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(Click for frequent words.) 58 analyst Avivah Litan 57 Avivah Litan 55 Ponemon 53 Oltsik 51 Wysopal 49 John Pescatore 49 FFIEC guidance 49 Jevans 49 Avivah Litan Gartner 48 Graham Titterington 47 Feddis 47 Jegher 47 Ducklin 47 Delhagen 47 Mohsberg 47 Mierzwinski 47 Hyppönen 47 Raiu 47 Azarchs 46 Kandek 46 Bezard 46 Jay Heiser 46 Javelin Strategy & 46 Maiffret 46 Gartner Litan 46 Javelin Strategy 46 Mike Moebs 46 Lawrence Orans 46 phished 46 Narter 46 DeZabala 45 Peter Firstbrook 45 Larry Ponemon chairman 45 Craig Focardi senior 45 Mogull 45 Boodaei 45 Alperovitch 45 Schmugar 45 Pironti 45 Laura Koetzle 45 FIs 45 Pescatore 45 Charles Kolodgy 45 Aite Group 45 Sakhrani 45 Tamara Mendelsohn 45 Alan Paller director 45 FFIEC 44 Floum 44 card issuers 44 Moebs 44 Kusnetzky 44 Skoudis 44 Jon Oltsik senior 44 Boris Evelson 44 Corrons 44 Jaquith 44 TJX 44 Rivner 44 Moebs Services 44 phishers 44 tokenization 43 Braunberg 43 Nessa Feddis senior 43 Kobielus 43 Jon Oltsik 43 Stiennon 43 Ulzheimer 43 Iacobuzio 43 Mulpuru 43 TowerGroup 43 Larcker 43 Susanna Montezemolo policy 43 IDTheftSecurity.com 43 Runald 43 Jean Pierre Garbani 43 cyberthieves 43 Celent Communications 43 phishing scammers 43 Chessen 43 Chris Wysopal 43 Janulaitis 43 Redspin 43 Garascia 43 Kolodgy 43 Macehiter 43 Dan Schatt 43 Andreas Antonopoulos 43 Rebecca Wettemann 43 SecurID 43 Dave Jevans chairman 43 PCI DSS 43 Kate Delhagen 43 Bart Narter 43 Gwenn Bézard 43 Luis Corrons 42 RSA tokens 42 Choyleva 42 Nogee 42 Schatt 42 Breyault 42 Distinguished Analyst 42 Joshua Corman 42 Paul Hamerman 42 Hardekopf 42 PIN debit 42 Nessa Feddis vice 42 Schouwenberg 42 Ruggero Contu 42 QSAs 42 Aite Group LLC 42 CardSystems 42 Forrester Research analyst 42 Chenxi Wang principal 42 Chenxi Wang 42 Khalid Kark 42 Simson Garfinkel 42 Intrepidus 42 Stephanie Balaouras 42 Navi Radjou 42 Arabella Hallawell 42 Haislmaier 42 firm Celent 42 von Lohmann 42 Jacob Jegher senior 41 Avivah Litan vice 41 Overdraft fees 41 Andrew Reichman 41 Laura DiDio 41 Budetti 41 Randy Vanderhoof executive 41 Forrester Research FORR 41 Aite 41 Balaouras 41 Smetters 41 Alenka Grealish 41 multifactor authentication 41 Carey Schwaber 41 Dave Jevans 41 Navigant Economics 41 Fiering 41 identity theft Antle 41 Hypponen 41 Gwenn Bezard 41 George Tubin 41 Wettemann 41 NTA Monitor 41 PCI DSS compliance 41 Wernikoff 41 analyst Alois Pirker 41 StorageIO Group 41 Julie Fergerson 41 Zandi 41 Graham Titterington principal 41 Gijsels 41 Gottilla 41 Firstbrook 41 PCI compliant 41 Steve Kenniston 41 passwords 41 Germanow 40 Forrester Research 40 PCI compliance 40 Eric Ogren 40 Trusteer 40 Marrone Hurley 40 Sony rootkit 40 CardHub.com 40 Mickey Boodaei CEO 40 John Kindervag 40 Cluley 40 Barzdukas 40 Galen Schreck 40 Merv Adrian 40 Schatsky 40 Ed Kountz 40 Research www.javelinstrategy.com 40 PINs 40 Nessa Feddis 40 cardholder 40 Silitschanu 40 Golvin 40 Gnaizda 40 Utkus 40 Ron Shevlin 40 netbanking 40 Bitterer 40 reloadable prepaid cards 40 Lou Agosta 40 Halbheer 40 Symantec Huger 40 phishing scams 40 Shahrawat 40 Anti Phishing Working 40 Levkovich 40 Hyppoenen 40 Andrew Jaquith 40 analyst Paul Hamerman 40 keylogging 40 SANS Institute 40 Tonelson 40 Carole Theriault senior 40 McWilton 40 Profusek 40 Petrasic 40 Ahlmer 40 SecureCode 39 mi2g 39 Rob Bamforth 39 Mr Munchenberg 39 SQL injections 39 Radicati 39 Forrester 39 cyberattackers 39 Hund Mejean 39 Philip Russom 39 SecurID tokens 39 Mark Schwanhausser 39 debit card issuers 39 phishing 39 Luis Corrons technical 39 IT admins 39 Strichman 39 Heartland Payment 39 Quocirca 39 Norman Sadeh 39 Weinschenk 39 Tauschek 39 Krimminger 39 Fortify Software 39 Fran Howarth 39 phishing attacks 39 Machowinski 39 Brad Strothkamp 39 Chris Kozup 39 TJX breach 39 Manzuik 39 authentication tokens 39 Biometric authentication 39 Andrew Braunberg 39 acquirers 39 Wooditch 39 Lepsinger 39 authentication 39 Beccue 39 eIQnetworks 39 PCI Payment Card 39 Calomiris 39 Dushyant Shahrawat 39 overdraft fee 39 Weinswig 39 Caelli 39 Courtot 39 CARD Act 39 Yamarone 39 Apacs 39 TowerGroup finds 39 Powner 39 Garth Whyte executive 39 SQL injection attacks 38 Clampi 38 phishing expeditions 38 Kerravala 38 Zabritski 38 debit cards 38 Discover DFS 38 Satyavolu 38 Paul Zubulake 38 Olefson 38 Fersht 38 Koetzle 38 debit card transactions 38 Sperling Reich 38 Sucharita Mulpuru 38 Bruce Schneier 38 SmartSwipe 38 Lars Godell 38 Ted Schadler principal 38 Netbank 38 Noel Yuhanna 38 Adil Moussa 38 accountholders 38 Kasriel 38 overdraft fees 38 Bruce Temkin 38 Liscouski 38 Witty worm 38 Lonski 38 Fadaghi 38 Altfest 38 Feroli 38 Uri Rivner 38 Sophos Cluley 38 Hydrasight 38 DNS cache poisoning 38 Chris McWilton 38 yagu 38 association Apacs 38 Lochart 38 LastPass 38 Coviello 38 Sudin Apte 38 iDefense 38 antiphishing 38 Dunkelberg 38 Robin Gareiss 38 Lower Basch 38 Rob Koplowitz 38 XSS flaws 38 mag stripe 38 electronification 38 debit interchange 38 ZeuS Trojan 38 Kevin Mountford 38 SQL injection 38 socket layer 38 Elizabeth Herrell 38 Ed Mierzwinski 38 CardSystems breach 38 Forrester Research Cambridge Mass. 38 Joseph LaRocca 38 Mickey Boodaei 38 Solutionary 38 Zeus malware 38 National Retail Federation 38 Greengart 38 Orans 38 phishing URLs 38 Raskino 38 Linda Dandy P.Geo 38 spokeswoman Betty Riess 38 Scheidell 38 Hilwa 38 Safeguards Rule 38 Stacey Quandt 37 Ponemon Institute 37 Symantec 37 analyst Ken Dulaney 37 Laurie Wurster 37 Cenzic 37 Henry Dewing 37 Peter Ayliffe 37 James Kobielus 37 Steve Kleynhans 37 analyst Cubillas Ding 37 Brian Kilcourse 37 EFTPOS machines 37 debit card 37 Craig Shearman 37 Eschinger 37 tokenless 37 Modoff 37 IdentityTruth 37 Hamerman 37 Tokenization 37 Zero Liability 37 Kucharvy 37 Geisst 37 Identity Mixer 37 Theodore Iacobuzio 37 Passwords 37 PIN debit transactions 37 Nina Olson 37 Bézard 37 VALid POS ® 37 Act FACTA 37 Steve DelBianco executive 37 Durbin Amendment 37 phishing e mails 37 cybercriminals 37 Bernoff 37 Rogoff 37 Swonk 37 MiMail 37 Stephanie Balaouras senior 37 Petruczynik 37 Sanjay Sakhrani 37 phishes 37 SMBs 37 Drew Sievers 37 Ephraim Schwartz 37 SSL VPNs 37 PABP 37 Andrew Lochart senior 37 Clive Longbottom 37 Europay MasterCard 37 spokeswoman Natalie Riper 37 Ashish Bahl CEO 37 Heartland Payment Systems 37 Credit CARD Act 37 ZTIC 37 Barofsky 37 cybercrooks 37 Evelson 37 Landoline 37 Sentonas 37 Sannier 37 misconfigurations 37 SecurID authentication 37 exploitable vulnerabilities 37 Zeus botnet 37 Bill Dunkelberg 37 VanDerhei 37 Wood MessageLabs Intelligence 37 Arun Taneja founder 37 Michael Goulde 37 spammers phishers 37 Catherine Stagg Macey 37 analyst Arun Taneja 37 Visa EMV 37 MWR InfoSecurity 37 Carol Baroudi 37 hackers phishers 37 SystemExperts 37 Debit card 37 Laurent Lachal 37 Identity Fraud Survey 37 eBanking 37 Gordon Haff 37 factor authentication 37 Jonathan Yarmis 37 RSA encryption algorithm 37 Loshin 37 FFIEC guidelines 37 Edward Yingling president 37 Tim Hickernell 37 John Ulzheimer 37 Hartzer 37 Bandholz 37 Gene Leganza 37 SiteDigger 37 Ron Schmelzer 37 phishing schemes 37 analyst Laura Koetzle 36 identity thieves 36 Mastracci 36 SiteKey 36 S. Golvin 36 cryptographic protocols 36 Cyber Ark 36 told SCMagazineUS.com 36 Zeus Trojan 36 Tarzey 36 World Wide Worx 36 Sudin Apte principal 36 Maurene Caplan Grey 36 Endpoint Technologies 36 Fahlund 36 decoupled debit 36 SecurityCurve 36 Rinnen 36 crimeware toolkit 36 DiFucci 36 Andrew Bartels 36 Michele Pelino 36 John Pescatore Gartner 36 Dodd Frank 36 Pescatore Gartner 36 RSA SecurID token 36 Robin Bloor 36 Furchtgott Roth 36 MyBankTracker.com 36 Domeyer 36 Tony Plath 36 Ezrati 36 PCI DSS compliant 36 Ben Pring 36 Neil Katkov 36 Egol 36 encryption 36 Crupnick 36 Stanwyck Wagner 36 Garsson 36 Seiberg 36 cyber criminals 36 overdraft protection 36 PCI Compliance 36 ATM surcharges 36 DirectPay 36 Nemertes 36 Wallison 36 PINless debit 36 EIPP 36 Beth Givens 36 Jason Kupferberg 36 Ritholtz 36 SQL injection vulnerabilities 36 fraudsters 36 Ben Bajarin 36 Carfang 36 FDIC Bair 36 Langevoort 36 HBGary Federal 36 Slashdot blogger hairyfeet 36 analyst Charles Golvin 36 Josh Greenbaum 36 Peter Garuccio spokesman 36 Abouhossein 36 Monica Basso 36 Krugman 36 Alois Pirker wealth 36 CardSystems Solutions 36 told SCMagazine.com 36 Phishers 36 DNS vulnerability 36 Brussin 36 Walravens 36 Bob Tarzey 36 Slashdot blogger yagu 36 cybercriminal activity 36 Tamara Draut 36 V3.co.uk. 36 L. Yingling 36 Brent Iadarola 36 Ed Mierzwinski consumer 36 Bosnell 36 Hallawell 36 PIN codes 36 GAO 36 Harteveldt 36 analyst Charlene Li 36 exploiting vulnerabilities 36 Celent 36 spear phishers 36 Illuminata analyst 36 TIGTA 36 WEP encryption 36 Craig Focardi 36 eSecurity Planet 36 SSL certificate 36 JP Gownder 36 Damon Silvers 36 Visa MasterCard SecureCode 36 Enderle Group 36 David Hallerman eMarketer 36 Steve Duplessie 36 malicious hackers 36 Takeyh 36 RK Hammer 36 Koomen 36 Carol Rozwell 36 fraudulent ATM withdrawals 36 Joanne Correia 36 Erin Kinikin 36 James Chessen chief 36 Augie Ray 36 Gartner 36 Trustwave 36 Charbo 36 Sherlund 36 Damoulakis 36 MasterCard SecureCode 36 creditcards.com 36 Multifactor authentication 36 penetration testers 36 Rashtchy 36 Scovanner 36 EMV chip 36 Chris Brendler 36 Credant Technologies 36 analyst Noel Yuhanna 36 Joseph Feiman 36 Brad Shimmin 36 Zawel 36 analyst Rebecca Wettemann 36 ZeuS 36 Schwark Satyavolu 36 Evelyn Hubbert senior 36 Bill Hardekopf CEO 36 Deschenaux 36 SecureID 36 bluesnarfing 35 conficker worm 35 Obiodu 35 EBPP 35 encryption authentication 35 Harpointner 35 Irwin Lazar 35 Standards PCI DSS 35 Fronstin 35 McAfee 35 StorageIO 35 Triple DES 35 Matt Aslett 35 ThreatMetrix 35 antivirus scanners 35 Jon Oltsik principal 35 Alex Winogradoff 35 Phishing scams 35 passwords PINs 35 Erica Rugullies 35 MyDoom variants 35 Sifma 35 Ms. Caranci 35 AppSecInc 35 Eric Burgener 35 McAfee Labs 35 analyst Laura DiDio 35 Julie Giera 35 association APACS 35 Conficker botnet 35 RSA SecureID 35 phising 35 NRF 35 Silverblatt 35 Paytrust 35 David Schatsky 35 James Feyrer 35 Garlik 35 Gerri Detweiler 35 encrypting 35 Mebroot 35 Datsopoulos 35 bankless 35 POP Adjunct Fellow 35 Brent Thill 35 Vormetric 35 Von Tetzchner 35 Honeypots 35 Sinur 35 Findlan 35 securitized subprime mortgages 35 Peppercoin 35 Credit.com 35 Nassirian 35 Jeanne Capachin research 35 Vuk Trifkovic 35 Edmund Mierzwinski consumer 35 Zeus trojan 35 Monshaw 35 Rupkey 35 Dale Kutnick 35 Drbul 35 Ellen Tolley spokeswoman 35 Visa MasterCard 35 Personal Identification Numbers 35 Dan Kusnetzky 35 debit cardholders 35 Giera 35 Wal Mart MoneyCard prepaid 35 Lisa Phifer 35 Pasacreta 35 Wireless Equivalent Privacy 35 Ebay PayPal 35 ThankYou 35 cryptographic 35 Frappaolo 35 Novantas 35 LowCards.com 35 Krosby 35 MWE Consulting 35 Credit Card Accountability Responsibility 35 Urlocker 35 Sheri McLeish 35 NAFCU 35 HBGary 35 ClearCommerce 35 Steven Adamske spokesman 35 PayPal 35 Paul Hamerman vice 35 NASDAQ FORR 35 DNS poisoning 35 Ali Noroozi 35 Joshua Peirez 35 vishing 35 debit 35 Viarengo 35 PrivacyGuard 35 Heires 35 Childears 35 MSBs 35 crimeware 35 analyst Safa Rashtchy 35 Entner 35 eFraudNetwork 35 MSBlast 35 Hrebiniak 35 ChexSystems 35 Potrikus 35 EMV Europay MasterCard 35 Fauscette 35 Fernando Elizalde 35 ZeuS botnet 35 mag stripe cards 35 Peter Gerr 35 Tiversa 35 Plastyc 35 Owcharenko 35 Sinowal 35 Phil Asmundson 35 Jollans 35 APACS 35 Neil Macehiter 35 Jean Bozman 35 PIN 35 CIBIL 35 Ms. Morgenson 35 logons 35 Mark Jalovec 35 logon credentials 35 Von Lohmann 35 numeric passwords 35 endpoint virtualization 35 Hatzius 35 nonbanks 35 analyst Stacey Quandt 35 e tailing 35 Egerstad 35 Trish Wexler 35 Windows logon passwords 35 Techaisle 35 Clabby 35 Worldpay 35 Antecol 35 firm Aite Group 35 spear phishing attacks 35 PINs passwords 35 worms viruses spyware 35 Ptak Noel & 35 HSH Associates 35 Gawker hack 35 Rob Bamforth principal 35 Basel II 35 Kevin Mukri spokesman 35 drinkypoo 35 VALid POS 35 Harry Senlitonga 35 Gail Hillebrand senior 35 Laura DiDio principal 35 Jay Lyman 35 RSA Security 35 Caroline Dangson 35 Electronic Payments 35 Yanick Desnoyers assistant 35 NameProtect 35 unauthorized debits 35 CFPB 35 Camarota 35 Rodney Nelsestuen 35 Jennifer Tescher 35 WSLabi 35 biller direct 35 Duessel 34 cybercrime 34 hackers 34 J.Gold Associates 34 magnetic stripe cards 34 Isabella Fonseca 34 ExxonMobil Speedpass 34 AdmitOne 34 CallingID 34 MasterCard Inc MA.N 34 Paul Koches Ocwen 34 Moshe Orenbuch 34 Thomas Manes 34 Visa CISP 34 Bookstaber 34 Goatse 34 Schroepfer 34 Retail Federation NRF 34 Slavik Markovich 34 merchant acquirers 34 antispam filters 34 underbanked 34 Creditcards.com 34 Kirsten Trusko 34 Slawsby 34 targeted spear phishing 34 Zeus Kerravala 34 phishing emails 34 Steven Wieting 34 analyst Alex Slawsby 34 Kim Jae Eun 34 Kotlikoff 34 Tole Hart 34 Linsalata 34 rootkits 34 Burchers 34 VeriSign SSL certificates 34 CGAP 34 CNP fraud 34 Woroch 34 Alan Dayley 34 Edelstone 34 BillMeLater 34 Rugullies 34 Digital Transactions 34 Fred Touchette 34 InterSwitch 34 insured depositories 34 Salowe Kaye 34 Brian Babineau 34 Judith Hurwitz 34 Cahoot 34 vishing scams 34 magstripe 34 SoBig 34 Data Breach Investigations 34 analyst Dan Kusnetzky 34 Ferragu 34 NSBA 34 Peter Wallison 34 Hannaford 34 frivolous lawsuits Quaid 34 Cluely 34 Adam Sarner 34 Graseck 34 Sonal Gandhi 34 Ted Schadler 34 Jeffrey Grau eMarketer 34 NBPCA 34 Biben 34 unbanked 34 Authers 34 Bill Rys 34 VanAmburg 34 cardholders 34 federated identity 34 Milunovich 34 Joe Clabby 34 Jackie Fenn 34 CFPA 34 cyber crooks 34 Securosis 34 Orenbuch 34 resetting passwords 34 Contactless payment 34 Frederick Felman chief 34 Anders Lofgren 34 SafePass 34 Schneier argues 34 Andrew Hagger 34 CVV2 34 Ipsos Insight 34 Fake antivirus 34 consultant Graham Cluley 34 Naroff 34 Visa Cardholder Information 34 Security VDSI 34 Daniel Tarman 34 VeriSign 34 passphrases 34 M Com BankAnywhere 34 American Bankers Assn 34 Gartenberg 34 Savatar 34 pharmers 34 Retail Federation 34 Cifas 34 antivirus software 34 prepaid cards 34 Technopak Advisors 34 eMerchants 34 JBB Research 34 Jay Pultz 34 PCI DSS v#.# 34 Andreas Bitterer 34 Jonathan Arber 34 Identrus 34 Walter Janowski 34 wallets checkbooks 34 Duplessie 34 Establishing PaySecure 34 Joanne Galimi 34 PayPass reader 34 Esteban Kolsky 34 Felix Salmon 34 MIFs 34 consultancy Celent 34 bulge bracket firms 34 EPPICard 34 hk domain 34 Andi Mann 34 Bill Hampel 34 ACH debit 34 Inc HPY 34 VeriSign SSL Certificates 34 anonymizing 34 Todd Feinman 34 Vesset 34 GetSafeOnline.org 34 Verizon Data Breach 34 TK Cheung 34 Goloven 34 Wells Fargo NYSE WFC 34 Dushyant Shahrawat senior 34 Darren Parslow 34 Golodner 34 Ira Rheingold executive 34 USA Cardholder Information 34 Manishin 34 Sinowal Trojan 34 Alliance CSIA 34 Symantec SYMC 34 Stuart Plesser 34 spokeswoman Sharon Gamsin 34 Storm Worm 34 Lepeak 34 Sahir Anand 34 Edward Najarian 34 underbanked consumers 34 Hostmann 34 Norton Confidential 34 Engates 34 MyCallcredit 34 Providian Financial 34 Benoit Lheureux 34 Copulsky 34 Merski 34 economist Michael Feroli 34 analyst Leslie Fiering 34 analyst Zeus Kerravala 34 Desmond Lachman 34 Kloza 34 economist Avery Shenfeld 34 Madhavi Mantha 34 Jeffrey Grau 34 Utzschneider 34 Baumohl 34 Shelton Waggener 34 GuardedID 34 Vishing 34 Howard Davidowitz 34 eBay PayPal 34 Inc. NASDAQ FORR 34 Steve Duplessie founder 34 Tesija 34 Mark Raskino 34 Rick Sherlund 34 Michele Cantara 34 encryption tokenization 34 phisher 34 Aptys 34 Mihalchik 34 Dan Egerstad 34 Nimda 34 Carl Zetie 34 Avi Greengart 34 consultant TowerGroup 34 reloadable cards 34 Margo Visitacion 34 Camplejohn 34 PIN Debit 33 Korstange 33 Walmart MoneyCard 33 NetChoice 33 CashView 33 Petreley 33 Shannon Stemm financial 33 MacGuineas 33 Colin Teubner 33 Stoltmann 33 Andy Efstathiou 33 Mark Rasch 33 Security Program CISP 33 Poulley 33 FAO Economics 33 malware botnets 33 Kevin Petrasic 33 magnetic stripe 33 Pelz Sharpe 33 Rerisi 33 Ted Schadler Forrester Research 33 Andrea Di Maio 33 Mark Beccue 33 Interac 33 CreditKarma.com 33 phishing spoofing 33 Arthur Goldstuck 33 Basex 33 P. Bliley 33 analyst Jeremiah Owyang 33 Phishing emails 33 pharming attacks 33 WSL Strategic Retail 33 Tola Sargeant 33 Keith Gile 33 voke inc 33 Soderbery 33 Avi Greengart principal 33 Easter Consumer Intentions 33 Larry Hettick 33 keystroke logger 33 Mikako Kitagawa 33 Government Accountability Office 33 EMV 33 JupiterResearch analyst 33 Bettina Tratz Ryan 33 Wayne Abernathy 33 Mzansi accounts 33 Bradford DeLong 33 Mintel Comperemedia 33 debit card interchange 33 SSL certificates 33 Bace 33 NACHA 33 MedPAC 33 Shuan Ghaidan 33 PIN debit cards