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(Click for frequent words.) 59 nonpartisan CBO 58 Congressional Budget Office 57 congressional scorekeepers 57 CBO 56 living adjustment COLA 56 OASDI 56 progressive indexing 55 VanDerhei 55 unfunded obligations 54 Reschovsky 54 preretirement income 54 partisan Congressional Budget 53 actuarially determined 53 OPEB obligations 53 Keynesian multiplier 53 nonpension retirement benefits 53 Social Secu rity 53 outyear 53 Unfunded Liability 53 payroll withholdings 53 unfunded liability 53 FERS retirement 52 Spira cites 52 SFY #-# 52 adjustments COLAs 52 RIPEC 52 Straube cites 52 nonpartisan Legislative Services 52 outyears 52 Unfunded liabilities 52 COGFA 52 Gebhardtsbauer 52 Tuljapurkar 52 OPEB liabilities 52 nonpartisan Employee Benefit 51 nonpartisan Congressional Budget 51 JGTRRA 51 PRAs 51 ORSZAG 51 actuarially sound 51 actuarial calculations 51 CBO predicts 51 Joshua Rauh 51 annuitization 51 Mcare 51 Social Security 51 MAEP formula 51 adjustment COLA 51 actuarial soundness 51 microsimulation model 51 doc fix 51 unfunded liabilities 51 actuarially unsound 51 CBPP 51 FICA taxes 51 Sidamon Eristoff 50 unfunded accrued 50 FICA withholding 50 actuarially 50 distributional consequences 50 Isabel V. Sawhill 50 KPERS 50 Deschenaux 50 ESPlanner 50 Lawrence Mishel 50 nondefense discretionary spending 50 FACT CHECK Shaky 50 distributional effects 50 actuarial valuations 50 BUDGET DIRECTOR Peter Orszag 50 MYEFO 49 EBRI Issue Brief 49 TABOR refunds 49 ABX1 1 49 Roth IRA withdrawals 49 SGR formula 49 Medicaid DSH 49 Professor Kotlikoff 49 reestimates 49 Medicare Advantage enrollees 49 PBGF 49 Jagadeesh Gokhale 49 Zycher 49 Medicare actuary 49 Mareane 49 Grandfathered plans 49 PEFO 49 Brian Reidl 49 nonsecurity spending 49 Arveschoug Bird 49 Yalnizyan 49 MCare 49 MassHealth Basic 49 Intergenerational Report 49 Angoff 49 AEO# reference case 49 ineligible dependents 49 Paul Fronstin 49 nonelderly 49 borrowable resources 49 EBRI 49 precollegiate education 49 unfunded actuarial liability 49 OPEB liability 49 overfunding 49 Linda Bilmes 49 Paul Fronstin EBRI 48 redefaults 48 Jack VanDerhei EBRI 48 Ankershoffen declined 48 UAAL 48 CSRS annuity 48 CRFB 48 DEFICIT REDUCTION CBO 48 Ms. Nalbantoglu 48 FMAP extension 48 MacGuineas 48 unexpended balances 48 Smetters 48 nondefense discretionary 48 uninsured Coloradans 48 nonpartisan Legislative Fiscal 48 Social Se curity 48 Owcharenko 48 Privatizing Social Security 48 unfunded entitlement 48 enacting tort reform 48 BadgerCare Basic 48 Jonathan Gruber 48 Fronstin 48 Legislative Fiscal 48 nonpartisan scorekeeper 48 Nina Owcharenko 48 dissaving 48 nondeductible contributions 47 actuarial tables 47 EGTRRA 47 reforecast 47 nonsecurity discretionary spending 47 uninsurance 47 NABE economists 47 functionally bankrupt 47 Medicare 47 Tatkovski 47 Orszag 47 RRSP withdrawals 47 Saver Credit 47 PAYGO 47 Ms. Borzi 47 Joseph Stiglitz Nobel laureate 47 Institute EBRI 47 Kent Smetters 47 nonpartisan Legislative Analyst 47 Katsiyiannis 47 Tad DeHaven 47 Kitces 47 Jack VanDerhei 47 Travis Reindl 47 Domenici Rivlin 47 MPSERS 47 carrybacks 47 Multiemployer 47 Research CEPR 47 Hatzius 47 EITC eligibility 47 Ricardian equivalence 47 director Dave Schmiedicke 47 Zoettlein 47 NTUF BillTally 47 prebate 47 professor Linda Bilmes 47 preretirees 47 PBGC insures 47 POMV 47 millage rollback 47 TMRS 47 unfunded retiree 47 Alicia H. Munnell 46 Congressional Budget 46 uninsurables 46 BillTally 46 Jeffrey Speicher 46 Medicaid 46 Commissioner Lucinda Jesson 46 Joseph Antos 46 regressivity 46 Alan Glickstein senior 46 unappropriated balance 46 Eric Hammelman senior 46 actuaries 46 Kawafuchi 46 Doug Holtz Eakin 46 undesignated reserves 46 Fafsa 46 actuarial valuation 46 Beth Umland 46 Unemployment Compensation Trust 46 De Rugy 46 Petrolympic reasonable 46 Coverdell ESAs 46 Defined Benefit Plans 46 Affordable Care Act 46 Merrill Lynch Cap Gemini 46 Policy Priorities CBPP 46 PEEHIP 46 unreserved undesignated general 46 Gann Limit 46 Edujobs 46 insures pensions 46 annuitize 46 borrowable funds 46 director Charlie Perusse 46 BEP formula 46 Aruna Murthy 46 RRSP contribution room 46 nonwage 46 PEBB 46 Eva DeLuna Castro 46 Reichard CQ HealthBeat 46 bottom quintile 46 Duane Goossen 46 triennial valuation 46 concurrent receipt 46 Catherine Collinson 46 NHRS 46 Government Pension Offset 46 EI premiums 46 unreduced 46 Warren Deschenaux 46 Laffer Curve 46 James C. Capretta 46 NYSHIP 46 Austin Frakt 46 FERS 46 credit crunch eases Piane 46 Curtis Dubay 46 Schedule UTP 46 JLBC 45 TennCare Bredesen 45 Educational Adequacy 45 ADP Macroeconomic Advisers 45 Economist Arthur Laffer 45 CPP QPP 45 Factcheck.org 45 Comparative effectiveness 45 Tubbergen 45 NAOMS 45 Jakabovics 45 paycheck withholdings 45 fiscally unsound 45 Iwry 45 QRMC 45 stagehands ranges 45 Quebec Pension Plan 45 Schlomach 45 Indur Goklany 45 GFSR 45 TIPRA 45 Neoclassical economics 45 Klepper Smith 45 arcane formulas 45 NATSEM 45 Taxation JCT 45 Councilman Doug Marmie 45 Karsten Junius 45 Steuerle 45 PASS ID 45 actuarially equivalent 45 Legislative Analyst Office 45 F3Q EPS 45 IC spenders 45 loss carrybacks 45 AHCCCS 45 AHCCCS eligibility 45 imbalanced ledger 45 IPERS 45 multiemployer defined 45 Econtech 45 spokesman Chad Kolton 45 recoup overpayments 45 Medigap supplemental insurance 45 USPSTF 45 elective deferrals 45 unobligated balances 45 Windfall Elimination Provision 45 Gawrylow 45 FYs 45 anthropogenic warming 45 FEHBP 45 economists Eugene Steuerle 45 Susan Besio 45 Utkus 45 Lifetime Savings Account 45 Unfunded pension liabilities 45 PPF levy 45 vastly overstates 45 Jan Hatzius chief 45 follows :) 45 Gerdano 45 Anne Dunkelberg 45 Svedjan 45 Joseph M. Zubretsky 45 surge inland Suhayda 45 economists Emmanuel Saez 45 overinsured 45 Podgursky 45 Trillion Dollar Gap 45 methodological weaknesses 45 imposing unfunded mandates 45 interfund transfer 45 uninsured Tennesseans 45 AMT patch 45 Stavneak 45 NMI Retirement Fund 45 Longevity Bonus Program 45 Cembalest 45 Lifetime Savings Accounts 45 representative payees 45 Katherine Baicker 45 postretirement obligations 45 Andrea Sisko 45 FERS employees 45 Toumpas 45 Strengthen Social Security 45 OBR forecasts 45 address inadvertent miscalculations 45 Linda Bilmes Harvard 45 unemployed Kentuckians 45 fiscally neutral 45 Retirement Confidence 45 FamiliesUSA 45 Holtz Eakin 45 CSRS retirees 45 spokeswoman Evelyn Tatkovski 44 survivability Ben Iesau 44 Medium Term Expenditure Framework 44 Insure Missouri 44 Wyden Gregg 44 TennCare recipients 44 Pamela Hess Hewitt 44 PSERS 44 actuarially sound rates 44 NAR Yun 44 Stephen P. Utkus 44 uncompensated care 44 undeducted contributions 44 PBGC 44 FEHB 44 Medicare Advantage MLR 44 OCERS 44 David Schmiedicke 44 unobligated 44 Celia Hagert 44 Three Trillion Dollar 44 OPEB expense 44 widening inequality 44 www.morningstar.ca 44 CSRS Offset 44 D. Nordhaus 44 Slome explains 44 Director Linda Luebbering 44 DIRECTOR PORTMAN 44 Structural Imbalance 44 structurally imbalanced 44 OPPAGA 44 totalization agreements 44 JLARC 44 consultant Robert Laszewski 44 Hanushek 44 atmospheric CO2 levels 44 Social Security COLA 44 Urbanchuk 44 economist Greg Mankiw 44 Tricia Neuman 44 publish Goeglein writings 44 Robert Genuario Rell 44 fiscally unsustainable 44 Kotlikoff 44 healthinsurance 44 Development IMAD 44 huge moneymaker Florio 44 IMRF 44 Jeff Passel 44 nonpartisan Legislative 44 NJ FamilyCare 44 Introductory teaser rates 44 James Pethokoukis 44 IRA withdrawals 44 Medical Expenditure Panel 44 www.socialsecurity.gov estimator 44 BEIR VII 44 Avalere Health LLC 44 Cheneys owed 44 BadgerCare Plus Basic 44 Enacted Budget 44 Company noncontributory defined 44 PEPFAR reauthorization 44 NJPP 44 #.#x DSCR 44 Heritage Foundation www.heritage.org 44 SOCIAL SECURITY 44 Karen Dynan 44 OpenCongress.org 44 Charles Blahous 44 Draft Scoping 44 OPEB 44 lovebirds lips 44 Ken Kochanek CDC 44 Defined Benefit 44 Nurrenbrock 44 SCHIP 44 Steven Kosiak 44 Tom Swoik 44 HSAs HRAs 44 Novy Marx 44 DirigoChoice 44 Kirk Ludtke 44 underestimations 44 DEFAC 44 Anggito Abimanyu 44 CTJ 44 Doug Elmendorf 44 noninflationary 44 savings 44 nontax revenues 44 owner Dyke Messinger 44 Subtitle B 44 Robert D. Reischauer 44 guess timate 44 OPEB obligation 44 Medical Assistance Percentages 44 Belshé 44 Leighton Ku 44 totalization 44 Bazdarich 44 elective deferral 44 EROEI 44 CARFA 44 Alicia Munnell 44 DAC unlocking 44 FACT CHECK Stimulus 44 Bernicke 44 undesignated surplus 44 progressive indexation 44 Governmental Accountability Office 44 Michael Podgursky 44 thresholds indexed 44 Jr. DS.C. 44 MTFP 44 Nobel laureate Paul Krugman 44 spokesman Tom Vincz 44 rough approximations 44 smoothed sunspot number 44 FERS retirees 44 COLAs 44 unfunded superannuation 44 CEO Jeffrey Freimark 44 J. Kotlikoff 44 SSTF 44 Brian Riedl 44 RMDs 44 Mr. Mastracci 44 curbing malpractice lawsuits 44 Lucy Dadayan 44 politically infeasible 44 disenfranchise Hargett 44 decumulation 44 www.socialsecurity.gov planners 44 Self Sufficiency Standard 44 redistributional 44 Moulton Powden 43 biennia 43 Thannikary 43 Orzag 43 DIRECTOR BOLTEN 43 Fiscal Stabilization Fund 43 General Assistance Unemployable 43 WisconsinCare 43 Varvares 43 Reduce 43 longer lifespans 43 offshorable 43 Spending Affordability 43 PACE PACENET 43 Biophan anticipates 43 advanceable 43 FHCF 43 incarcerating illegal aliens 43 Douglas Elmendorf 43 #l k 43 Abouhossein 43 Mcare abatement 43 Lambrew 43 #-# biennium [002] 43 Program FEHBP 43 skyjacker Reaganomics 43 Portfolio.hu poll 43 Vermont Yankee decommissioning 43 gfs.bern showed 43 Ezrati 43 Legislative Analyst 43 Nasscom McKinsey 43 inverted curve 43 Dr. Plested 43 David Gower P.Geo 43 Elective abortions 43 EBRI ICI 43 annuitise 43 Brian Straessle 43 Legislative Analyst Elizabeth 43 unreduced pension 43 QlikView Publisher 43 Hilzenrath 43 retroactive reinstatement 43 Sven Jari Stehn 43 POBs 43 Nadeem Esmail 43 Compact Impact 43 StanCERA 43 multifactor productivity 43 unreserved undesignated 43 economist Jan Hatzius 43 noncontributory 43 endpoint multiplicity 43 STEPHEN MILDENHALL 43 Tax 43 CAGIT 43 NZ Superannuation 43 Laurence Msall president 43 Gramm Rudman 43 Social Security recipients 43 Medi Cal reimbursements 43 NCUSIF 43 BNEF 43 prefunding 43 Carbofed products 43 Celestica TCOO 43 Phased retirement 43 solvency deficiency 43 MCare fund 43 DAC unlock 43 Curtis Dubay senior 43 carbondioxide emissions 43 debt paydown 43 Fairewinds study 43 deadlier outbreaks 43 reopeners 43 withholdings 43 prescriber surveys 43 FAPRI 43 guards Hermening 43 http:/www.baystreet.ca/articles/research reports/MNCOF Short Term PowerRatings 43 ERBs 43 spokesman Randy Clerihue 43 unfundable 43 Dr. Darwin Labarthe 43 monthly prebate 43 Maurice Emsellem 43 Amitabh Chandra 43 fiscally sustainable 43 premiums 43 SustiNet 43 commissioner Don Blausey 43 Strongly Favor repeal 43 Steve Camarota 43 #.# bpa 43 nonpartisan Kaiser 43 vastly understates 43 CBO crunches 43 muni defaults 43 Potiowsky 43 MRMIB 43 Elise Gould 43 categoricals 43 PERA 43 Charles P. Blahous 43 Saving Scheme NPSS 43 taxcuts 43 William Nordhaus 43 Override opponents 43 Stephen Slivinski 43 CRDP 43 PRPPs 43 MinnesotaCare 43 including nutraceuticals nutritious 43 Trasande 43 Charlene Frizzera 43 fiscals #-# 43 MTTF receipts 43 Francesca Dominici 43 Underfunded pension 43 WCIRB 43 Martin Ravallion 43 Nominal GDP 43 Mr. Poschmann 43 PAYGO rules 43 Expensing options 43 DeLuna Castro 43 preretirement 43 RRIF withdrawal 43 Von Mises 43 consultant Peter Harbage 43 Stephanie Rennane 43 Rudolph Penner 43 Dilges 43 Forward lookingstatements 43 PAYG installments 43 Poftak 43 Outlays totaled 43 Muddle Through Economy 43 Interest accrues 43 Emler Lindsborg Republican 43 deductibles copayments 43 privatizing Social Security 43 reforming entitlements 43 Chad Kolton spokesman 43 Ted Gayer 43 PPACA 43 TCE RWA ratio 43 AccessTN 43 Prescription Advantage 43 Adrian Boulding 43 Inpatient Prospective Payment 43 Charles Boorady 43 Edward DeSeve 43 APM Marketplace 43 noncash accounting 43 RMB revaluation 43 Institute EPI 43 TEB adjustment 43 Protected Withdrawal Value 42 GAMC 42 Schmiedicke 42 raising turnpike tolls 42 Stephen Slivinski director 42 RRIF withdrawals 42 IndyMac depositors 42 Social Security Administration 42 Medicaid enrollees 42 benefits OPEB liability 42 Trojan horse Braley 42 ShadowStats 42 Heaghney 42 US4 trillion 42 recharacterizing 42 prefunded 42 catastrophically corrosive Faddis 42 trillion 42 Augustine Faucher 42 annualizes 42 Healthcare Disparities 42 SSI SSP 42 MedPAC recommendations 42 projections 42 outnumber pessimists 42 Pete Stark D-Calif. 42 4tn 42 Defined Benefit DB 42 wealthiest Minnesotans 42 unobligated stimulus 42 HIV tropism 42 MXN# #mn 42 deductible IRAs 42 NABE panel 42 technically recoverable 42 Chernew 42 PGBC takes 42 David Cay Johnston 42 sublease recoveries 42 Retirement Estimator 42 uninsureds 42 Defined Contribution Plan 42 Simplified Employee Pensions 42 Cal PERS 42 compulsory annuitisation 42 Stiglitz Bilmes 42 Laurence Kotlikoff 42 biographer Robert Dallek 42 interfund loans 42 overexpenditures 42 prebates 42 TARP repayments 42 vastly underfunded 42 bandits shoving 42 COLA 42 Hsu Kuo chung 42 dinosaur genera 42 Sabety 42 repealing ObamaCare 42 Sobanet 42 NanoMarkets LC 42 Mokrzan 42 unfunded pension 42 Mankiw 42 Roth IRA conversion 42 Fahlund 42 reve nue 42 Strategic Redeployment 42 MediGap 42 Napocor debts 42 MEDICARE AND 42 AGIs 42 reauthorizing SCHIP 42 unsustainable trajectory 42 overfund 42 Sobisek 42 lump sum distributions 42 actuarially justified 42 Oszko 42 FEHBP enrollees 42 Edward Najarian 42 SCHIP enrollees 42 Howard Gleckman 42 Medicare recipients 42 M. Riedl 42 Franco Modigliani 42 Tom Suehs 42 pensions 42 #-# biennium [001] 42 precaution Wiehle 42 pregnancies Mishell 42 Spotted owl 42 unvouchered expense 42 nonretirement accounts 42 analytic tradecraft 42 BISHCA 42 NOL carryforwards 42 Wyden Snowe 42 fiscal soundness dampens 42 enhanced FMAP 42 esti mate 42 similarexpressions 42 Glenn Vonderahe witness 42 interfund 42 Defined benefit 42 overfunded 42 HSAs 42 TDFs 42 Pentagon Quadrennial Defense 42 Paul Fronstin director 42 annuitized 42 IowaCare 42 avoidable hospitalizations 42 Pell Grant 42 Economy CAFE 42 ARKids First 42 Robert Barro 42 Government Accountablity Office 42 SSDI benefits 42 Rob Dubow 42 Ms. Verneuille 42 medigap 42 ObamaCare 42 probabilistic methods 42 Social Security COLAs 42 Milagros Gismondi 42 Equalized Assessed Valuation 42 Barbara Bovbjerg 42 Property Appraiser Alvin Mazourek 42 maximum Pell Grant 42 Disability Benefits 42 taxable income 42 James Capretta 42 nonpartisan Congressional Research 42 David Laibson 42 paygo 42 NTUF 42 Stakeholder pensions 42 FRS# accounting standard 42 testosterone supplementation 42 cyclically adjusted 42 Cathy Schoen 42 Medigap policies 42 PHP# #mn 42 Reference Scenario 42 gini coefficient 42 www.ebri.org 42 Gary Sasse 42 wealthiest estates 42 Pinpoint Demographics 42 Heleman 42 Analyst Arjun Murti 42 Laurence Msall 42 Revenue Estimating Conference 42 PennVest loan 42 underfunds Medicaid 42 Consensus Revenue Estimating 42 budgetary surpluses 42 Dana Bilyeu 42 Nakheel Sukuk 42 biennium 42 casemix 42 USDA WASDE 42 Medicare enrollees 42 Bradford DeLong 42 esti mates 42 Economist Holger Schmieding 42 Linda Hodgdon 42 AdultBasic 42 LTCH PPS 42 reasonably estimable 42 PKF HR 42 calling #-#-MEDICARE 42 accounting gimmicks 42 uninsured 42 Convergence Programme 42 Peter Orzag 42 Burtless 42 BadgerCare 42 Unsecured creditors owed 42 Alzheimer Disease Facts 42 Ibbotson Associates 42 Coverdell accounts 42 Poloncarz 42 anticipates visualizes 42 ESA# 42 economists Carmen Reinhart 42 reflect WindTamer 42 nonbinding preamble 42 Econintersect 42 cablegate archive 42 TANF Emergency 42 annuitisation 42 salty slang 42 budgetary outlays 42 structural imbalance 42 Gary Pastorius 41 empirically verifiable 41 RUR#.# trillion approx. USD#.#bn [001] 41 director Jason Dilges 41 NABE panelists 41 Catfood Commission 41 Rob Sedran 41 unrealistic estimations 41 corrects graf 41 GDP 41 SFSB Inc. 41 Economist Mark Zandi 41 Wang Xiaolu 41 Robert Genuario 41 DeQuadros 41 routine neonatal circumcision 41 GDP CZK #bn 41 survivorship bias 41 unobligated funds 41 Economic Stimulus Rebate 41 Paul Samter CML 41 treasurer Onorio Colucci 41 wages Ecton 41 FY# FY# EPS 41 Research NIESR 41 pensionable salary 41 OCPP 41 Roger Pinate 41 partisan Legislative Analyst 41 completed Abrames 41 Dartmouth Atlas 41 MinnesotaCare enrollees 41 Nigel Peaple 41 COBRA subsidy 41 unfair Fredline 41 misclassifications 41 Meteorologist Kevin Skarupa 41 economy.com 41 Doc Fix 41 WEO 41 Emmanuel Saez 41 Solveen 41 Kc1 #bn 41 Atlantic Marc Ambinder 41 FEDVIP 41 Retirement Accounts 41 Democrat Vostal 41 MBT surcharge 41 EPCRS 41 Retirement Administrators 41 ACESA 41 Maggie DeMellier 41 Gramm Rudman Hollings 41 Unfunded pension liability 41 Josh Bolten estimating 41 partisan FactCheck.org 41 Electoral Calculus 41 AIDS Epidemic Update 41 Longevity Bonus 41 unappropriated surplus 41 proffesional expert 41 CBIS Short Term 41 SEER registry 41 researcher Kathleen Merikangas 41 Suchocka Roguska 41 deteriorate markedly 41 HH PPS 41 repealers already 41 Doug Roy MASc 41 pacemaker ICD 41 USASpending.gov 41 SA Asgi SA 41 Form #A 41 Daniel Ikenson 41 Rev. Rul 41 Bratara called 41 Obamanomics 41 Gary Burtless 41 Mcare Fund 41 gilt issuance 41 nonretirement 41 journal Nature Geosciences 41 MediShield 41 selembu 41 vs. LTM 41 PIT collections 41 KPMG Econtech 41 ranges Jarraud 41 MGCD# clinical trials 41 HSA HDHP 41 HCRA 41 Director Bertha Duenas 41 Oshlo 41 quadrillion TL 41 comparative effectiveness 41 undiscounted cash 41 JCARR 41 Kai Filion 41 here http:/www.mysmartrend.com/research/ 41 Luebbering 41 loophole closers 41 grossly understates 41 MCARE 41 Br#.# trillion 41 Wayne Vroman 41 Pilesgrove solar 41 unused RRSP 41 Exchequer Darling 41 Cazalet Consulting 41 Laura Anglin 41 Pounds #bn [002] 41 modestly dilutive 41 IAU definition 41 IBD TIPP Poll 41 coaxial feeder 41 Lemos Stein 41 PLADs 41 Karen Pollitz 41 C#/C#ISR systems 41 COBRA Consolidated Omnibus 41 FairTax 41 Stephen Utkus principal 41 Prop. 1F 41 IPEDS 41 Amy Caiazza 41 Employment Eligibility Verification 41 unfunded 41 Savings Scheme NPSS 41 Medicaid RACs 41 Prevailing wage 41 Alan Glickstein 41 IHT liability 41 Keynesian theory 41 ADSI cautions 41 William Tanona 41 Supplemental Appropriations 41 Congressional appropriators 41 unfunded pensions 41 budgetary gimmicks 41 Lt. Col. Fehrenbach 41 Federal Mogul Alapont 41 #.#percentage 41 unreasonably burdensome 41 Countrywide loan fundings 41 GOP STOLE AMERICA 41 Michael McCallister Humana 41 chairman Glenn Hackbarth 41 report Arialdi Minino 41 economists Thomas Piketty 41 Medicare Advantage PFFS 41 exempt munis 41 Trim Tabs 41 Vincz 41 slight downward revision 41 precrisis 41 US1 trillion 41 FRBM target 41 finaid.org 41 Widening Gap 41 Debt Affordability 41 Dr. Steffie Woolhandler 41 spokesman Lowell Kepke 41 Granholm vetoed 41 noninterest bearing checking 41 PHC4 41 greehouse gas 41 Gavrilenkov 41 FEGLI 41 Pell Grants 41 CQ Weekly 41 Fiscal Sanity 41 PILT payments 41 normalized EPS