Related by context. All words. (Click for frequent words.) 74 bank 66 lenders 64 banking 64 mortgage lenders 62 megabanks 62 institutions 61 brokerages 61 lender 61 depositors 60 Banks 60 bankers 60 Landesbanks 59 thrifts 58 landesbanks 58 firms 57 owned Landesbanks 57 Spanish cajas 56 lending 56 nonbanking 56 OCC regulates 55 landesbank 55 FIs 55 nonbanks 55 FDIC insured institutions 55 German landesbanks 55 partially nationalize 55 DFIs 55 interbank lending 55 NBFIs 55 instutions 55 issuers 54 BFIs 54 NPL ratios 54 German Landesbanks 54 banks NCBs 54 depositers 54 banksâ 54 brokerage firms 54 IndyMac Bancorp Inc 54 banksâ € ™ 54 loans 54 association BdB 54 SCBs 53 Landesbanken 53 depository institutions 53 Bank 53 FHLBs 53 Westpac ANZ 53 microlenders 53 liquidity buffers 53 TBTF banks 53 BHCs 53 borrowers 53 MSBs 53 instituions 53 mortgage originators 52 ABCP trusts 52 Kookmin Woori 52 nondepository 52 insured depository institutions 52 nonbank 52 MFIs 52 Mr Munchenberg 52 UCBs 52 Agbank 52 Systemically important 52 Sachsen LB 52 lendings 52 megabank 51 JPMorgan Chase JPM.N 51 systemically important 51 overlending 51 cajas 51 NBFC MFIs 51 interbank 51 depositories 51 banks RRBs 51 banks.The 51 mortgage lender 51 recapitalize banks 51 Basel Accords 51 lender IKB 51 federally insured depository 51 Nationalised banks 51 SBI Canara Bank 51 institutions MFIs 51 PEFs 51 Highly leveraged 51 liqudity 51 institutions FIs 51 BACB 51 insitutions 51 card issuers 51 Swollen rivers burst 51 stockbroking firms 51 ENBD 51 RBS HBOS 50 Citigroup 50 securitizing mortgages 50 borrowers defaulting 50 Rmb1 #bn 50 Parex Banka 50 interbank borrowing 50 deposits 50 Ukrprombank 50 companies 50 microfinance institutions 50 bankā 50 Banking 50 mortgages 50 NBFCs 50 Citigroup CN 行情 50 balance sheets 50 prudential regulations 50 BANKS 50 ATEbank 50 Partly nationalized 50 banks PSBs 50 Soured loans 50 SIFIs 50 FDIC 49 Fortis Dexia 49 central bank 49 adequacy ratios 49 corporates 49 muni issuers 49 nationalized Anglo Irish 49 defaulting debtors 49 interbank lending rates 49 Kaupthing Iceland 49 Resona Holdings #.T 49 Mortgage originators 49 Swedbank SEB 49 nonbank lenders 49 PSBs 49 hedge funds 49 recapitalizing banks 49 financialinstitutions 49 Societe Generale SA #.FR 49 subprime CDOs 49 FDIC insured deposits 49 ICICI Bank Canara Bank 49 guaranteeing interbank lending 49 Lenders 49 sub PLR 49 Monoline insurers 49 de novos 49 financial institutions IFIs 49 nationalized Anglo 49 Afribank Nigeria 49 IKB Deutsche Industriebank 49 Chairman Eiji Hosoya 49 Vietnam Sacombank 49 Mr Buonaccorsi 49 BoSI 48 repaying TARP funds 48 incompetent bunglers 48 Emirates NBD PJSC 48 Santander SAN.MC 48 Societe Generale SA GLE.FR 48 financial institutions NBFIs 48 Bear Stearns BSC.N 48 Michael Natzic 48 governments 48 weakly capitalized 48 stockbrokerage firms 48 Bearn Stearns 48 recapitalize 48 regulator FINMA 48 nonbank subsidiaries 48 superbanks 48 Saderat 48 subprime 48 Hypo Real Estate HRE 48 ATM surcharges 48 NPLs 48 Deposit Insurance Corp. 48 Bank Hapoalim LSE BKHD 48 nonperforming loan 48 HSBC Holdings HBC 48 mortage backed 48 reassure depositors 48 Kaupthing Glitnir 48 ANZ Westpac 48 economies 48 Commerzbank AG CBK.XE 48 Karur Vysya 48 collateralised debt 48 Volksbanken 48 multibillion dollar bailouts 48 Financials firmed 48 Goldman Sachses 48 sub prime 48 uncollateralised 48 mortgage financers 48 unauthorized overdraft fees 48 rediscounting facility 48 LLoyds Banking Group 48 subprime lenders 48 repay Tarp 48 BofA 48 Federal Deposit Insurance 48 CUs 48 fin ancial 47 Lehman Brothers LEH.N 47 Nonbank 47 Glitnir Landsbanki 47 prudential requirements 47 Interbank lending 47 Nordea Handelsbanken 47 Austria Raiffeisen International 47 recapitalisations 47 ALLIED Irish 47 bourses 47 quasi sovereigns 47 RBS NatWest 47 FDIC Bair 47 JPMorgan Chase JPM 47 Financials firmed #,# 47 Banks AIB 47 FIBank 47 Merrill Lynch MER.N 47 Super SIV 47 Citigroup CN 47 insurers 47 Lee Pinkowitz 47 BPLRs 47 sovereign wealth funds 47 Landsbanki Iceland 47 NPL ratio 47 prudential regulator 47 RRBs 47 BRD Groupe Societe Generale 47 NCBs 47 Credit raters 47 Washington Mutual WM 47 prudential oversight 47 Marfin Popular 47 India SBIN IN 47 Citi 47 Ms Thorat 47 CRE concentrations 47 Ameribank 47 liquidity 47 strength ratings BFSRs 47 FHCs 47 Securum 47 BAC Loading 47 HBOS Lloyds TSB 47 ABCPs 47 Bank Governor Lamido 47 German Landesbanken 47 prudential regulation 47 SAN.MC 47 countercyclical buffers 47 banker 47 collateralise 47 Ms Morparia 47 Basel II 47 c.banks 47 Deposit Rate AWDR 47 forex bureaux 47 subprime loans 47 TBTF 47 institutions DFIs 47 Wamu 47 SachsenLB 47 mortgage servicers 47 Espenilla 47 massive taxpayer bailouts 47 financial regulator FINMA 47 Sodbusinessbank 47 financial institutions SIFIs 47 loanbook 47 DCCBs 47 Iceland Kaupthing Bank 47 Citgroup 46 recapitalised 46 counterparty exposures 46 Mounting defaults 46 Amlak Tamweel 46 lendable funds 46 institutions SIFIs 46 exchanges depositories 46 Goldman Sachs GS.N 行情 46 loan defaults 46 Bear Stearns Cos 46 RBS Lloyds 46 MMCB 46 HBOS Lloyds 46 recapitalising 46 Hypo Real Estate 46 overbanked 46 SEB SEBa.ST 46 Rural Banks RRBs 46 adequacy ratio 46 insured depositories 46 Pfandbrief 46 owned enterprises SOEs 46 Dialog Optim 46 subprime originations 46 Citigroups 46 Bankers 46 tattered balance sheets 46 s Temporary Liquidity 46 Citigroup Inc 46 Lehman LEHMQ.PK 46 NBFI 46 FreddieMac 46 Banque du Caire 46 Bankers Association ABA 46 monoline insurers 46 Eibor 46 Credit Agricole CAGR.PA 46 Lehman Brothers LEHMQ.PK 46 BBVA BBVA.MC 46 severely undercapitalized 46 Whistlejacket SIV 46 Wells Fargo NYSE WFC 46 HSBC Holdings #.HK 46 Fortis FOR.BR 46 CBRC 46 Cajasur 46 KeyCorp KEY 46 securitisations 46 FHLBanks 46 Kuwait CBK 46 Rmb2 #bn 46 papers CPs 46 monoliners 46 Childears 46 America BAC.N 46 accountancy firms 46 BKUNA 46 overextended borrowers 46 Standard Chartered PLC STAN.LN 46 PLRs 46 interest rates 46 bancassurer 46 Bear Stearns 46 BAC Fortune 46 regulator Finma 46 RBS RBS.L 46 HSBC Standard Chartered 46 liquidity crunch 46 depository institution 46 nonprime borrowers 46 nonperforming loans 46 workers union Finsec 46 insures depositors 46 Lehman Brothers LEH.N 行情 46 debit card issuers 46 SFCs 46 Karur Vysya Bank 46 macroprudential regulation 46 equitised enterprises 46 undercapitalised 46 JPMorgan 46 JPMorgan Chase NYSE JPM 46 federally regulated thrifts 46 Sodbiznesbank 46 microfinanciers 46 microfinance institutions MFIs 46 Central BankCentral Bank 46 Citgroup Wells Fargo 46 interest margins NIMs 46 asset backeds 46 RMBSs 46 debit card overdraft fees 46 Ziraat Bank 46 leveraged buyouts LBOs 46 subprime writedowns 46 HSBC Holdings HSBA.L 46 NatCity 46 Uco Bank 46 creditworthy borrower 46 subprimes 46 rediscount 46 Credit Agricole SA ACA.FR 45 monolines 45 panicked depositors 45 SACCOs 45 regulators 45 TARP recipients 45 nonbank institutions 45 deemed undercapitalized 45 de facto nationalization 45 counterparties 45 businesses 45 Card issuers 45 Lehmans 45 Kookmin Bank Shinhan 45 repaying TARP 45 charging overdraft fees 45 Ladenburg Thalmann Bove 45 German landesbank 45 busi nesses 45 subprime mortgage 45 Mr Senlitonga 45 airlines 45 insurer AIG AIG.N 45 Basel III accords 45 Northern Rock 45 ING ING.AS 45 Fortis NV #.AE 45 HSBC Holdings Plc HSBA.L 45 BofI 45 Nationalbanken 45 inadequately capitalized 45 Monolines 45 central bankers 45 Dexia DEXI.BR 45 unauthorized debits 45 BankAm 45 Brayan Lai credit 45 lender HBOS 45 Barclays PLC BARC.LN 45 Resolution Regime 45 shinkin banks 45 LCH Clearnet Ltd. 45 insurer AIG 45 HSBC Holdings PLC HBC 45 Commerzbank AG Deutsche 45 TruPS CDOs 45 unguaranteed debt 45 Ashikaga Bank 45 RNBCs 45 Iceland Glitnir 45 Sangour 45 plain vanilla mortgages 45 Tosunyan 45 Guta Bank 45 Societe Generale SocGen 45 savers queued 45 homeloans 45 America BAC.N 行情 45 CRAR 45 securitization 45 Securitised 45 mortgage 45 Unsecured lending 45 procyclicality 45 federally chartered depository 45 Tripartite Authorities 45 mortgagebacked securities 45 ICICI HDFC 45 Sparkassen savings 45 willful defaulters 45 Banks ALBK.I 45 Kakawa Discount House 45 SBI PNB 45 CRR SLR 45 treasuries 45 Itau Unibanco ITUB4.SA 45 Hollandi 45 mortage lender 45 Kaupthing Luxembourg 45 securitized mortgages 45 BdB 45 BofA NYSE BAC 45 lender Hypo Real Estate 45 PanAmericano 45 subprime mortages 45 stockbrokers 45 Bharat Overseas 45 Ireland BKIR.I 45 buyside traders 45 nonrecourse loans 45 SOEs 45 Falgu river 45 PDCF 45 Fifth Third Bancorp 45 Kexim 45 repay TARP 45 IKB 45 dong denominated 45 federally insured institutions 45 GSEs 45 IndyMac IMB 45 Brenda Lum 45 MFBs 45 BDDK 45 forex bureaus 45 underwrote WorldCom securities 45 Sumitomo Mitsui 45 UFJ Mizuho 45 IIBI 45 caja 45 UniCredit SpA CRDI.MI 45 fail TBTF 45 solvency ratios 45 banks SCBs 45 broker Tricom 45 Greece ATEbank 45 JPMorgan Chase & 45 quasi nationalization 45 SMIEIS 45 Bobcards 45 AP IMPACT Bypassing 45 mutuals 45 micro prudential supervision 45 LVRs 45 Lloyds LLOY.L 45 SDLs 45 Bendine 45 Unsecured loans 45 prudentially 45 fund SoFFin 45 JP Morgan Chase JPM.N 45 Liu Mingkang 45 Rodovid Bank 45 Depfa 45 Programme Tarp 44 Basel III norms 44 RAKBank 44 Citibank Standard Chartered 44 UniCredit SpA UCG.MI 44 lendable resources 44 nationalize Anglo 44 Basel III accord 44 depositor 44 Austria Ewald Nowotny 44 WaMu WM 44 Basel III 44 BhOB 44 BNP Paribas OOTC BPRBF 44 Multilateral Development 44 federally insured banks 44 Financial Institutions 44 multibillion dollar write downs 44 Nedungadi Bank 44 prudential 44 Banco Itau ITU 44 lender ICICI Bank 44 ratios RRR 44 Pfandbriefe 44 Oesterreichische Volksbanken 44 Inc WM.N 44 Freddie Fannie 44 loan disbursal 44 cenbanks 44 UBS UBSN.VX 行情 44 financials firmed 44 Qatar CBQ 44 DFI supervises 44 bankless 44 subprime mortgage fiasco 44 nostro accounts 44 Isbank 44 Abanka Vipa 44 Fifth Third Bancorp FITB.O 44 City Corp NCC.N 44 lender SachsenLB 44 credit bureaus 44 bank Cajasur 44 Subprime lenders 44 gross NPAs 44 Standard Chartered LON STAN 44 g secs 44 Fovissste 44 Dhanlaxmi Bank 44 Banking Supervision 44 Citibank 44 JPMorgan Chase 44 Dechatu river burst 44 Bear Stearns Cos. BSC 44 America NYSE BAC 44 interdealer brokers 44 SIV holdings 44 1trn 44 Bankers Association 44 card issuer 44 JPM Loading 44 Bawag 44 VNBA 44 #billion £ #billion [002] 44 refiners 44 illiquid assets 44 lender WestLB WDLG.UL 44 IndyMac Bancorp Inc IMB.N 44 swaps desks 44 central bankcentral bank 44 Austria Erste Group 44 Barclays BARC.L 行情 44 RCBs 44 steeper yield curve 44 sector enterprises CPSEs 44 Landesbank Hessen Thueringen Girozentrale 44 euro#B 44 Saudi Fransi 44 spokesman Kevin Mukri 44 Taiwan 台湾 银行 44 Ozince 44 quant strategies 44 FCDUs 44 mortgage brokers 44 subprime mortgages 44 telcos 44 loans NPLs 44 BNP Paribas BNPP.PA Quote 44 Moody's rated 44 nonfinancial 44 Nakheel bondholders 44 banks Kaupthing Landsbanki 44 steelmakers 44 hedge fund redemptions 44 UBS UBS.N UBSN.VX 44 Kreditanstalt fur Wiederaufbau 44 sharemarkets 44 Huaxia Bank 44 ICICI Bank ICBK.BO 44 Landsbanki Icesave 44 macro prudential regulation 44 Wells Fargo WFC 44 Finma 44 LibertyPointe Bank 44 Issuers 44 Bank Kerjasama Rakyat 44 Montreal BMO 44 QCB 44 giant Fortis NV 44 M &A; finance 44 BofA Citi 44 AMCs 44 JPMorgan JPM 44 Lehman Brothers LEH.N Quote 44 indices firmed #,# 44 LIC HF 44 homeloan 44 banka ČSOB 44 Irelandâ 44 SG Expressbank 44 Bear Stears 44 Lloyds TSB NatWest 44 mortagage 44 Everbright Bank 44 nonlife insurers 44 saccos 44 Algo Collateral 44 HSBC HSBA.L 44 SunTrust Banks Inc 44 buysiders 44 file Suspicious Activity 44 overdraft 44 subprime mortgage crisis 44 Chairman Sergei Ignatiev 44 overdrafts 44 ATM debit cards 44 SMEs 44 NCUA insured 44 Dexia SA DEXB.BT 44 HSBC Holdings 44 BayernLB WestLB 44 Uniastrum 44 bulge bracket firms 44 Lehman minibonds 44 Debts owed 44 CLICO Investment 44 Floyds Knobs Jeffersonville 44 Iberiabank Corp. 44 thrift 44 Mainsail II 44 CFX FS 44 Nonfinancial 44 bondholders chiefly 44 governor Njuguna Ndung'u 44 nondollar 44 ICICI Bank IDBI 44 acquirers 44 prudential framework 43 loan disbursals 43 Fannie NYSE FNM 43 Lehman Brothers Holdings 43 Barclays BARC.L Quote 43 Barclays Plc BARC.L 43 Bancorp USB.N 43 DSGV 43 Pramuka Bank 43 Canada RY.TO Quote 43 AmericanWest 43 Huntington Bancshares Inc. 43 uncreditworthy borrowers 43 Covenant lite 43 insured depository 43 firesales 43 Narter 43 rejiggered bailout plan 43 Zions Bancorp NASDAQ ZION 43 AIG counterparties 43 Intesa Sanpaolo SpA ISP.MI 43 Itau Unibanco ITUB 43 reits 43 Baroda Canara Bank 43 Unifer 43 bank CajaSur 43 HDFC Bank HDBK.BO 43 Layups runners 43 adequately capitalized 43 Closures peaked 43 Sapporo Hokuyo Holdings 43 Roseximbank 43 CapitalSouth 43 Bear Stearns Lehman Brothers 43 Polbank 43 Dubai GREs 43 ChexSystems 43 Sidbi 43 subordinated bondholders 43 Check# 43 triparty repo 43 Lehman Brothers 43 Iberiabank 43 Collateralized Debt Obligations CDO 43 financial intermediation 43 undercapitalized 43 mortgagers 43 NBFC MFI 43 MMFs 43 branches 43 unlinked shekel 43 BOCOM 43 Huijin 43 Uganda BoU 43 BayernLB BAYLB.UL 43 covenant lite loans 43 Mercantil Servicios Financieros CA 43 IDBI IFCI 43 CDFIs 43 Regulators Shut 43 Bear Stearns Cos. 43 unclog frozen 43 Fifth Third FITB 43 ADIs 43 Bancorp USB 43 Landsbanki Islands hf 43 securitized pools 43 capital raisings 43 Farmington Hills Fenton 43 Hapoalim 43 China #.HK #.SS 43 KeyCorp 43 unarranged overdrafts 43 Commerzbank Dresdner 43 Hypothekenbank 43 dinar denominated 43 Glacier Bancorp 43 BCSBI 43 Wall Steet 43 nonmortgage 43 QFII quotas 43 Societe Generale BNP Paribas 43 ATM Debit cards 43 performing loans NPLs 43 life assurers 43 Prudential Regulatory Authority 43 BANKS ARE 43 IBTC Chartered Bank 43 Eksportfinans 43 Hironari Nozaki 43 Shinsei Aozora 43 Minami Nippon Bank 43 moral hazard 43 brokers 43 Hungary OTP 43 swollen Pawtuxet River 43 Lehman Brothers nyse LEHMQ 43 theFederal Reserve 43 KR Kamath 43 CajaSur 43 UBS AG UBSN.VX 43 HGAA 43 sovereign debt 43 lifecos 43 SIVs 43 insititutions 43 delinquent debtors 43 Basel III rules 43 multibank 43 AgBank 43 debit card overdrafts 43 Collateralized Debt Obligations CDOs 43 HSBC LON HSBA 43 superbank 43 unfreeze lending 43 macro prudential supervision 43 BicBanco 43 BNP Paribas BNPP.PA 43 Megabanks 43 HSBC HSBA.L Quote 43 SIVS 43 securites 43 Natixis SA 43 BBVA.MC 43 TARP 43 thebank 43 NCUSIF 43 Nonlife insurers 43 HSBC Holdings PLC 43 SWFs 43 China #.SS #.HK 43 Wachovia Corp WB.N 43 Banco Bradesco BBDC4.SA 43 Lloyds LLOY.L 行情 43 Intesa Sanpaolo ISP.MI 43 carmakers 43 Kookmin Bank #.KS 43 Rogers Searcy Russellville 43 Dhanalakshmi Bank 43 Banca Toscana 43 halting redemptions 43 noncustomers 43 Lloyds HBOS 43 Fifth Third Bancorp FITB 43 systemically risky 43 remutualisation 43 ResMae 43 Standard Chartered STAN.L 43 clearXchange 43 partnerships PPPs 43 re remics 43 Treasury 43 macroprudential tools 43 Lloyds 43 Banca Antonveneta SPA 43 Payday Loan Tree 43 Financial Institutions Act BOFIA 43 unclog credit 43 bailouts 43 Ukreximbank 43 treasurys 43 Landesbank 43 Sharemarkets 43 Multan ransacked seven 43 franc denominated 43 Nordea NDA.ST 43 servicers 43 backed securities 43 Aaa rated 43 Caja Castilla La Mancha 43 Sovereign Bancorp Inc 43 investible funds 43 bulge bracket banks 43 banksters 43 KBank 43 SunTrust STI 43 Garegin Tosunyan 43 ICICI Bank 43 Landesbank Sachsen 43 ILC charters 43 derivative counterparties 43 CNY#.# trillion [003] 43 Hypo Real Estate HRXG.DE 43 lender Kotak Mahindra 43 #pc mortgages 43 Caixa Geral de Depósitos 43 Sanjay Arya treasurer 43 union centrals 43 creditworthy 43 unauthorized overdraft charges 43 Financial Institutions CDFIs 43 BSCH 43 HBOS 43 securities depository CSD 43 ICICI Bank Kotak Mahindra 43 SLHCs 43 Kookmin Bank Woori 43 RDAS 43 Willem Sels 43 Credit Unions 43 cental bank 43 Tevfik Bilgin 43 IMFB 43 BNP Paribas SA #.FR 43 HBOS HBOS.L 43 provisioning norms 43 IBIs 43 Strains persist 43 Share Microfin 42 renminbi denominated 42 BoA 42 Raiffeisen Zentralbank RZB 42 BLBI funds 42 Dh#.# trillion [003] 42 Marcel Kreis 42 Communications BoCom 42 Banco Panamericano SA 42 HBOS BankWest 42 Professor Honohan 42 reinsurers Swiss Re 42 Amagerbanken 42 HSBC HSBA.L Barclays BARC.L 42 subprime lending 42 Governor Patrick Honohan 42 BankFirst 42 HSBC #.HK 42 JPMorgan Chase JPM.N 行情 42 micro prudential 42 Eurohypo 42 overindebted 42 nonprime loans 42 UBS UBSN.VX 42 orderly unwinding 42 Banco Popolare BAPO.MI 42 analyst Tanya Azarchs 42 Cinda Asset Management 42 nationalized Fortis 42 mortgage backeds 42 Mizuho UFJ 42 LibertyPointe 42 Mizuho Sumitomo Mitsui 42 institutions ADIs 42 sukuk issuers 42 Finance Institutions MFIs 42 securitisers 42 SIV lites 42 lira denominated 42 regulator APRA 42 Breakingviews argues 42 Minsheng Banking 42 Stephanie Dhue reports 42 consultant Bert Ely 42 Chief Executive Cameron Clyne 42 prudential norms 42 HSBC #.HK HSBA.L 42 governor Lamido Sanusi 42 Saccos 42 Banco Patagonia 42 - ASSETS Cash [007] 42 RBSRBS 42 Fifth Third 42 broker Opes Prime 42 MBIA Ambac 42 Leveraged buyouts 42 unscrupulous moneylenders 42 Bankers Acceptances 42 Anod Bank 42 G Secs 42 IndusInd 42 bailout 42 WestLB WDLG.UL 42 CAGR.PA 42 Errol Kruger 42 Indover 42 EUR #bln [002] 42 securitize mortgages 42 Swiss franc denominated 42 Chinatrust Commercial Bank 42 unauthorized overdrafts 42 checkless 42 Funding Facility CPFF 42 sponsored enterprises GSEs 42 Credit Card Issuer 42 Y3 #bn 42 N.Rock 42 eurosystem 42 picture darkens 42 BayernLB 42 Santander STD 42 Brokerages 42 inject liquidity 42 Corillian Voyager 42 savers 42 Swedbank SWEDa.ST 42 quantitative easings 42 stakeholdings 42 Microfinance Institutions 42 Landsbanki Glitnir 42 Wachovia WB 42 Federal Reserve 42 Indonesia BRI 42 IndyMac 42 silent participations 42 RBSG 42 Rajasthan BoR 42 Montreal BMO.TO 42 NVB operates 42 Belgium KBC 42 HAMP servicers 42 habitual defaulters 42 forint denominated 42 banker acceptances 42 Wachovia SouthTrust 42 SEB A.SK 42 balancesheet 42 Secretary Hank Paulson 42 Overdraft fees 42 prudential regulation supervising 42 LIC UTI 42 SuperSIV 42 Vizcaya Argentaria 42 telecom operators 42 Millennium bcp 42 spokeswoman Kristin Lemkau 42 Flagstar Bancorp Inc 42 macro prudential 42 Afribank Intercontinental Bank 42 FRANKFURT AFX Commerzbank AG 42 Mr Chronican 42 mortgagees