Related by context. All words. (Click for frequent words.) 78 asset writedowns 74 write downs 73 writedowns 65 impairment charges 65 write offs 65 writedown 62 goodwill writedown 61 goodwill impairments 60 writeoffs 59 goodwill impairment charge 59 impairment charge 58 inventory write downs 58 pretax writedowns 57 asset impairments 57 asset impairment 56 noncash goodwill impairment 56 Write downs 55 hefty writedowns 55 pretax 54 noncash accounting 54 goodwill impairment 53 noncash impairment charge 53 noncash charge 53 noncash pretax 53 subprime writedowns 52 asset disposals 52 Writedowns 52 noncash impairment 52 impairments 52 noncash goodwill 52 restructuring 51 intangible impairment 51 Excluding goodwill impairment 50 writeoff 50 intangible impairments 50 CDO write downs 50 Surface Specialties acquisition 50 goodwill writeoff 50 nonrecurring expenses 50 pretax noncash 50 pension curtailment 50 OTTI write downs 49 intangible asset impairments 49 noncash impairments 49 valuation adjustments 49 noncash pretax charge 49 OREO valuation 49 bln usd writedown 49 unrealized losses 49 DAC unlock 49 writebacks 49 intangible assets impairment 49 doubtful debts 49 multibillion dollar write downs 49 depreciations 49 divestitures 48 unrealized derivative losses 48 asset impairments restructuring 48 aftertax gain 48 temporary impairment OTTI 48 Supervalu 3Q 48 OREO write downs 48 temporary impairments OTTI 48 Excluding discontinued operations 48 Pretax profits 48 Catastrophe losses 47 impairment 47 debt extinguishments 47 souring mortgages 47 #.#bn writedown 47 currency remeasurement 47 temporary impairments 47 collateralised debt obligations CDOs 47 non recurring 47 unrealized derivative gains 47 severance accruals 47 MSR hedging 47 inventories revalued 47 netincome 46 unrealized derivative 46 ratings downgrades 46 nonoperating items 46 aftertax 46 uncollectable receivables 46 headcount reductions 46 OTTI charges 46 GSCT program 46 Insurer AIG 46 excluding goodwill impairment 46 aftertax charge 46 noncash writedown 46 amortisations 46 noninterest expenses 45 noncash 45 Excluding nonrecurring items 45 rating downgrades 45 asset impairments severance 45 unrealized hedging 45 unabsorbed fixed manufacturing 45 d Represents 45 hefty goodwill impairment 45 Unizan merger 45 uncollectible accounts receivable 45 b Relates 45 BlackRock MLIM transaction 45 excluding nonrecurring 45 early extinguishments 45 incentive accruals 45 losses 45 nonrecurring items 45 monoline exposure 45 net chargeoffs 45 restructurings 45 goodwill amortization 45 pretax goodwill impairment 44 LIFO inventory valuation 44 Impairments 44 severance outplacement 44 FSAH acquisition 44 unfavorable variance 44 ııı#.# billion [001] 44 lease terminations 44 accelerated depreciation 44 divestments 44 divestures 44 AG ZURN.VX 44 European Windstorm Xynthia 44 Noninterest expense decreased 44 b Excludes 44 Visa MasterCard antitrust 44 monoline insurer 44 unamortized issuance costs 44 affecting comparability 44 MSR valuation 44 BERLIN Commerzbank AG 44 EURO#.# [002] 44 Adjusted EBITDA excludes 44 multibillion dollar writedown 44 unallocated expenses 44 foreign currency remeasurement 44 SwFr#.# billion 43 pretax writedown 43 IAROC 43 CDO writedowns 43 intangibles amortization 43 Filtran Microcircuits Inc. 43 severance 43 Asset impairments 43 subprime mortages 43 loan chargeoffs 43 f Represents 43 intangibles impairment 43 charge offs 43 lien RMBS 43 unrealized derivative gain 43 Timeshare segment 43 Restructuring impairment 43 Merrill Lynch MER.N 43 excludes unrealized gains 43 markdowns 43 TEB adjustment 43 discontinued operations 43 LIFO adjustment 43 pretax noncash charges 43 Federal Mogul Alapont 43 accruals 43 DAC unlocking 43 ABCP holdings 43 CHF4 43 nonrecurring 43 Harland Clarke tradename 43 Transeastern joint venture 43 LIFO expense 43 FSAH Acquisition 43 SFr#.#bn [001] 43 #.#B 2Q 43 restatements 43 excluding exceptionals 43 Rescap 43 Adjustments Inventory 43 Barracuda Caratinga 43 CHF#.#bn [001] 43 PTOI 43 OTTI charge 43 Unfavourable Changes 43 monoline exposures 43 EUR -#.# -#.# [001] 43 identifiable intangibles 43 SKr#.#bn [001] 43 Visa indemnification 43 balance sheet deleveraging 42 collaterised debt obligations 42 Italy UBI Banca 42 idlings 42 intangible assets 42 Bear Stearns BSC.N 42 SKr#m 42 Harland Acquisition 42 earnings 42 postretirement benefit 42 Insurer Catlin 42 subprime 42 EUR# mn [002] 42 intangible amortization 42 reinstatement premiums 42 #.#per diluted 42 MFB Corp 42 Nonrecurring 42 ııı# [001] 42 adopting SFAS #R 42 SwFr# 42 mortgage defaults 42 Bankruptcies skyrocketed 42 preopening expenses 42 winter storm Kyrill 42 continuingoperations 42 -Josephine Marcotty 42 mboepd 42 LIFO adjustments 42 GBP #.#m [003] 42 Citigroup Charts Fortune 42 Guidant vascular stent 42 downgrades 42 noncash unrealized 42 ChannelRe 42 Iridesse subsidiary 42 Corus Aluminum 42 NewMil 42 Lehman Brothers LEH.N 42 c Relates 42 c Consists 42 Underlying EBIT 42 Pro forma EPS 42 Writedown 42 conglomerates Saad 42 EEV basis 42 SEK#.# billion [003] 42 depreciation 42 expensing 42 NOL utilization 42 Societe Generale SA #.FR 42 investees partially offset 42 NON CASH EXPENSES 42 HIG.N 42 c Reflects 42 hedge ineffectiveness 42 deductible goodwill impairment 42 Sempra Commodities 42 headcount reduction 42 amortizable intangible assets 42 c Excludes 42 unamortized deferred 42 Reported Unaudited Condensed 42 Oilseeds Processing 42 property revaluations 41 Yabulu nickel 41 unamortized financing 41 SEK -#.# -#.# [003] 41 identifiable intangible 41 posts 1st qtr 41 Currency fluctuations 41 DiaMed acquisition 41 Scantron segments 41 FDIC indemnification 41 Solectron pro forma 41 EUR# mn [001] 41 bond insurer FGIC 41 FHLMC preferred stock 41 non cancelable lease 41 operating income1 41 narrower refining margins 41 JDS JDSU 41 MSR impairment 41 impacting comparability 41 DSD Dairy segment 41 E#.#m [002] 41 Partnered Brands segment 41 unrealized gains 41 Nonrecurring items 41 excludes nonrecurring items 41 OTTI 41 Olefins Polyolefins 41 subprime mortgages 41 unabsorbed manufacturing 41 SchoolHouse division 41 valuation allowances 41 Ambac insures 41 exceptionals 41 BNC Mortgage LLC 41 chargeoff 41 Depreciations 41 forecasts typically exclude 41 LIFO reserve 41 Synovus SNV 41 Debt Extinguishment 41 - - Earnunderwent resection 41 Noninterest expenses 41 tax npat 41 Chemnet 41 Including discontinued operations 41 Corp BBT.N 41 OxyVinyls 41 unproved acreage 41 loan delinquencies 41 OSIs 41 Wachovia Corp WB.N 41 weaker refining margins 41 CDO exposures 41 debt extinguishment 41 excludes noncash 41 n#.# [002] 41 Pretax 41 deferred loan origination 41 windstorm Xynthia 41 currency translations 41 Huarun minority interest 41 noncash intangible 41 Individual Annuities 41 MIAMI Homebuilder Lennar 41 Conseco CNO 41 monoline insurers 41 f Reflects 41 nondeductible expenses 41 noncash pretax impairment 41 LAE reserves 41 Variable annuity deposits 41 g Represents 41 profits 40 nonprime mortgage 40 pretax profits 40 Corp. TSX CTC.A 40 restatement 40 doubtful accounts receivable 40 #.# perdiluted 40 CHF#.#bn [002] 40 #.#ma [005] 40 accounts receivable balances 40 souring loans 40 noninterest expense decreased 40 SR#.#m 40 Noncash 40 US#.#m [002] 40 Downward revision 40 Fruit distributor Fyffes 40 SKr#.#bn [003] 40 nonaccruals 40 Performance Coatings segment 40 Maritech 40 MSEK -#.# 40 Octane Additives 40 reinsurance recoveries 40 railcar deliveries 40 Divestitures 40 Partially offset 40 Montreal BMO.TO Quote 40 Co AHAB 40 JPM Loading 40 fourthquarter 40 fiscal# 40 DPAC amortization 40 Individual Annuities segment 40 j Includes 40 LIFO inventory 40 LIFO liquidation 40 JPMorgan Chase JPM.N 40 Normalised earnings 40 loan fundings 40 thirdquarter 40 CEO Frederic Oudea 40 Paperboard Packaging segment 40 chargeoffs 40 STI.N 40 loan outstandings 40 KLT Gas 40 exclude noncash 40 Total noninterest expenses 40 JPY#.#bn [001] 40 CHF2 40 Co JPM.N 行情 40 subprime mortgage crisis 40 Interest Expense Interest expense 40 thrifts eked 40 Chief Executive Ramani Ayer 40 stock basedcompensation 40 Fourgous transfers 40 BHW Holding 40 Printing Papers 40 shutdowns asset impairments 40 US#.#billion [002] 40 divestiture 40 securitized Timeshare notes 40 America BAC.N 40 nationalized RBS 40 Innovis Entities 40 Sfr#bn 40 Hesperion acquisition 40 CHF#.# billion [002] 40 unrealized depreciation 40 SEK #.#M #.# 40 Xceed Mortgage 40 Alcott Routon intangible assets 40 Tanona 40 Exterran stockholders 40 uncollectible debts 40 ResCap GMAC mortgage 40 leaseback transactions 40 Adjusted OIBDA excludes 40 - -Labyer 40 Vinyls segment 40 Goodwill Impairment 40 Qualcomm Strategic Initiatives 40 SFr#.#bn [003] 40 Unfunded pension liability 40 unabsorbed overhead 40 reasonably estimable 40 credit cruch 40 SEK -#.# [002] 40 analyst Maarten Altena 40 unamortized deferred financing 40 - INVESTING ACTIVITIES [004] 40 subprime mortgage 40 xxii imposition 40 RBS RBS.L 40 Underlying pretax 40 non capitalizable 40 Officer Stephen Swad 40 Prosperan 40 Volvo Jaguar Land 40 CHF#m [002] 40 nonaccruing loans 40 Restructuring 40 production curtailments 40 TRUPs 40 nonroutine income 40 Jaguar Volvo 40 TSX TRZ.B 40 SFr#m [001] 40 TSX CM 40 Accelerated depreciation 40 recourse indebtedness 40 risky subprime mortgages 40 Wachovia WB.N Quote Profile 40 franc writedown 40 accretion expense 40 strategic reallocations 40 subprime lending 40 Exceptional Items 40 Unrealized derivative 40 owned OREO 40 SFSB transaction 40 Pro forma adjustments 40 collateralized debt obligations CDOs 40 CIC convertible debenture 39 analyst Moshe Orenbuch 39 Pretax profit 39 establishing valuation allowance 39 Interest expense decreased 39 -Lucisano 39 Craig Siegenthaler 39 Asset Impairments 39 accrual reversals 39 LIFO accounting 39 SEK2 39 asset valuation allowance 39 Asset impairment 39 Barracuda Caratinga project 39 - Adjusted [028] 39 à #,# bn [002] 39 spokesman Barry Koling 39 sub prime 39 Realized gains 39 narrows 2Q 39 hedging derivative instruments 39 acquisitions restructurings reorganizations 39 cashcall 39 Asset Impairment Charge 39 thefourth quarter 39 counterparty defaults 39 collateralized debt obligations 39 dollar denominated intercompany 39 ofapproximately 39 SEK3 39 goodwill intangible 39 Real Estate Owned OREO 39 Sfr#.#bn [002] 39 strategic alliances divestitures 39 Segment EBIT 39 housing slump 39 noninterest expense 39 earnigns 39 consolidations 39 Inc WM.N 39 GreenPoint Mortgage 39 derivative liabilities 39 Mounting defaults 39 Winemaker Constellation Brands 39 mergers consolidations 39 MSEK -# [002] 39 AG DBK GY 39 #.#bn rub [001] 39 items affecting comparability 39 ResCap 39 Ivan Wahl 39 Kian Abouhossein 39 noncash amortization 39 Citigroup CN 行情 39 Mayne Pharma intangible assets 39 subprime mortage 39 Negatively impacting 39 NONRECURRING ITEMS 1 39 SFSB Inc. 39 cents ashare 39 Miner Vedanta Resources 39 analyst Guy Moszkowski 39 SEK -#.# [001] 39 #.#-#.# bln usd [004] 39 SAR#.# [002] 39 Consolidated EBITDAR 39 Iceland Latvia Lithuania 39 pretax profit 39 RUB#.# billion [002] 39 PMRS portfolio 39 Divestments 39 Fully diluted earnings 39 EUR#.#b 39 extraordinaries 39 CAG.N Quote Profile Research 39 SigmaKalon acquisition 39 bonus accruals 39 SEK#.#bn [001] 39 posts 4Q 39 excluding unrealized gains 39 preferred dividends 39 MSEK -# [001] 39 - SegmentPrincess Dina Mired 39 diluted share 39 Oilseeds Processing operating 39 JasmineSola brand 39 LIFO inventory reserve 39 undesignated hedges 39 unabsorbed fixed costs 39 FY# NPAT 39 unexpected refinery shutdowns 39 per dilutedshare 39 Subprime woes 39 COS Restructuring 39 MtM gains 39 STG#.# [006] 39 amortization 39 early extinguishment 39 postretirement benefit expense 39 distort comparability 39 NOK#.# [005] 39 repricings 39 inventory obsolescence 39 = Earnings [019] 39 depreciable real estate 39 normalized EBIT 39 Bearn Stearns 39 specially serviced assets 39 disposals 39 contingent liabilities 39 obj obj = 39 Nasdaq LCAPA 39 Realised gains 39 debt paydown 39 Oilseeds Processing segment 39 Nonutility 39 Dhs1 #m 39 Windstorm Xynthia 39 OREO properties 39 FQ = fiscal 39 Resona Holdings #.T 39 EvergreenBancorp 39 Sfr 39 CHF#.#bn [003] 39 soured mortgages 39 Valuation allowance 39 Tenovis 39 currency translation 39 BankFinancial 38 IC COMMENT 38 Andrew Obin 38 capitalized preacquisition cost 38 infrequently occurring 38 monoliners 38 b Reflects 38 Unusual Items section 38 repricing 38 EBIAT 38 Bill Halldin spokesman 38 Nicolas von Stackelberg 38 Incurred losses 38 collaterized debt obligations 38 Impairment Charge 38 Items impacting comparability 38 Bazet France 38 modestly dilutive 38 Bancorp USB.N 38 #.#/diluted share 38 prepayment speeds loan originations 38 MSR valuation adjustments 38 Currency translation 38 Windstorm Kyrill 38 closings 38 kronor euro#.# [004] 38 LAST YEAR 'S QUARTER 38 Brett Le Mesurier 38 souring mortgage 38 accrual reversal 38 DJO Merger 38 Andreas Venditti 38 asset dispositions 38 Homebuilder PulteGroup 38 noncurrent loans 38 #.# mln aud 38 profit 38 Scantron segment decreased 38 Corp. TSX UFS 38 -By DON HUNTER 38 acquired intangibles 38 operatingincome 38 monoline bond 38 Background Screening segment 38 n#.# [001] 38 Dh#.#bn [007] 38 SEK#.# billion [001] 38 Renewed jitters 38 René Carron 38 MER Loading 38 mainline CASM excluding 38 BNP Exane Paribas 38 cardmember spending 38 Insurer Swiss Re 38 prorations 38 Scantron segment increased 38 curtailments 38 EnPro consolidated 38 nyse MBI 38 THB#.#bn [001] 38 IBNR reserves 38 Other Specified Items 38 analyst Lori Appelbaum 38 section staffers quaff 38 loan originations totaled 38 ANZ Banking 38 Pigments segment 38 Nasdaq SUPR 38 RG Premier 38 b Includes 38 npat 38 remeasurement 38 Chipmaker Infineon 38 profitsharing 38 NON RECURRING ITEMS 38 hedgebook 38 Adjusted Gross Profit 38 Aristocrat ALL 38 THOMSONplus 38 excluding divestments 38 Ton Gietman 38 EURO#.# [001] 38 postretirement expense 38 David Hochstim 38 unabsorbed fixed overhead 38 scalebacks 38 loanbook 38 Equity Investees 38 Group PLC RBS.LN 38 HSBC Holdings PLC 38 JPY#.# billion [003] 38 Commerce CM.TO Quote 38 KD#.# [004] 38 ZAR#.# billion [002] 38 posts 3rd qtr 38 remeasurements 38 severance payouts 38 Tikcro holdings 38 Merrill Lynch MER 38 US7 ¢ 38 WM Advisors 38 SFr#.# billion [002] 38 Lloyds LLOY.L 38 Co Inc MER.N 38 Q2 adj 38 HCRY 38 equity investee 38 EBITDAF 38 Wells Fargo WFC.N 行情 38 â ¬ #.#bn [001] 38 HSBC Mahendran 38 Nonlife insurers 38 Susquehanna NASDAQ SUSQ 38 Ambac 38 Drivetrain segment 38 Chile Enersis 38 =steepling bounce 38 cutbacks 38 covenant breaches 38 RBOS 38 wild honeybee populations 38 adopting FIN 38 Margin compression 38 nonoperating income 38 Scotland RBS.L 行情 38 Temporary expensing 38 EDITDA 38 Scotiabank Quilmes 38 LILO transactions 38 TJX 1Q 38 Mortgage originations 38 contractual minimums 38 - - [035] 38 nonoperating expense 38 Restructuring Charges 38 Hurricanes Gustav 38 UKpound#.#bn 38 Builder DR Horton 38 ONEOK Partners segment 38 Bois d' Arc's 38 depreciation depletion amortization 38 ZURICH Switzerland UBS AG 38 PROFIT FALLS 38 Nigel Dally 38 Suncorp Metway Ltd 38 noninterest expense partially offset 38 NMHG Retail 38 unannualized 38 defaulting subprime mortgages 38 Consolidated Entities 38 Mortgage Servicing Rights 38 Munich Perlach 38 NSF OD 38 Corp. NASDAQ ARKR 38 Phil Hodkinson 38 MGIC Investment MTG 38 unfavorably impacted 38 unconsolidated subsidiaries 38 Adjustments Restructuring 38 suprime 38 Lloyds LLOY.L 行情 38 monolines 38 US#.#bn [003] 38 unamortized debt 38 PLN#.# [004] 38 LOSS INCOME FROM DISCONTINUED 38 millioncompared 38 uncollectible receivables 38 Corp. TSX NCX 38 mortgagebacked securities 38 Georg Kanders 38 analyst Peter Ruschmeier 38 Lasertel subsidiary 38 - Income [002] 38 EPADS estimates 38 modified coinsurance 38 leveraged buyouts LBOs 38 -Edelsberg 38 Chief Executive Rokus van 38 unallocated corporate 38 debtload 38 LIFO inventory adjustments 38 Loan originations 38 Midstream Liquefaction 38 GreenPoint Mortgage unit 38 millionin 38 Recessionary fears 38 Sitrick Brincko Group 38 subprime debacle 38 Eltek commented 38 Bank TD.TO Quote 38 earnings pershare 38 EBITDAO 38 pershare 38 Business.com Acquisition 38 Impairment Charges 38 Noninterest expense totaled 38 fullyear 38 layoffs 38 CDO squareds 38 SKr#.#bn [002] 38 Pascal Decque 38 significantly tougher comparatives 38 Alexandre Weinberg 38 Custom Electrical Components 38 SFr#.# billion [003] 38 Grupo Imsa 38 subaccounting fees 38 nonaccruing 38 Aon Benfield restructuring 38 PowerMac G5 2Gig kit 38 NYSEArca XLF 38 US6 ¢ 38 IDR#.# billion [001] 38 SEK#.#bn [004] 38 SFr#.# billion [001] 38 d Reflects 38 Haights Cross 38 ® Fanta 37 -Senanu 37 A#.#m [005] 37 Industrias Alimenticias 37 Mayne Pharma acquisition 37 Munich Re AG MUV2.XE 37 nondividend distribution 37 LPT Agreement 37 Inc LEH.N 37 guaranty insurers 37 Wireline adjusted EBITDA 37 OOMC 37 Lehman Bros. LEH 37 Domestic Car Rental 37 Geoffrey Beene outlet 37 Hönle Group 37 OMB Kevelighan 37 capitalized unproved leasehold 37 impaired OTTI 37 Thann France 37 Contingent liabilities 37 Excludes goodwill 37 Agency IBRA 37 Commerce CM.TO Quote Profile 37 EBIT 37 TSX FNX FNX 37 AUD#.# billion 37 unfavorable variances 37 Capitalia SpA Italy 37 holdbacks 37 Spokesman Tom Dresslar 37 PGS Onshore acquisition 37 Metal Framing segment 37 AMF Ultra Short 37 Supermetals Business 37 Deutsche Postbank DPBGn.DE 37 NASDAQ SUSQ 37 Subprime writedowns 37 net realizable 37 JPY#.# billion [001] 37 offiscal 37 NETg acquisition 37 Canada RY.TO Quote 37 redundancies 37 intangible asset 37 depletion depreciation 37 - - Income [027] 37 compensation expense 37 c Represents 37 NIKKOR SLR interchangeable lenses 37 involve risksand uncertainties 37 Telecom NZX TEL 37 EURO CDS 37 Excluding acquisitions divestitures 37 accretion DD & 37 WhiteWave Morningstar 37 CTVgm 37 DKK #m 37 ABS CDOs 37 deconsolidating 37 MGIC Investment Corp 37 FAS CAS pension 37 KD#.#m [002] 37 #.#/BOE [002] 37 revaluations 37 TEPPCO GP 37 Asset Impairment Charges 37 analyst Albert Savastano 37 DISTRESS SALE Bank 37 seemingly indestructible Favre 37 Countrywide CFC 37 OTCBB ISGT today 37 Corp CFC.N 37 Soured loans 37 Paul Tufano 37 FAFLIC 37 PLRMBS 37 HOUSEBUILDER Bellway 37 MDP Transaction 37 DSD Dairy 37 identifiable intangible assets 37 Keycorp KEY 37 unevaluated properties 37 Variable Interest Entities VIEs 37 JPMorgan Chase JPM.N 行情 37 unconsolidated investments 37 refining margins 37 quarter# 37 Debt extinguishments 37 collateralised debt obligations 37 TransWestern 37 Housebuilder Persimmon 37 THB#.# [001] 37 revenues excluding nonrecurring 37 writeback 37 per share1 37 GBP #.#m [001] 37 joint ventures divestitures 37 MyNetworkTV mini 37 STECO acquisition 37 BKUNA 37 schedule Kozleski 37 Current Installments 37 Housebuilder Bovis Homes 37 Textile Effects 37 -Celine Dion Eric Clapton 37 OneSteel Ltd 37 eurozone periphery 37 SFr#bn 37 GBP#.# billion [003] 37 Susan Katzke 37 Showtime Weeds grabbed 37 Currency fluctuation 37 LLoyds TSB 37 SGAM UK 37 bank NIBC Holding 37 PeoplePC Online subscribers 37 SEK#.#m [003] 37 LON SL 37 #.#-#.# mln eur [002] 37 Barrett NDEx 37 AVONEX multiple sclerosis 37 CYP #k 37 Filmyard Holdings LLC 37 Futures augured modest 37 intersegment transactions 37 Fabricated Products segment 37 ZKB trader 37 Homebuilder DR Horton 37 Insurer RSA 37 subprime collateralized debt 37 & Co MER.N 37 BIBP 37 timberland disposals net 37 TSX ARG Amerigo 37 actuarial liabilities 37 SEK -#.# -#.# [001] 37 unplanned refinery shutdowns 37 Robert Lacoursiere 37 nonperforming assets 37 Onshore Downstream 37 divesture 37 Services DFS.N 37 Goldman Sachs GS.N 行情 37 Total noninterest expense 37 Magnesia Specialties 37 depreciation amortization depletion 37 MAGNETIX 37 Georg Marti 37 LOCOM adjustment 37 nonstrategic assets 37 FSCS levy 37 Ricardo Kleinbaum 37 Cytec Surface Specialties 37 £ #.#m H# 37 Elsa Dargent 37 Peter Rozenberg 37 Won#bn 37 Jay Gelb 37 Sovereign Bancorp SOV 37 Simclar Ayrshire 37 Ebita 37 - - [019] 37 jobs DePastino 37 Downstream CCS 37 revaluation 37 amortization expense 37 Accretion expense 37 #Q'# 37 Highly leveraged 37 recoverables 37 economist Sylvain Broyer 37 NTBK 37 obsolete inventory 37 Mortgage loan originations 37 Industrial Ingredients 37 EUR -#.# [001] 37 Capitalized Interest 37 invoiced shipments 37 nonperforming loans NPLs 37 FDIC indemnification asset 37 Expensing options 37 b Represents 37 MFC.TO Quote Profile Research 37 Carrols Restaurant 37 earnout payments 37 lossof 37 postretirement obligations 37 Merrill Lynch OOTC MERIZ 37 Excluding 37 ATOI 37 secondquarter 37 equity method investees 37 Susan Roth Katzke 37 brewers Carlsberg 37 unamortised 37 Homebuilding pretax 37 Inland Barge Group 37 Recurring EBITDA 37 - - [054] 37 Chemicals Segment