIMPLEs 41 grossly underinsured 40 employers 40 chronic illnesses 40 deductions 40 KidsCare Parents 40 AccuQuote.com 40 AHCCCS 40 Insure Oklahoma 40 routine cleanings 40 homestead exemptions 40 Prescription Advantage 40 inpatient hospitalizations 40 GAMC enrollees 40 CDHC 40 Reimbursement Rates 40 unplanned absences 40 Archer MSAs 40 BCBSMA 40 capitated 40 Medicare Advantage premiums 40 uninsured Marylanders 40 generic drugs 40 homesteaded properties 40 insurability 40 Individual Retirement Accounts 40 Insureds 40 Secure Horizons Medicare Advantage 40 Risk Policies PRPs 40 Roth IRAs 40 Wellmark 40 Flexible Spending 40 itemized deduction 40 AdultBasic 40 capitation 40 Reliable Individual Health 40 Sallie Hillmon 40 RRSP withdrawals 40 RRSP contributions 40 Ingenix OptumHealth 40 ICHIP 40 Medicade 40 YOUR HEALTH INSURANCE 40 Whit Cornman spokesman 40 Avalere estimate 40 ex penses 40 Paid Vacations 40 HMSA 40 actuarial soundness 40 minute Elderberry Facial 40 PHRs 40 FERS employees 40 Loretta Worters spokeswoman 40 levelized billing 40 Regence BlueCross 40 CNY# #mn 40 Wellpoint Inc 40 VanDerhei 40 VGLI 40 Medi Cal beneficiaries 40 refill prescriptions 40 pharmacare 40 bandits shoving 40 Budoff Brown Politico 40 Avalere 40 HealthFund 40 medically uninsurable 40 Insurance SSDI benefits 40 Medically Needy Program 40 Drug Benefit 40 PFFS 40 TennCare rolls 40 PBGC insures 40 KETRA 40 medical malpractice 40 Bodaken 40 Low Mileage Discount 40 workers' comp 40 nonhomesteaded properties 40 Rocco Calo cited 40 Workers Compensation Insurance 40 Retiree Drug 40 BrickStreet 40 nonpreferred 40 progressive indexing 40 HumanaDental 40 Roth IRA 40 ESPPs 40 Hoosier Rx 40 ObamaCare 40 undeducted contributions 40 nonexempt employees 40 coverages 40 Flexible Spending Accounts FSAs 40 Aetna Cigna 40 inpatient hospitalization 40 Gentle EVER 40 Insurance 40 CoverKids 40 Kaiser Family 40 Aetna Inc AET.N 40 tuition reimbursement 40 consultant Robert Laszewski 40 MAMSI 40 www.ehealthinsurance.com 40 Chamber BlueOptions 40 Underinsurance 40 Tricare 40 Hospitalisation 40 Jesse Slome executive 40 Premium Hikes 40 CareHere 40 Installment Agreements 40 negatively amortizing 40 Eileen Mallow 40 discrete ICs 40 Woolhandler 40 RRSPs 40 Obamacare 40 Rosanne Placey spokeswoman 40 Sandy Praeger Kansas 40 THB# #mn 40 Medi caid 40 single payer 40 withholdings 40 OHIP 40 monthly repayments 40 HOW YOU CHOOSE YOUR 40 dental PPO 40 Lumenos 40 SoonerCare 40 EUTF 40 Sole proprietors 39 loan origination fees 39 CIGNA 39 TMLT 39 FQHCs 39 HEALTH INSURANCE 39 workersa compensation 39 homestead exemption 39 insures pensions 39 Dick Luedke spokesman 39 surtaxes 39 biweekly paycheck 39 PharmaCare 39 curbing malpractice lawsuits 39 SSDI benefits 39 FSAs HRAs 39 FCHP 39 itemized deductions 39 policyholder dividends 39 miscellaneous itemized deductions 39 disenrolling 39 Unfunded Liability 39 Medicare Advantage HMOs 39 CCRx 39 IBNR levy 39 nonqualified deferred compensation 39 uninsurable 39 prebates 39 WisconsinCare 39 need costly MediGap 39 Lifetime Savings Account 39 nonqualified 39 Liability Insurance 39 representative payees 39 barrier Calonge 39 INSURANCE INDUSTRY RESTRICTIONS 39 Aetna 39 overage fees 39 CEO Bruce Bodaken 39 AIK Comp 39 Dirigo Health 39 benefits copayments deductibles 39 catastrophe reinsurance reinstatement 39 nonresident tuition 39 Owerbach 39 RRIF withdrawal 39 Workman Comp 39 NYSE SKP 39 adultBasic 39 re imbursements 39 surance 39 Blaine Bos 39 Dr. Dynasaur 39 windpool 39 PCMH model 39 Blue Shield 39 enrollee 39 Tax 39 prescription medications 39 Joseph Antos 39 prudent layperson 39 BCBSNC 39 unapproved absences 39 V CAST VPak 39 WellPoint UnitedHealth 39 MHPAEA 39 SGLI coverage 39 preretirement income 39 Fund FHCF 39 AVMA GHLIT 39 multiperil 39 tax advantaged 39 www.eHealthInsurance.com 39 nonsedating antihistamines 39 workman compensation 39 John Rother AARP 39 REQUIREMENTS FOR INDIVIDUALS 39 THE POLITICS 39 eHealthInsurance 39 employer 39 sleepwear infants 39 TennCare 39 federally regulated marketplaces 39 Robert Zirkelbach 39 insure.com 39 routine checkups 39 CareAdvance 39 RVUs 39 Byron Udell founder 39 unused sick 39 Tricia Neuman 39 Wedding Protector 39 Medco PLAN 39 TriCare 39 Drug Utilization 39 FaithGuard 39 EPSDT 39 call #-USA-PETS #-#-# 39 CarInsurance.com 39 Slome explains 39 Benefits Program FEHBP 39 MedCost 39 BCBSIL 39 UNICARE 39 mammograms colonoscopies 39 medications 39 Reinsurance Assumed 39 caregiving responsibilities 39 Medically Needy program 39 GradGuard 39 malpractice suits 39 BENEFITS PACKAGE All 39 retiree 39 Averde 39 nonrepresented employees 39 spendable income 39 Maximum Rollover 39 HDHP HSA 39 nonmanagement employees 39 wages Ecton 39 refilling prescriptions 39 Furkat Kasimov 39 advanceable 39 guaranty associations 39 PLADs 39 spokeswoman Rosanne Placey 39 screening colonoscopies 39 Revare 39 Kathleen Stoll 39 HealthWave 39 eczema acne 39 noneconomic damages 39 CalWORKS welfare 39 SCHIP 39 Medicaid reimburses 39 ancillary coverages 39 WedSafe 39 carrybacks 39 salaried retirees 39 GSPHMO 39 AARP MedicareRx Saver 39 PacificSource 39 limiting noneconomic damages 39 unfunded liability 39 Prescription Assistance Programs 39 spokesperson Peter Ashkenaz 39 RRIF withdrawals 39 DeRaleau 39 COLAs 39 nonqualified retirement 39 CASE HOSPICE SUPPLIES 39 teeth cleanings 39 preventive checkups 39 enacting tort reform 39 FERS 39 Simplified Employee Pensions 39 HMOS 39 Medicaid reimbursements 39 NPIs 39 chairman Glenn Hackbarth 39 involuntary bumping 39 LaCHIP 38 Health Plans HDHPs 38 Anthem WellPoint 38 InsWeb.com 38 ATM surcharges 38 Umbrella Liability 38 Fit Choices 38 spaying neutering vaccinations 38 minimum distributions RMDs 38 NEBCO 38 Eysink 38 MS DRGs 38 sheltered annuity 38 Critical Illness Insurance 38 nondeductible IRA 38 Assurant Health 38 nonelderly 38 nonretirement accounts 38 paycheck withholdings 38 Jacob Hacker 38 Shana Alex Lavarreda 38 CSHCN 38 Allstate Geico 38 merchant chargebacks 38 #/deposit 38 Ms. Ignagni 38 tort liability 38 Choice PPO 38 PEBP 38 PPO Preferred Provider 38 h ealth 38 Med Supp 38 postemployment 38 colorectal cancer screenings 38 BCBSF 38 TRICARE 38 COBRA subsidies 38 OTCBB VSUR leading 38 lump sum payments 38 Snapshot SM 38 MGUs 38 WhiteGlove 38 PEBTF 38 #k #b 38 NZ Superannuation 38 NJ FamilyCare 38 Kosecoff 38 actuarial calculations 38 Satyavolu 38 healthplan 38 UniCare 38 IRAs Roth IRAs 38 TAXES Dramatically scales 38 AVCs 38 HealthPartners 38 ER crowding 38 Defined contribution 38 homeowner 38 nonunion employees 38 TRICARE Prime 38 ARKids 38 monthly outgoings 38 inherited IRAs 38 Benefit Informatics 38 voluntary payroll deductions 38 Retirement Confidence 38 Uncompensated care 38 mileage reimbursement 38 SSI SSP 38 AARP MedicareRx Preferred 38 Allstate Indemnity 38 code unfairly penalizes 38 Fahlund 38 FamiliesUSA 38 website healthcare.gov 38 Flood Insurance 38 miscellaneous itemized deduction 38 UnitedHealth 38 travelinsurance.co.uk offers convenient 38 TIPRA 38 Ingenix database 38 spousal IRA 38 BadgerCare Plus Core 38 XGen Nevis Island 38 INSURANCE MANDATE Almost 38 UCare Minnesota 38 checkups immunizations 38 CSRS Offset 38 Siemienas 38 discourage frivolous lawsuits 38 Cariten 38 Mohit Ghose 38 MVAs 38 Prescription Drug Coverage 38 BadgerCare Plus Basic 38 Humana nyse HUM 38 Highmark Blue Shield 38 ACandS 38 PurinaCare 38 Kristin Milam 38 Cheryl Matheis 38 SHIPs 38 Homestead Exemption 38 Annotti 38 insur ance 38 AMERISAFE actively markets 38 Variable Universal 38 Medicare Beneficiaries 38 nonunion 38 payouts 38 nonhospital providers 38 HealthMarkets 38 AMT exemption 38 Tonik 38 Medicare.gov 38 LTCI 38 Blue MedicareRx 38 Stephan Christiansen 38 Joint Underwriting 38 Automatic Enrollment 38 CHAMPUS 38 payroll withholdings 38 Immediate annuities 38 indemnity insurers 38 Kathryn Bakich senior 38 AmeriPlan 38 mammograms Pap smears 38 multiemployer pension plans 38 annuities 38 DMEPOS suppliers 38 minimums FDIC insured 38 Retirement Savings Accounts 38 Medicaid caseloads 38 PTNS therapy 38 Aetna CIGNA 38 Ignagni 38 SummaCare 38 GAMC recipients 38 Patent expirations 38 nonprescription painkillers 38 PPO EPO 38 Aetna PPO 38 lump sum payouts 38 GeorgiaCares 38 intermittent FMLA leave 38 Dependent Care 38 Alan Glickstein senior 38 GuideOne 38 Lambrew 38 KidCare 38 BlueChoice HealthPlan 38 sole proprietors 38 NJBEST 38 infants Sundlof 38 SCHIP enrollees 38 Reimbursement 38 nondeductible contributions 38 indigent burials 38 Rohack 38 cashless hospitalization 38 UnitedHealthcare Ovations 38 payors 38 SSDI representation 38 BlueCross 38 Norman CQ HealthBeat 38 lump sums 38 Keiki Care 38 Solutions Lance Urbas 38 InsureMyTrip.com 38 GoPhone 38 Utkus 38 UnitedHealthOne 38 HealthSaver 38 Denise Estopinal spokeswoman 38 HEALTH INSURANCE Self 38 ERRP 38 Medicare eligibles 38 Aetna Anthem 38 Formularies 38 corkage fees 38 Beth Umland 38 Compensatory damages 38 Paul Fronstin EBRI 38 Cigna Corp 38 malpractice judgments 38 IowaCare 38 SEPs 38 losing Yemen Sharqieh 38 Medicare Advantage membership 38 med mal 38 claims adjusters 38 Prescription 38 PRPPs 38 FEDVIP 38 Travel Insured 38 nonhomesteaded 38 Prevented planting 37 membership dues 37 BENEFITS PACKAGE 37 Quebec Pension Plan 37 Health insurer WellPoint 37 Discontinued Lines 37 itemize deductions 37 costs 37 Punitive damages 37 Blue Shield HMO 37 VEBAs 37 BCBSA 37 Devon Herrick 37 tuition 37 homestead exclusion 37 BadgerCare Core 37 Stinneford 37 MXN# #mn 37 Grandfathered Plans 37 defrays 37 Regence Blue Shield 37 MyRate 37 annuitize 37 Capital BlueCross 37 OptumHealth Ingenix 37 Reinsurers 37 CIGNA Dental 37 Poverty Level 37 itemize