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(Click for frequent words.) 68 rating affirmations 66 Ratio BCAR 64 Best Capital Adequacy 62 SHKPI 62 MIICL 60 Ansvar 60 IFS rating 59 AM Best 59 ICRs 59 Bosna Re 59 Somewhat offsetting these 58 Mapfre Re 57 capitalization 56 Financial Strength Rating 56 bbb + 56 Stable Rating Outlook 56 Stable Outlook reflects 56 disciplined underwriting 56 Revises Rating Outlook 56 Partially offsetting these 55 KFSI 55 HG LV 55 Strength IFS rating 55 MAPFRE RE 55 affirmations reflect 54 Electro Re 54 Transsib Re 54 IPCRe 54 LMGI 54 Milli Re 54 Ocaso 53 QGIR 53 Lonpac 53 AFLIC 53 HMFI 53 HFSG 53 BEST RE 53 HDI Industrie 53 Hiscox Guernsey 53 CIRe 53 BBB counterparty 53 Aurigen 53 Downgrades Ratings 53 Positive Rating Outlook 53 IFS ratings 53 MLIC 53 Upgrades Issuer Credit 53 BBB + rating 52 policyholder retention 52 Negative Outlook reflects 52 Prospectively AM Best 52 Flagstone Holdings 52 Strength IFS 52 policyholder surplus 52 Infrassure 52 Downgrades Rating 52 Insurer Financial 52 A.M. Best Revises Outlook 52 affirmation reflects 52 Lloyd Syndicate 51 credit ratings ICR 51 Toa Re 51 Places Ratings 51 Hiscox Bermuda 51 rating ICR 51 Labuan Re 51 Casiopea Re 51 bbb 51 AM Best Affirms 51 Leadway 51 NIPPONKOA Asia 51 geographic diversification 51 Stable Outlook 51 Steamship Bermuda 51 TMNF 50 + Stable/- 50 ARIG 50 Folksamerica 50 Negative Rating Outlook 50 SBLIC 50 Al Fajer Re 50 Withdraws Rating 50 ACR ReTakaful SEA 50 QBE Re 50 underwriting 50 reinsurance 50 Withdraws Ratings 50 SMMI 49 Seguros Inbursa 49 bb + 49 Upgrades Ratings 49 variable annuity reinsurance 49 A.M. Best Affirms Ratings 49 BCAR 49 Montpelier Reinsurance Ltd. 49 BBB rating 49 WSFG 49 MedAmerica 49 Affirms Ratings 49 Century Indemnity 49 AIUK 49 intercompany pooling agreement 49 CastlePoint Re 49 XLFA 49 Cattolica Assicurazioni 49 Prospectively 49 Indemnity 49 Assigns Ratings 48 Rating Outlook Negative 48 BB IDR 48 BBB + Stable/A-2 48 NAIC RBC 48 Stable Outlook incorporates 48 BNTB 48 Revises Outlook 48 pro forma MADS 48 reinsures 48 ACR ReTakaful MEA 48 Reinsurance 48 Minimum Continuing 48 reinsuring 48 Groups Directive IGD 48 RenRe 48 Individual Rating 48 Pacifico Vida 48 IFSR 48 structural subordination 48 HGIC 48 Allianz SpA 48 BBB IDR 48 GFIC 47 Best Affirms 47 partially mitigated 47 Downgrades Issuer Credit 47 Solvency Score 47 Reaseguros 47 Lloyd syndicates 47 FinCor 47 solvency ratio 47 Ambac Assurance Corporation 47 BKIC 47 Long Term Issuer Default 47 MEHC 47 PhilNaRe 47 Patria Re 47 BFSRs 47 Negative Rating Watch 47 ceding commissions 47 FAFLIC 47 MNMC 47 Ansvar Insurance 47 Novae 47 Verlan Fire 47 Statutory surplus 47 MCCSR 47 Pacific LifeCorp 47 GAFRI 47 ANICO 47 A.M. Best Downgrades Ratings 47 Vantis Life 47 reinsured 47 Selects Guidewire 47 Rating Outlook revision 47 A.M. Best Assigns Ratings 47 Jevco 47 ZEP RE 46 policyholder dividends 46 Flagstone Suisse 46 CUMIS 46 WR Berkley 46 Delvag 46 Regulation XXX 46 Excellent VIII 46 UNIFI Companies 46 Best Assigns 46 Radian Asset 46 Counterparty credit 46 Strength Ratings 46 A.M. Best Withdraws Ratings 46 PLIC 46 Excellent IX 46 Hannover ReTakaful 46 EIG Ansvar 46 CastlePoint Insurance 46 Continental Casualty 46 Tranquilidade 46 Demotech Inc. 46 Flagstone Re 46 AGCS AG 46 Delvag Rueck 46 MAPFRE SA 46 Torus Insurance 46 Fitch Negative Outlook 46 Aa3 46 CNAF 46 Baa2 rating 46 counterparty credit 46 BNY Trade 46 Folksamerica Re 46 NAICO 46 Bermudian reinsurer 46 gross NPL ratio 46 Valiant Specialty 46 AmerInst 46 Casualty Insurance Company 45 PMACIC 45 cedant 45 Ba2 rating 45 nonstandard automobile 45 casualty reinsurance 45 Montpelier Re 45 retrocession 45 strength ratings BFSRs 45 Seguros ING 45 Removes Ratings 45 AMBest 45 Indemnity Co. 45 FYE# 45 Mapfre Tepeyac 45 variable annuity hedging 45 Strength IFS ratings 45 multiline insurer 45 AM Best Assigns 45 HLR Bermuda 45 Al Chark 45 ReTakaful 45 CIFG Guaranty 45 geographic concentration 45 AMEX Assurance 45 retrocessional 45 Praetorian Financial 45 Partially mitigating 45 ratings FSR 45 Reaseguros SA 45 intercompany reinsurance 45 AGCS 45 ACGL 45 reinsurance recoverables 45 Empyrean Re 45 DTRIC 45 DCOH 45 VNB 45 downstreamed 45 Marketform 45 Moody Aaa 45 strength rating IFSR 45 HBME 45 Negative Rating Outlooks 44 Kingsway Reinsurance Corporation 44 Flagstone Reassurance Suisse 44 Retakaful 44 PLICO 44 Merastar Insurance 44 BluePoint Re 44 Stable Outlooks 44 Rating IDR 44 Radian Asset Assurance 44 Novae Re 44 ROAA 44 BBB + IDR 44 reinsurer 44 GMACI 44 RAM Reinsurance 44 Nichido Fire 44 Life Ins 44 Rating Notification 44 Indemnity Insurance 44 cash flows 44 somewhat mitigated 44 Tokio Millennium 44 RSUI 44 Amlin Bermuda 44 Issuer Default Rating IDR 44 swisspartners Insurance Company 44 XLCA 44 FFH.U 44 Baa2 44 LAE reserves 44 sovereign creditworthiness 44 EAIG 44 IDR BBB 44 ceded reinsurance 44 Upgrades Issuer 44 MCCSR ratio 44 Not Formally Followed 44 AA-/Stable/A-1 + 44 #.#x FY# [001] 44 ULLICO Casualty 44 Unitrin 44 Aa3 rating 44 Dorinco 43 Talanx AG 43 Revios 43 category medians 43 Life Reassurance 43 CMG MI 43 Wethaq 43 Safety Indemnity 43 rating IDR 43 Argonaut Specialty 43 Financial Stability Rating 43 IDR BB 43 TIG Insurance 43 Specialty Lines 43 Concurrently AM Best 43 RiverSource Life 43 Ambac Assurance Corp. 43 Greenlight Re 43 Groupama SA 43 Negative Outlook 43 Amerisafe 43 GE Frankona 43 CastlePoint 43 AXA RE 43 Hannover Re 43 financial guaranty reinsurer 43 mitigant 43 pd ratings 43 BBB/A-2 43 Aa2 rating 43 NIPPONKOA Insurance Company 43 rated AA/F1 + 43 MXGL 43 cedants 43 Lloyd Syndicates 43 persistency 43 LoanCare 43 pro forma MADS coverage 43 F1 + zaf 43 cessions 43 FBL 43 retrocessionaires 43 Lloyd Adriatico 43 Mutual Insurance 43 IFS Rating 43 Safety Risk Retention 43 catastrophe reinsurance 43 dealer floorplan ABS 43 NWLI 43 PRCUA 43 CIC Saipan 43 OSIL 43 FMBI 43 BFSR reflects 43 reinsurers 43 A.M. Best 43 swisspartners Versicherung AG 43 Fitch Maintains 43 Mendakota Insurance Company 43 Issuer Default 43 BBB-/A-3 43 Fitch BBB medians 43 BBB + counterparty 43 RMBS exposures 43 ROAE 43 rated BBB + 43 ProAg 43 Rating Outlook 43 AXA Assurances 43 Issuer Default Rating 43 XL Reinsurance 43 Baa#/Prime-# 43 BBB medians 43 Somewhat mitigating 43 inforce 43 Forethought Life 42 CIFG 42 BBB + Stable 42 retroceded 42 Flagstone Reinsurance 42 Negative Outlooks 42 Donegal Mutual 42 solvency ratios 42 GIBGIB 42 Hiscox Insurance 42 MGUs 42 NSLIJ 42 AA-/A-1 + ratings 42 Fitch 42 retakaful 42 A.M. Best Upgrades 42 guaranty 42 Guaranty Insurance 42 CastlePoint Reinsurance Company 42 Aa2 sovereign 42 minimal paydown 42 Greenlight Reinsurance Ltd. 42 Intercompany Pool 42 Fiberglass Composite Pipe 42 stressed DSCR 42 NASDAQ SIGI 42 FBL Financial Group 42 Maintains Negative Outlook 42 BFSR 42 Consistent Embedded 42 Assured Guaranty Re 42 Bermuda domiciled holding 42 PBKS 42 outwards reinsurance 42 Takaful Re 42 ESFG 42 SunAmerica Financial 42 A/A-1 counterparty credit 42 payor mix 42 FSR 42 TFG CLO investments 42 HMEC 42 CastlePoint Holdings 42 ERGO Insurance 42 BBB/F2 42 KIPCOKIPCO 42 CMTPL 42 FYE# FYE# 42 AAIC 42 B2 CFR 42 A-/Stable/A-2 42 BBB-/Stable/A-3 42 BBB Issuer Default 42 AA2 rating 42 A#/P-# 42 de Seguros y 42 Marita Zuraitis president 42 BB ind 42 BBB + F2 42 Ironshore Insurance 42 IBNR reserves 42 NJNJ AM BEST 42 EquiTrust Life Insurance 42 Aa1 rating 42 Hannover Rueckversicherungs AG 42 monoline insurer 42 Specialty Casualty 42 Therein lurks 42 DHHA 42 MCEV 42 SCOR SE 42 Ratings IDRs 42 Hiscox plc 42 GMDB 42 FY#E [001] 42 insureds 42 Allcorp 42 Ameritas Acacia 42 BICI 42 ILU occupancy 42 Baa1 rating 42 A#/Prime-# 41 Stable Rating Outlooks 41 Composite Fibers 41 financial guaranty reinsurance 41 DSCRs 41 Baa1 issuer 41 Radian Guaranty 41 Ba1 rating 41 Jerneh Insurance Berhad 41 Ecclesiastical Insurance Office 41 JIIC 41 EquiTrust Life 41 FPIC Insurance Group 41 premiums ceded 41 Nichido 41 Jevco Insurance Company 41 Montpelier Underwriting 41 PNMR 41 TEXT Moody assigns 41 ING Seguros 41 Rating Floor 41 H#FY# 41 reinsurance Hannover Re 41 Domestic Brokerage 41 TSUK 41 Underwriters Ins 41 PDP MLR 41 Folksamerica Reinsurance Company 41 JCR VIS 41 RenRe Insurance 41 Aaa rating 41 retrocessional reinsurance 41 Positive Outlook 41 variable annuity guarantees 41 unlevered balance sheet 41 e mail lee.mcdonald @ 41 practices Piszel 41 Employers Liability Compulsory 41 currency IDR 41 A-/F1 41 toward Anglo unguaranteed 41 Issuer Default Ratings IDRs 41 Syndicate Rating 41 reinsurance cessions 41 Mapfre Asistencia 41 EUR1 #mn 41 reinsurance treaties 41 Aa2 41 Holdings AMEX UVE 41 NASDAQ ANAT 41 Hannover Re anticipates 41 Stephan Christiansen 41 reinstatement premiums 41 FirstComp 41 Reinsurance Assumed 41 Chesnara 41 AequiCap 41 NASDAQ AMSF 41 Applied Magnesium International 41 CAMICO 41 OHIC 41 NCRIC 41 CMBS Servicer Ratings 41 adjusted2 41 FRFHF 41 Baa1 41 IAIC 41 Athilon 41 Fitch Assigns Initial 41 Arch Reinsurance 41 recoverables 41 reinsurance broking 41 Energisa 41 RBSG 41 NCB FSB 41 Ba3 rating 41 KICO 41 Gen Re LifeHealth 41 Acergy ADRs 41 FinCor Holdings 41 caisse network 41 Underwriting 41 MEEMIC Insurance Company 41 pro forma adjusted EBITDA 41 DAC unlocking 41 #.#x [003] 41 A.M. Best Comments 41 Bunge Limited Bunge 41 OTC SYCRF 41 Watch Neg/- 41 Fixed Annuity 41 Chief Executive Jacques Aigrain 41 Aeolus Re 41 Ullico Casualty 40 NCBJ 40 ResiLogic model 40 GLC deposit 40 NOI DSCR 40 Travelers Indemnity Company 40 Aaa ratings 40 distribution subsidiaries CoverX 40 + zaf 40 assigned Negative Outlook 40 Lebensversicherung 40 Century Surety 40 Fortegra Financial 40 Reinsurer 40 Baa#/P-# 40 Bermuda domiciled 40 GCAN 40 Visit www.transre.com 40 MBIA Insurance 40 Caparra Hills 40 Soil moisture ranged 40 Persistency 40 capitalized minimums 40 HAMILTON Bermuda Business Wire 40 Everest Re 40 LTM EBITDA 40 Realised Earnings 40 Positive Outlooks 40 MADS coverage 40 Glenmeadow 40 AAA/V1 + 40 InsPro Enterprise 40 Leverage Tier 40 JEVCO 40 BBB-/F3 40 Lease Losses ALLL 40 AA lka 40 Northwind Holdings 40 AA zaf 40 INDM 40 shareholder Trafigura Beheer 40 MEEMIC 40 Life Insurance 40 rated sovereigns 40 Admin Re 40 subsidiary Ambac Assurance 40 ratios compare favorably 40 geographical diversification 40 BAA1 40 Baa3 issuer 40 Aioi Insurance 40 Nasdaq ACGL 40 GreenPoint Insurance 40 Steamship Mutual 40 Maiden Holdings 40 undepreciated book 40 CLO tranches 40 cedent 40 Gross Premiums Written 40 lapsation 40 Narcotics Anonymous #:#-# 40 SF CDO 40 RenaissanceRe 40 Gerling Global 40 Outlook Revised 40 Applicable criteria 40 BellPort 40 FMER 40 FNLC 40 + twn 40 Versicherung AG 40 EBIDTA margin 40 Seguros SA 40 Outlook Stable 40 SCOR Vie 40 Chedid Re 40 mitigants 40 RMBS transactions 40 established CoverX R 40 GFNorte 40 Insurance 40 EquiTrust 40 FSAH 40 Indexed Universal 40 Liberty Syndicates 40 SALAMA 40 assigned Stable Outlooks 40 RMIC 40 geographically concentrated 40 itssubsidiaries 40 Beazley syndicates 40 FHCF 40 Windstorm Xynthia 40 Fitch Issuer Default 40 PVNBP 40 NBV margin 40 Country Ceiling 40 DCPM 40 PARIS RE 40 Aegon NV AEG 40 Understanding BCAR 40 BriteSmile Centers 40 A/Stable/A-1 40 captive domiciles 40 Filtran Microcircuits Inc. 40 policyholders 40 prudent macroeconomic 40 ample liquidity 40 BancInsure 40 identifying beta coefficient 40 written NPW 40 AA/A-1 + 40 rated A/F1 40 Valve Tushaco Warren 40 Lakeshire Drive 40 FCGH 40 DZI Insurance 40 AA medians 40 cedents 40 AA3 rating 40 rated Ba3 40 Markel NYSE MKL 40 fiscals #-# 40 Subsea Projects 40 ProMutual 40 Rockhill Insurance 39 accommodative macroeconomic 39 CreditWatch listing 39 BBB + 39 PREMIA 39 A.M. Best Assigns Rating 39 Rs.#.#cr 39 Risk Retention Group 39 Versicherung 39 Underwriting Managers 39 covenant headroom 39 China LIfe Insurance 39 IDR BBB Stable Outlook 39 casualty insurance 39 property catastrophe reinsurance 39 ratemaking flexibility 39 AA mex 39 Rating Upgraded 39 Demotech 39 Earned premiums 39 FM Listenership 39 Berkshire Hathaway Reinsurance 39 zaf 39 SAFECO 39 Farmers Exchanges 39 cashflows 39 Unitrin Direct segment 39 Ity mine 39 CreditWatch placement reflects 39 AAA/A-1 + 39 NYW 39 EBTIDA 39 #.#x FY#E earnings [001] 39 Navigators Specialty 39 Jon Boscia 39 #.#x #E [001] 39 Recreational Leisure 39 Coal lignite coal 39 casualty insurer 39 QBE QBE 39 Rs2 #cr 39 PartnerRe 39 SSIE 39 Hannover Re Bermuda 39 website www.fblfinancial.com 39 Grain Dealers 39 ratings IDRs 39 Accident Ins 39 + Negative/- 39 FinCor Holdings Inc. 39 Captive Insurance Companies 39 Offsetting 39 HDI Gerling 39 Connective Technologies adds 39 rated Aa3 39 Hannover Rueckversicherung AG 39 Actuarial Guideline 39 subsidiaries RLI 39 strength rating FSR 39 MAISONS FRANCE 39 COGP 39 Chief Executive Ramani Ayer 39 LC IDR 39 BBB/A-3 39 nonadmitted 39 reinsurers Hannover Re 39 CATY 39 NASDAQ AGII 39 CPKF 39 Peninsula Furs 39 OdysseyRe 39 A-/A-2 counterparty credit 39 CastlePoint Holdings Ltd. 39 BancShares 39 Seguros Bilbao 39 Novae Holdings 39 Genworth Financial Mortgage 39 Conning understands 39 opg 39 Tokio Marine 39 Mortgage Guaranty 39 rating downgrades 39 Ms. Vazza 39 Frederick H. Eppinger 39 QBE Reinsurance 39 Imo LSC Portland 39 Fitch assigns 39 assign Outlooks 39 A-/A-2 ratings 39 CIIH 39 Boomerang Fay 39 Reinsurance recoverables 39 SURTECO AG 39 Trenwick 39 FSRs ICRs 39 #.#x #.#x [001] 39 Unibanco AIG 39 ASRV 39 IDR F1 39 Capital Adequacy Ratio 39 Plant Nutrient Group 39 Inc. Nasdaq RVSB 39 Catastrophe losses 39 unaffiliated reinsurers 39 + lka 39 NAVG 39 Inc. NYSE UTR 39 Univest Insurance 39 Bradesco Seguros 39 EBIDA 39 SignatureOne Ceremony Server 39 Ba1 39 #.# DCOH 39 Casualty Reinsurance 39 Contractors Indemnity 39 LTGOs 39 noninsurance 39 Harleysville Mutual 39 OneBeacon 39 Nissay 39 Kansas Bankers Surety 39 LON ADM 39 Ratings Affirmed 39 ONEOK Partners segment 39 Ambac Assurance 39 A.M. Best Places 39 UHSEC 39 Wholly owned subsidiaries 39 Primary Servicer Rating 39 subsidiary SUA 39 pojistovna 39 Brick Superstore 39 Assumed Reinsurance 39 Malakoff Mederic 39 pi subscript 39 macroeconomic fundamentals 39 PBNY 39 largest shareholder Vereniging 39 FitchRatings 39 HUK 39 Nat'l Ins 39 MOODY 'S MCO 39 Ambac Assurance Corp 39 service MADS 39 NASDAQ ERIE 39 un levered 39 Conseco Insurance 39 NBCR risks 39 First Ameritas Life 39 Cobalt Gordian 39 rtgs 39 CyberSecurity Solutions segment 39 Ltd. NYSE MRH 39 #.#x MADS [001] 39 Travelers Indemnity 39 NGL margins 39 Dahlia Ashour native 39 #.#x #.#x [003] 39 solvency 39 Professional Underwriters 39 Arig 39 Humana PacifiCare 39 Taxable assessed valuation 39 IDR BBB + 39 B + RR1 39 Capital NASDAQ ACGL 39 AAA sovereigns 39 casualty coverages 39 IBER 39 Casualty Ins 39 Syncora Holdings 39 BB + 38 #.#x FY#E [003] 38 guaranty insurers 38 Flagstone 38 DSD Dairy segment 38 operating EBIDA 38 term Issuer Default 38 Fund FHCF 38 BP insurer QBE 38 Flagstone Reassurance 38 Management EPM Governance 38 adequacy ratio 38 Platinum Underwriters 38 Taiping Insurance 38 hand DCOH 38 Lumbermens 38 CGAAP 38 JMP Credit 38 Inc. NASDAQ MIGP 38 geographically diversified 38 PointRight 38 EUR#.#b 38 bni 38 FirstComp Insurance 38 Genworth MI 38 Ratings IDR 38 issuers counterparties 38 PNX 38 Fitch Stable Rating 38 loss carryforwards 38 CDPCs 38 IDR Affirmed 38 TBIH 38 issuer default 38 Medicare Advantage MLR 38 Sagicor Financial 38 Groupe Smithfield 38 IFS Ratings 38 Taberna IX 38 Newline Underwriting Management 38 #.#x EV EBITDA [001] 38 EIHI 38 JPY#.# billion [003] 38 Outstanding GOs 38 OTC BB FKYS parent 38 BY MARGARET REIST 38 Aweys faction 38 ProCentury 38 ChannelRe 38 self insured retentions 38 AAA' rated 38 Athene Holding Ltd. 38 Nissay Dowa 38 SUA Insurance 38 NYSE PUK 38 Compania de Seguros 38 ICRA assigns ` 38 RenaissanceRe Ventures Ltd. 38 Treatt USA 38 GRIs 38 Assigns LS Ratings 38 Bank Aljazira 38 incentive accruals 38 Waterless Tooth Brush 38 HAMILTON Bermuda BUSINESS WIRE 38 Unigard Insurance 38 Aaa rated 38 Issuer Default Ratings 38 Fixed annuity 38 immediately accretive 38 Transamerica Occidental Life 38 Corp. ZNT 38 BBB Stable 38 Takaful Operator 38 unenhanced rating 38 ZIC 38 Underwriting Officer 38 nonperforming asset 38 monoline 38 TFG CLO 38 equity ROE 38 assigned Ba2 38 BUSINESS WIRE Fitch Ratings 38 MPLI 38 Business Wire Fitch Ratings 38 Aioi Nissay Dowa 38 CENTRAL Soil moisture 38 Patrick Thiele 38 Caa2 38 Personal Lines 38 MKL 38 Treaty Underwriter 38 ALIC 38 Merastar 38 A-/A-2 38 Everspan 38 Inc NASDAQ CISG 38 nonlife 38 AMBGL 38 SOGAZ 38 anduncertainties 38 Fitch IDR 38 assets RoA 38 retrocessional coverage 38 Earned Premiums 38 TSCorp 38 AA + chl 38 profitability 38 UIHCU 38 Moody Aa2 38 SOUTH Soil moisture 38 MAM Utility Services 38 #bps QoQ [002] 38 #Annual Report 38 CLO #-# 38 #.#x FY#E earnings [002] 38 CIFG Assurance North 38 reinsurer PartnerRe Ltd. 38 KGIC 38 GCom 38 A#/P# 38 NYSE NYM 38 group KBC KBC.BR 38 Fuwei Films conducts 38 Surplus Lines 38 Rosanne Placey spokeswoman 38 MXN# #mn 38 ACE Tempest Life 38 NASDAQ UNAM Unico 38 Health Care www.coventryhealthcare.com 38 insurer Kiln 38 Nasdaq FPIC 38 nonperforming loans NPLs 38 Lifeco 38 Delos Insurance 38 Malayan Insurance 38 service MADS coverage 38 A-/Watch 38 Capmark VII 38 Petrotemex 38 MONY Life 38 Rouck 38 AmCOMP Assurance Corporation 38 unleveraged balance sheet 38 Casualty Insurance 38 Medicare Supplement Earned 38 FirstBest UMS ™ 38 unfunded actuarial accrued 38 A-/Stable/- 38 Premium persistency 38 guaranty reinsurance 38 BBB + Issuer Default 38 unfavorable payor mix 38 reinsure 38 Ironshore 38 assessed valuation AV 38 NASDAQ MHLD 38 Euler Hermes +#.# 38 AA1 rating 38 balance sheet deleveraging 38 GOs AAA 38 Einhell 38 TEXT Moody revises 38 RPS2 +